Junod Team

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Junod Team Mortgage Consultant
Mark Junod Licensing: NMLS 582910 | Company NMLS 3029 I have worked in the mortgage banking industry in Santa Cruz County since 1984.

The breadth of my experience covers all facets of the industry including owning a mortgage brokerage firm and working for a mortgage banking company and a national bank. During this time, I have been recognized as a top performer in developing professional relationships with individuals and business partners. I have developed a stellar reputation for integrity and professionalism in the Santa Cruz area real estate and financial services community. My career consists of working with more than 4,500 families funding more than $1 Billion in residential mortgage loans. It is a privilege to work with customers as a trusted advisor in providing them with expert advice, education and communication about the home financing process. This enables our customers to make well informed financial decisions. We treat customers like family and work diligently to make the experience professional, ethical and fun! We do this with unequaled passion. I have been a speaker on many occasions to such groups as the Santa Cruz County Association of Realtors, the Financial Planners Association, and the California Mortgage Bankers Association. Through these speaking engagements, I am able to share my knowledge of trends in the mortgage banking industry, economics and best practices.

40+ years living in Santa Cruz County. NMLS ID # 582910 / CA-DOC582910
Branch NMLS # 2458067
Company NMLS # 3029
Nmlsconsumeraccess.org
Equal Housing Opportunity

September existing-home sales picked up 1.5% from August but remained 2.2% below last September. With more inventory and...
10/16/2026

September existing-home sales picked up 1.5% from August but remained 2.2% below last September. With more inventory and homes spending longer on the market, buyers may find more room at the negotiating table. Let’s connect and help your clients make their next move.

Your home can be part of your plan for what’s next. A reverse mortgage may help you access your home equity without sell...
10/15/2026

Your home can be part of your plan for what’s next. A reverse mortgage may help you access your home equity without selling or moving. Learn about your options: http://spr.ly/6186BGX2YQ

Cash offers continue to play a big role in today’s market. Even for buyers considering going financing-free, a conversat...
10/14/2026

Cash offers continue to play a big role in today’s market. Even for buyers considering going financing-free, a conversation with a loan officer can lay out all the options.

That’s a biiiiig question. Our Rent vs. Buy calculator can help you start answering it. Find it here: http://spr.ly/6181...
10/13/2026

That’s a biiiiig question. Our Rent vs. Buy calculator can help you start answering it. Find it here: http://spr.ly/6181BGsyPx

The typical first-time homebuyer is 40. And there are fewer of them. What’s available to help them overcome barriers — r...
10/09/2026

The typical first-time homebuyer is 40. And there are fewer of them. What’s available to help them overcome barriers — real and perceived — to become homeowners? Find out what’s really going on in our article: http://spr.ly/6181BGfvzv

Ready to get the green light on homebuying? CCM ZeroDown helps eligible borrowers purchase a home with $0 down, so a dow...
10/08/2026

Ready to get the green light on homebuying? CCM ZeroDown helps eligible borrowers purchase a home with $0 down, so a down payment doesn’t have to keep you waiting. Contact us to learn more!

Everyone’s down payment is different. Wherever it comes from and however much it is, we can help build a financing strat...
10/07/2026

Everyone’s down payment is different. Wherever it comes from and however much it is, we can help build a financing strategy around it.

Refinancing comes in lots of shapes and sizes. Curious if a cash-out refi is right for you? Learn more about it: http://...
10/06/2026

Refinancing comes in lots of shapes and sizes. Curious if a cash-out refi is right for you? Learn more about it: http://spr.ly/6187BGc15l

It wasn't the easiest month for the housing market. Buyer demand remained cautious and affordability continued to be a f...
10/02/2026

It wasn't the easiest month for the housing market. Buyer demand remained cautious and affordability continued to be a focus. That's why exploring financing options and working with knowledgeable professionals can be more important than ever. Read more: http://spr.ly/6183BGQoSB

Buying your first home? An FHA loan can give you more ways to make it happen, from down payments as low as 3.5% to flexi...
10/01/2026

Buying your first home? An FHA loan can give you more ways to make it happen, from down payments as low as 3.5% to flexible qualifying guidelines. Learn more: http://spr.ly/6180BGX2YI

Address

133 Mission Street, Suite 210
Santa Cruz, CA
95060

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18316004709

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