James Stewart and Guaranteed Rate NMLS# 1381734

James Stewart and Guaranteed Rate NMLS# 1381734 I am a VP of Mortgage Lending at Guaranteed Rate. Personal NMLS # 1381734. Guaranteed Rate #2611. A mortgage company who grows for good.

We believe you’re amazing and can do anything you want in the world. Believe you can and you will. For licensing information, go to www.nmlsconsumeraccess.org | www.rate.com/licensing

05/07/2026

At Rate, we're committed to serving those who served, offering VA loan benefits including no minimum FICO and multiple loan options. You may have more opportunities than you think. Buy or refi** with us today.

Learn more: http://ms.spr.ly/6180vM7nE

05/06/2026

Most buyers don’t have 20% down, they just think they need it. That assumption keeps people waiting longer than they have to. If that’s what’s holding you back, let’s talk through what may actually be possible.

Learn more: http://ms.spr.ly/6189vMM2v

Good news for buyers and sellers: home prices rose in 71% of metro markets in Q1, showing many homeowners may still have...
05/05/2026

Good news for buyers and sellers: home prices rose in 71% of metro markets in Q1, showing many homeowners may still have strong equity to work with. At the same time, typical monthly mortgage payments were down from last quarter and last year, giving buyers a little more room to plan their next move.

See what the latest data could mean for you: http://ms.spr.ly/6183vza2Z

05/04/2026

Cypto hasn’t always counted in mortgage qualification. Not anymore. RateFi may help you qualify without selling your position, so you can stay aligned with your long-term strategy and move forward with asset freedom.

Explore what’s possible: http://ms.spr.ly/6182vKQem

05/01/2026

You’ve earned more than a thank you. You’ve earned access to real opportunities. VA loans could help eligible buyers take a step toward homeownership with options that could reduce some of the usual barriers.

If you’re thinking about buying, I can help you explore what your benefits could mean for you. Reach out anytime: http://ms.spr.ly/6185vJzZx

The Fed held rates steady today and that kind of consistency can create opportunity. When the market pauses, smart strat...
04/29/2026

The Fed held rates steady today and that kind of consistency can create opportunity. When the market pauses, smart strategy matters more than ever.

Let’s connect and walk through your options: http://ms.spr.ly/6182vyyH0

04/28/2026

Buying soon? There may be ways to lower your payment early in your loan. A RateReduce Temp buydown is one strategy worth exploring.

Let’s connect and see if it fits your situation: http://ms.spr.ly/6183vH1uc

04/23/2026

The spring homebuying season moves fast. Preparation keeps you steady. When you understand your numbers, you make stronger moves in competitive markets. If you’re planning a spring purchase, let’s build a plan that strengthens your offer.

Get started: http://ms.spr.ly/6180vEBSr

04/22/2026

This Earth Day, own your impact. Energy-efficient upgrades like insulation, high-efficiency HVAC systems and water-saving fixtures may help reduce long-term utility costs. With GreenLiving*, eligible improvements can be financed through your mortgage.

Learn more: http://ms.spr.ly/6180vDVqa

Pending home sales are on the move, rising 1.5% in March. Signed contracts increased in the Northeast and South, and som...
04/21/2026

Pending home sales are on the move, rising 1.5% in March. Signed contracts increased in the Northeast and South, and some markets are even seeing price reductions. More opportunities could be ahead this spring.

Get the full housing breakdown: http://ms.spr.ly/6186v873r

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Scottsdale, AZ
85254

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