Natalie Kelly, NMLS #2282683 - Mortgage Loan Originator

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United States
San Jose, CA
Natalie Kelly, NMLS #2282683 - Mortgage Loan Originator

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FREE CONSULTATION. Dedicated to making your home buying experience as seamless as possible! Ready? VISIT MY WEBSITE: https://www.loanfactory.com/nataliekelly

10/31/2026

Happy Halloween from all of us at Loan Factory! 🎃👻

Whether you are out trick-or-treating in your neighborhood or enjoying a cozy evening at home, we hope your night is filled with sweet treats and great memories. Have a fun, safe, and happy Halloween!

What is your favorite Halloween costume this year? Drop a photo or let us know in the comments below! 👇

Natalie Kelly | NMLS #2282683
Loan Factory | NMLS #320841

10/30/2026

Your pre-approval maximum isn't always your comfortable monthly budget. 🏡 While pre-approval shows what you can borrow, factors like property taxes, insurance, HOA fees, and maintenance determine what you should actually spend.

Planning to buy? Send me a message, and let's review your real numbers before you start shopping!

For informational purposes only. Not a commitment to lend.

Natalie Kelly | NMLS #2282683
Loan Factory | NMLS #320841

10/29/2026

Looking to grow your real estate portfolio without relying strictly on traditional personal income documentation? 🏠

DSCR financing evaluates a property’s qualifying rental income to cover its debt, offering real estate investors a streamlined alternative to traditional loans.

Planning your next investment? Send me a message with the word DSCR and let's explore your options!

For informational purposes only. Not a commitment to lend.

Natalie Kelly | NMLS #2282683
Loan Factory | NMLS #320841

10/28/2026

Planning to buy a home and wondering if family can help with your down payment? 🏡 Gift funds can be a great option for eligible buyers, but the rules depend on the donor, documentation, and specific loan program. Drop a comment below or send me a message to see what options apply to your situation!

For informational purposes only. Gift-fund requirements vary by loan program, lender, donor, property, and transaction. Not a commitment to lend.

Natalie Kelly | NMLS #2282683
Loan Factory | NMLS #320841

10/27/2026

Looking to unlock extra flexibility for upcoming expenses or big plans? 🏡

With a streamlined HELOC, eligible homeowners can apply online and explore flexible options tailored to their unique financial goals.

Send me a message today to see what options may be available for you!

For informational purposes only. Not a commitment to lend.

Natalie Kelly | NMLS #2282683
Loan Factory | NMLS #320841

10/26/2026

Thinking about buying a home this fall? 🍁 Housing conditions shift throughout the year, and autumn can bring fresh opportunities in your local market.

Before you start house hunting, send me a message! Let’s review your financing options so you can move forward with confidence.

Market conditions vary by location. For informational purposes only.

Natalie Kelly | NMLS #2282683
Loan Factory | NMLS #320841

10/23/2026

Myth busted: Getting pre-approved does NOT mean you're locked into using that specific lender! 💡

A pre-approval gives you a clear picture of your buying power, but you still have the freedom to compare your loan options before making your final decision. 🏠

Get informed before you make your next move. Reach out today to explore your options!

Pre-approval is subject to verification, underwriting guidelines, and lender requirements. Not a commitment to lend.

Natalie Kelly | NMLS #2282683
Loan Factory | NMLS #320841

10/22/2026

Are you a real estate investor looking to qualify using your property's cash flow? DSCR loans focus on rental income rather than traditional personal income. Because requirements vary by program, we can help you find the right fit for your property.

Message us today to explore your DSCR loan options!

Programs subject to guidelines. Not all borrowers will qualify.

Natalie Kelly | NMLS #2282683
Loan Factory | NMLS #320841

10/21/2026

Buying a home is an exciting journey, but knowing what to expect during the mortgage process makes all the difference. Having a clear roadmap helps you navigate every step with confidence!

✅ Get pre-approved
🏡 House hunt with peace of mind
📄 Move through processing & underwriting
🔑 Prepare for closing day

Ready to take the first step? Send me a message today to get started!

Natalie Kelly | NMLS #2282683
Loan Factory | NMLS #320841

10/20/2026

Buying a home is an exciting journey, but knowing what to expect makes all the difference! Here is a simple roadmap to guide you through the mortgage process:

✅ Get pre-approved to set your budget
🏡 Start house hunting for your dream home
📄 Complete processing and underwriting
🔑 Get ready for closing day

Every loan is unique, but you do not have to navigate it alone. Ready to take the first step? Send me a message today to get started!

Natalie Kelly | NMLS #2282683
Loan Factory | NMLS #320841

Address

3483 Satellite Boulevard, Suite 203 South
San Jose, CA
30096

Telephone

+14047825363

Website

https://www.loanfactory.com/nataliekelly, https://www.instagram.com/nataliekelly_nmls_2282683/, https://ally.loanfactory

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