Char Johanson, Loan Officer, NMLS: 257674

Char Johanson, Loan Officer, NMLS: 257674 Char Johanson | NMLS # 257674
Loan Officer
Franklin Loan Center
NMLS # 237653

As a dedicated mortgage professional, my purpose is to fulfill your dreams of homeownership. Our company doesn't simply offer some of the most competitive rates in the mortgage industry; we provide impeccable service from start to close. I'm committed to delivering each borrower a hassle-free mortgage experience by providing breakthrough technology, transparent communication, unparalleled turn-times and, most importantly, around the clock attention to your loan.

5.0 star review received on Experience.com for Charlene Rene Johanson by Gregory R N - Very pleasant to work with
05/24/2026

5.0 star review received on Experience.com for Charlene Rene Johanson by Gregory R N - Very pleasant to work with

Click to see all 53 reviews of Char Johanson at Franklin Loan Center, Loan Officer

5.0 star review received on Experience.com for Charlene Rene Johanson by Jai N - Charlene as always quick, transparent a...
05/19/2026

5.0 star review received on Experience.com for Charlene Rene Johanson by Jai N - Charlene as always quick, transparent and accurate.

Click to see all 52 reviews of Char Johanson at Franklin Loan Center, Loan Officer

Congrats to the Class of 2026 on this huge milestone!Not that you asked for it—but we wanted to share our top 5 tips for...
05/12/2026

Congrats to the Class of 2026 on this huge milestone!

Not that you asked for it—but we wanted to share our top 5 tips for graduates from a mortgage perspective.

Homeownership is one of the most powerful wealth‑building tools out there, and the earlier you get started, the better

The National Association of Realtors just released its annual Generational Homebuyer & Seller Trends Report, breaking do...
04/24/2026

The National Association of Realtors just released its annual Generational Homebuyer & Seller Trends Report, breaking down home purchases by age.

Here’s the big takeaway
52% of homes purchased last year were bought by buyers ages 46–70.

What do you think happens next year?

Will Boomers keep the crown—or could we see a surge from older Millennials?

5.0 star review received on Experience.com for Charlene Rene Johanson by Taemi H - Very nice and helpful.
04/21/2026

5.0 star review received on Experience.com for Charlene Rene Johanson by Taemi H - Very nice and helpful.

Click to see all 51 reviews of Char Johanson at Franklin Loan Center, Loan Officer

5.0 star review received on Experience.com for Charlene Rene Johanson by Warren H G - CHARLENE did a gr
04/05/2026

5.0 star review received on Experience.com for Charlene Rene Johanson by Warren H G - CHARLENE did a gr

Click to see all 50 reviews of Char Johanson at Franklin Loan Center, Loan Officer

5.0 star review received on Experience.com for Charlene Rene Johanson by Sean S - Char was incredibily responsive and gr...
04/04/2026

5.0 star review received on Experience.com for Charlene Rene Johanson by Sean S - Char was incredibily responsive and great at explaining what everything meant throughout the process.

Click to see all 49 reviews of Char Johanson at Franklin Loan Center, Loan Officer

Investors are dumping homes...And that means one thing… opportunity for buyers.More listings are hitting the market, sel...
03/18/2026

Investors are dumping homes...

And that means one thing… opportunity for buyers.

More listings are hitting the market, sellers are getting more motivated, and price cuts are becoming more common.

If you’ve been waiting for the right time, this might be it.

Comment “SEND IT” for the full analysis.

Buying power is up $30,000 year-over-year.Mortgage rates have dipped.Inventory is improving.Buyers can afford 82,300 mor...
03/05/2026

Buying power is up $30,000 year-over-year.

Mortgage rates have dipped.
Inventory is improving.
Buyers can afford 82,300 more homes than this time last year.

The result? Buyer confidence is starting to shift. Conversations are moving from “Can we make this work?” to “Which one do we want?”

Spring could look very different this year.

Want the full article? DM me and I’ll send it over.

Wishing you a Happy Holiday season!
12/23/2025

Wishing you a Happy Holiday season!

Address

Santa Cruz, CA
95060

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