Libron-Duerme & Associates

06/07/2023

09/04/2015

Plan. Protect. Peace of Mind

08/09/2015

stay tuned....

08/09/2015

Stay tuned...

02/23/2015

Life happens in a heartbeat. Make sure your loved ones are protected throughout the journey.

Make an appointment at 858-208-3289

02/17/2015

There is no one-size-fits-all approach to retirement. The same is true of life insurance. Regardless of your financial situation, it is a good idea to speak with an insurance or financial professional to determine which life insurance options make the most sense for you, your family and your assets. Call today 858-208-3289

02/12/2015

:
Do you know:

THAT THE GOVERNMENT OWNS YOUR 401K AND CAN CHANGE THE RULES AT WILL.

You may be surprised to learn this, but your 401(k) does not even technically belong to you. Read the fine print and you will find "FBO" (For Benefit Of). The tax code makes it technically owned by the government, but provided for your benefit.

Judging from world history, 401(k)s could be in great jeopardy. Other countries have raided private retirement plans to fund the government. Argentina did it in 2008, Hungary did it in 2010 and Ireland in 2011. Similar pension raids occurred in Poland and France.

Could it happen in America? Well, during the last recession, Congress invited an expert to give testimony on confiscating 401(k)s and turning them into a public retirement plan like Social Security. It only takes one economic crisis before you retire for possible rule changes or confiscation of your 401(k).

Now you know. Lets talk about your options.

http://www.entrepreneur.com/article/242113

The bedrock of retirement planning for millions of people is much shakier than most realize.

02/04/2015

Each decade of life brings unique challenges. That’s why we’ve compiled our client-focused financial information into three custom guides, respectively, for people in their 20s, 30s and 40s.

Your appointment with us will help you save better- we’ll give you a guide for your money—for free. call 858-208-3289 and one of our Associates will be happy to help you

02/04/2015

858-208-3289