Client Benefit Insurance Services

04/29/2024

Why every employer should have a Section 129 DCAP FSA
The Dependent Care Assistance Plan (DCAP) Flexible Spending Account (FSA),authorized under IRC Section 129, is an attractive benefit for employees who pay for childcare arrangements or adult daycare for their parents. Many employees don’t take advantage of this benefit and may be unaware of the significant tax savings.Qualified dependent care expenses may include, but are not limited to:

The care of a child under the age of 13,
Daycare for parents,
Care for a disabled spouse or a dependent incapable of caring for himself, and
Summer day camps.

03/19/2024

CASH FLOW- Check the report!

While reviewing your general ledger is important, you'll also want to look at other key reports for your cash flow. Learn more.

03/15/2024

Launching our new website today!
🥂

CBIS is a full service brokerage We offer Life, health, commercial, workers comp, general liability, commercial auto, and homeowners Our primary focus is group health and life insurance. That includes group benefits for companies with employees. Medical, dental, vision, supplemental coverages & exec...

01/24/2024

BIG BROKER? small business?
Don’t get left out or forgotten
Compliance is impossible if you don’t know the rules
We’re here to help! Questions? 800-752-2791

When it comes to Employee Retirement Income Security Act (ERISA) compliance, employers and benefit consultants often ask us questions about plan document and summary plan description (SPD) requirements. In this post, we will answer our frequently asked questions regarding when employers must have pl...

09/19/2023

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09/12/2023

Need life insurance?
Do you know how much you need?
Comparenapply.com

How much life insurance is right for you and your family?

09/11/2023

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09/09/2023

It's never too early to be financially prepared for age-related health costs that may arise and change as you get older.

Your health is a prized gem that determines the quality of life you’ll live. For your health to thrive into your senior citizen years, you must factor in matters of finance in your plans. While you’ll be eligible to access senior citizen health care services and other benefits, you can do more t...

09/07/2023

If you like my service or have feedback to share, don't forget to leave a review on my site.

If we’ve worked together in the past and you had a great experience, would you pay it forward with a review? Thanks so much in advance.

09/06/2023

Setting some money aside as an emergency fund can be a lifesaver in a pinch. But when should you actually dip into those savings? Here are some example scenarios.

Unexpected medical bills? Yes. Disney World? No.

09/03/2023

It can be a smart move to diversify your investments through assets like real estate or private equity. However, it's important to weigh the potential benefits and drawbacks of each investment option.

The potential for higher returns from alternative investments such as real estate and private equity comes with some risks. Are they right for you?

08/31/2023

Annuities are becoming an increasingly popular option for retirement planning. But which one is right for you? Here's a look at five different types of annuities.

Demystify your retirement options.