Matthew Falconer - Branch Manager / Loan Officer

Matthew Falconer - Branch Manager / Loan Officer I am a Branch Manager at Guaranteed Rate Affinity
NMLS 380797 | GRA NMLS 1598647

08/27/2026

The best part of owning is not the house. It is everyone you fit inside it. Your space, your people, your call on how the night goes. So tell me, what would you host first? Let me know in the comments below.

And whether you're ready to buy now or are just starting to think about it, I'm here to help you navigate the path home.
https://myoc.io/rM8Bc/hX0ey



NMLS # 380797

08/26/2026

Your monthly housing payment is already part of your budget. The question is whether it could also support your future goals.

I can help you compare renting and owning so you can make a more informed decision.
https://myoc.io/rM8Bc/oykGb



NMLS # 380797

08/24/2026

So, did you crack it before the answer dropped? Property taxes love to keep you guessing. Every time your area reassesses, the number can move, which is why your monthly total sometimes shifts even when nothing about your loan has changed. Figuring out what is really behind those numbers is the fun part.

Drop your guess in the comments and let me know if you got it. Then reach out whenever you want to break it all down together.
https://myoc.io/rM8Bc/bxcjD



NMLS # 380797

08/20/2026

Buying a home feels a lot less overwhelming when you start early. A few smart moves now may shape the options you will have later.

Message me whenever you want to talk through your starting point.
https://myoc.io/rM8Bc/5qNto



NMLS # 380797

Let’s Go !!!!!!!!
01/16/2026

Let’s Go !!!!!!!!

11/24/2025
Wishing the happiest of birthdays to my favorite person in world. 🌎🌎🌎
10/16/2025

Wishing the happiest of birthdays to my favorite person in world. 🌎🌎🌎

How did my guy become so big so fast?
05/04/2025

How did my guy become so big so fast?

Thanks to all the people who I have surrounding me, that help and support me to make this award possible.I have an amazi...
04/01/2025

Thanks to all the people who I have surrounding me, that help and support me to make this award possible.

I have an amazing circle of people in my life including support staff, mentors, coaches, referral partners, clients, and most importantly my family.

For those who are curious, the “Top Originator” award is given to the top 1% of all loan officers in the country from every bank and lender.

2024 was great and so was Q1, looking forward to do this again this year!

Address

510 Bay Avenue, Office 1
Santa Cruz, CA
95050

Opening Hours

Monday 9am - 5pm
6pm - 7pm
Tuesday 9am - 5pm
6pm - 7pm
Wednesday 9am - 5pm
6pm - 7pm
Thursday 9am - 5pm
6pm - 7pm
Friday 9am - 5pm
6pm - 7pm

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