Tai Boutell, Mortgage Consultant NMLS #254438

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Tai Boutell, Mortgage Consultant  NMLS #254438 Tai Boutell, Mortgage Loan Officer with the Santa Cruz Lending Group (Powered by Intercap Lending)

I'm Tai Boutell, a Mortgage Loan Officer with the Santa Cruz Lending Group, dedicated to helping clients make confident home financing decisions. Whether you're purchasing a home, refinancing, or exploring loan options, I provide personalized guidance and a streamlined lending experience. I work with a variety of loan programs, including conventional, FHA, VA, USDA, and refinance loans, to help borrowers achieve their homeownership goals.NMLS # 254438

10/30/2026

Waiting for rates to come down? Maybe it's time to flip the script and not wait for rates to go up further.

Before I was helping people finance homes in Santa Cruz, I grew up with Montana's mountains and lakes as my playground, ...
10/28/2026

Before I was helping people finance homes in Santa Cruz, I grew up with Montana's mountains and lakes as my playground, so being outside has always been part of my life.

These days, you'll often find me on the ocean racing outrigger canoes with local paddling clubs. And somewhere along the way, I got to experience my favorite adventure of all: raising two daughters.

Fun fact: My name, Tai, means ocean in Polynesian. Pretty fitting, considering how much time I spend on the water.

5.0 star review received on Experience.com for Tai Boutell by Loren P - Tai was great! He was accessible and patient wit...
10/23/2026

5.0 star review received on Experience.com for Tai Boutell by Loren P - Tai was great! He was accessible and patient with me. I really appreciate that he helped me make a good decision, and he was really respectful and knowledgeable during the whole process. And he worked extra hard to get my loan approved before interest rate were raised. I highly recommend Tai Boutell.

Read more: https://experience.com/reviews/tai-boutell-1790704337/8a8fe1f2-faee-405d-b913-1db147055754?V=1792717324&utm_source=facebook&utm_medium=autopost&utm_content=13771405

Not everyone's real estate goals look the same. For some people, it's getting into their first home. For others, it's mo...
10/20/2026

Not everyone's real estate goals look the same. For some people, it's getting into their first home. For others, it's moving into a place that better fits their family, buying an investment property, or making the most of the real estate they already own.

I've been a homeowner and real estate investor myself, so I understand that these decisions can have a lasting impact on your finances.

Let’s get clear on your numbers, understand your options, and put a plan together.

That's where I like to start.

After more than 25 years in the business, I've worked with people buying their first home, moving into their next one, a...
10/15/2026

After more than 25 years in the business, I've worked with people buying their first home, moving into their next one, and building real estate portfolios. Different situations, different goals, different challenges.

But a few things are always true. You should understand what you're signing. Your mortgage should make sense for your financial situation. And you should feel comfortable asking questions, even the ones you think you should already know the answers to.

Look through for a little real talk from someone who's been doing this a while.

5.0 star review received on Experience.com for Tai Boutell by Laura J - I truly appreciated Tai's consistency throughout...
06/24/2026

5.0 star review received on Experience.com for Tai Boutell by Laura J - I truly appreciated Tai's consistency throughout the entire process, as well as his expertise and calming presence during times when I felt particularly stressed. His professionalism and support made a meaningful difference in my experience. I would highly recommend him to friends, family, and prospective customers without hesitation.

Click to see all 542 reviews of Tai Boutell, Branch Manager | NMLS # 254438

5.0 star review received on Experience.com for Tai Boutell by Lillian K B - Tai  was  responsive  and  easy  to  work  w...
06/17/2026

5.0 star review received on Experience.com for Tai Boutell by Lillian K B - Tai was responsive and easy to work with. Communication was convenient and he clearly explained what I needed to know

Click to see all 538 reviews of Tai Boutell, Branch Manager | NMLS # 254438

5.0 star review received on Experience.com for Tai Boutell by Erica P - Tai is always on top of things. Nothing falls th...
06/14/2026

5.0 star review received on Experience.com for Tai Boutell by Erica P - Tai is always on top of things. Nothing falls through the cracks, d I never have a problem trying to reach him! Always outstanding service from this great group!

Click to see all 537 reviews of Tai Boutell, Branch Manager | NMLS # 254438

5.0 star review received on Experience.com for Tai Boutell by Paula C S - One big reason is Tai was knowledgable, effect...
06/12/2026

5.0 star review received on Experience.com for Tai Boutell by Paula C S - One big reason is Tai was knowledgable, effective and caring enough to help me through this process. He locked in a rate as he saw the interest begin to rise, which saved me money and gave me peace of mind.

Click to see all 536 reviews of Tai Boutell, Branch Manager | NMLS # 254438

5.0 star review received on Experience.com for Tai Boutell by Erick F - Tai does it again!! We were able to close escrow...
05/26/2026

5.0 star review received on Experience.com for Tai Boutell by Erick F - Tai does it again!! We were able to close escrow in 15 days!! Tai Boutell and his team at Santa Cruz Lending Group did an outstanding job. Exceeded expections and the end result is, very happy clients.

Click to see all 535 reviews of Tai Boutell, Branch Manager | NMLS # 254438

Address

2425 Porter Street #13
Santa Cruz, CA
95073

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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