Andrea Schenk, Mortgage Consultant

Andrea Schenk, Mortgage Consultant Mortgage Consultant, Financing, Real Estate, Banking, Home Loans, Mortgages Conventional, FHA, FHA 203k, VA, USDA, CalHFA and Non Conforming Jumbo Products.

In addition, Santa Cruz lending is approved to finance most First Time Homebuyer programs available, including CalHFA, CHDAP down payment/closing cost assistance, all county and city down payment assistance programs, Mortgage Credit Certificates, Measure J and other affordable housing units as well as Local community grants

I specialize in consulting with buyers on finding the best financing opti

ons for their home purchase or mortgage loan refinance. Very on top of first time home buyer programs and the type of down payment or grant assistance available to first time buyers and what it takes to qualify for these programs. Industry experience is over 20 years and ranges from origination, underwriting loans to selling loans on the secondary market with full knowledge of all aspects of the loan process from origination to closing.

5.0 star review received on Experience.com for Andrea Schenk by David F B - Excellent communication and Andrea was ...
06/03/2026

5.0 star review received on Experience.com for Andrea Schenk by David F B - Excellent communication and Andrea was very down to earth yet professional

Click to see all 737 reviews of Andrea Schenk, Mortgage Consultant | NMLS # 79366

5.0 star review received on Experience.com for Andrea Schenk by Bonnie E M - Andrea and her team are the best!! Always ...
05/14/2026

5.0 star review received on Experience.com for Andrea Schenk by Bonnie E M - Andrea and her team are the best!! Always available to answer questions and explained my optins and step by step what was happening. Highly recommed Santa Cruz Lending!!!

Click to see all 735 reviews of Andrea Schenk, Mortgage Consultant | NMLS # 79366

5.0 star review received on Experience.com for Andrea Schenk by Isabel M - Andreas extra effort made a huge difference f...
04/25/2026

5.0 star review received on Experience.com for Andrea Schenk by Isabel M - Andreas extra effort made a huge difference for me. I know this wasn’t a simple process, and I truly appreciate how she went above and beyond to make it happen.

Click to see all 733 reviews of Andrea Schenk, Mortgage Consultant | NMLS # 79366

5.0 star review received on Experience.com for Andrea Schenk by Schatzi A - Andrea has hands on with the client.Sh...
04/21/2026

5.0 star review received on Experience.com for Andrea Schenk by Schatzi A - Andrea has hands on with the client.
She gives her above and beyond customer service. She is always available for the smallest questions.
first time home buyers , she holds their hand through the whole process making the customer feel comfortable. She explains things that help them understand really what they are getting. Educating them through the process.
she is amazing!!!!

Click to see all 732 reviews of Andrea Schenk, Mortgage Consultant | NMLS # 79366

5.0 star review received on Experience.com for Andrea Schenk by Valerie S - Andrea was so supportive in our first ...
04/21/2026

5.0 star review received on Experience.com for Andrea Schenk by Valerie S - Andrea was so supportive in our first time home buying journey. Promt communication and took the the time to answer all of our questions throughout the proccess. She treated us like family, She is amazing!

Click to see all 732 reviews of Andrea Schenk, Mortgage Consultant | NMLS # 79366

5.0 star review received on Experience.com for Andrea Schenk by Eric S - Andrea always gave us updates and kept us...
04/21/2026

5.0 star review received on Experience.com for Andrea Schenk by Eric S - Andrea always gave us updates and kept us in the Loop. I really appriciate the fast response to questions and her kindness. She is great.

Click to see all 731 reviews of Andrea Schenk, Mortgage Consultant | NMLS # 79366

5.0 star review received on Experience.com for Andrea Schenk by Jose L C - Andrea is always very helpful and makes ...
04/19/2026

5.0 star review received on Experience.com for Andrea Schenk by Jose L C - Andrea is always very helpful and makes financing very easy.

Click to see all 729 reviews of Andrea Schenk, Mortgage Consultant | NMLS # 79366

5.0 star review received on Experience.com for Andrea Schenk by Teresa M - Andrea is a real pro...and makes the lending ...
04/19/2026

5.0 star review received on Experience.com for Andrea Schenk by Teresa M - Andrea is a real pro...and makes the lending side of real estate seamless for me and my client....She is simply amazing to work with...!!! Thank you Andrea!

Click to see all 728 reviews of Andrea Schenk, Mortgage Consultant | NMLS # 79366

5.0 star review received on Experience.com for Andrea Schenk by Colin P - Andrea was amazing. We were first time home bu...
04/16/2026

5.0 star review received on Experience.com for Andrea Schenk by Colin P - Andrea was amazing. We were first time home buyers and had a ton of questions about basically everything. There were at least two times that Andrea spent about two hours on the phone with us helping us understand the process. The few times we needed pre-approvals she was very quick. When we were actually in contract on a house she worked really quickly to get the loan done and was always really responsive to emails and calls. Overall working with her was great.

Click to see all 726 reviews of Andrea Schenk, Mortgage Consultant | NMLS # 79366

5.0 star review received on Experience.com for Andrea Schenk by Jacqueline C W - Andrea was very helpful and always very...
04/15/2026

5.0 star review received on Experience.com for Andrea Schenk by Jacqueline C W - Andrea was very helpful and always very quick to answer our questions. made the experience of financing our first home very easy

Click to see all 724 reviews of Andrea Schenk, Mortgage Consultant | NMLS # 79366

Address

2425 Porter Street , Suite 13
Soquel, CA
95073

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

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