First State Mortgage

First State Mortgage First State Mortgage is a full-service mortgage lender offering home loans and refinancing. We look forward to putting out mortgage service to work for you!

Who We Are

First State Mortgage is a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. Since 1867, we have built a strong reputation as a trusted, established mortgage lender, serving the lending needs of real estate professionals, builders, and individual homebuyers in the communities we

serve. In addition to competitive rates, we offer in-house processing, underwriting, and closing. Loan Programs:

First State Mortgage is committed to taking the stress out of the loan process and ensuring our customers' total satisfaction. To do this, we have secured direct access to hundreds of loan programs that can meet each of our customer's varied and diverse situations. Our Mortgage Loan Programs include:
- Conventional
- FHA
- VA
- USDA
- JUMBO
- Construction & Rehab Loans
- And more! Our Commitment

Our commitment is to provide our community with superior home financing solutions and resources. We offer countless loan programs to find the best fit - and the best RATE - for your new home purchase or refinance. How to Reach Us

For more information, please visit our website at www.fsmortgage.com, come by and see us, or call us at (480) 465-4555. First State Mortgage, a division of First State Bank of St. Charles, MO | NMLS ID: 416668
Licensed to lend in all 50 states. Equal Housing Lender.

05/26/2026

Save smarter this summer and give your future goals a little extra sunshine. ☀️💚

Our limited-time CD Specials are designed to help your money grow with confidence.

Visit us online at https://bit.ly/4f2V4rs or stop by your local First State Bank banking center to get started.

This Memorial Day, we pause to remember and honor those who gave their lives in service to our nation. Their courage and...
05/25/2026

This Memorial Day, we pause to remember and honor those who gave their lives in service to our nation. Their courage and sacrifice will never be forgotten.

In observance of the Memorial Day holiday, our mortgage offices will be closed today, Monday, May 25.

https://fsbfinancial.com/

Home is more than a place — it’s the people who make it special. 🏡💐This Mother’s Day, we’re celebrating the moms and mot...
05/10/2026

Home is more than a place — it’s the people who make it special. 🏡💐

This Mother’s Day, we’re celebrating the moms and mother figures who turn houses into homes filled with love, comfort, and memories.

Happy Mother’s Day from First State Mortgage!

05/07/2026

What are you hearing from your community right now?

Our CEO, Luanne Cundiff, shares why those conversations happening right here in our local communities matter—and how they help shape a clearer picture of what’s happening across our region.

She was recently featured by the Federal Reserve Bank of St. Louis as part of its “Your Fed. Your Voice.” Initiative.

▶️ Have a listen.

Match Day means new beginnings for so many future doctors! If you’re starting your residency and planning a move, you ma...
04/10/2026

Match Day means new beginnings for so many future doctors! If you’re starting your residency and planning a move, you may be able to buy a home sooner than you think.

Our Medical Professional Home Loan is designed for doctors, dentists, and other medical professionals with flexible qualifications and low to no down payment for qualified medical professionals.

Wherever your residency takes you, we’re here to help you feel at home. Reach out to our team to learn more. https://bit.ly/submit-inquiry

Mortgage rates are at their lowest levels in years. If purchasing your next home or refinancing has been on your mind, n...
02/27/2026

Mortgage rates are at their lowest levels in years. If purchasing your next home or refinancing has been on your mind, now is a great time to start the conversation. We’ll help you evaluate your options and build the right strategy.

Contact us today:
Request a Call from a Loan Officer: https://bit.ly/submit-inquiry
Find a Specific Loan Officer: https://bit.ly/find-loan-officer

SPECIAL OFFER: Follow us on Facebook or Instagram and receive $250 off closing costs on your new home purchase or refinance. To redeem, mention this offer to your First State Mortgage loan officer at the time of loan application. Offer ends 6/30/26.

Spring is around the corner — and today’s low mortgage rates are creating opportunity. Whether you’re:• Buying a new ho...
02/20/2026

Spring is around the corner — and today’s low mortgage rates are creating opportunity. Whether you’re:
• Buying a new home
• Accessing equity for renovations
• Refinancing to lower your rate or monthly payment

Now may be the right time to explore your options. Let’s build a plan that fits your goals.

Request a Call from a Loan Officer: https://bit.ly/submit-inquiry
Find a Specific Loan Officer: https://bit.ly/find-loan-officer

SPECIAL OFFER: Follow us on Facebook or Instagram and receive $250 off closing costs on your new home purchase or refinance. To redeem, mention this offer to your First State Bank Mortgage loan officer at the time of loan application. Offer ends 6/30/26.

Happy Presidents’ Day! In observance of the holiday, our mortgage office is closed today, Monday, February 16.
02/16/2026

Happy Presidents’ Day! In observance of the holiday, our mortgage office is closed today, Monday, February 16.

Coming soon…eligible homebuyers may be able to lower their interest rate by up to 1.5% below current market rates. Want ...
02/06/2026

Coming soon…eligible homebuyers may be able to lower their interest rate by up to 1.5% below current market rates. Want to see if you will qualify? Talk with a First State Mortgage loan officer to learn more. https://bit.ly/4nvmt6c

NMLS 416668

At their January meeting, the Board voted to maintain the current policy rate, as expected. The Fed doesn't control mort...
01/28/2026

At their January meeting, the Board voted to maintain the current policy rate, as expected. The Fed doesn't control mortgage rates directly, and economic or geopolitical events are more likely to have an impact on mortgage rates at this time. If you want to discuss whether now is the right time for you to make a move, please reach out to a First State Mortgage Loan Officer at https://bit.ly/46tG0xa

First State Mortgage is an Equal Housing Lender.

Address

7047 E. Greenway Parkway, Ste. 250. Rm. 251
Scottsdale, AZ
85254

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14804654550

Website

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