Henry Dang - Homes & Mortgage Advisor

07/01/2026

Check out our second loan program with competitive rates to tap into your home equity.

Henry Dang
Realtor | Loan Officer
408-754-6666
[email protected]
DRE #: 02121770 | NMLS #: 2669303

06/16/2026

If you or any of your family/friends who is UC Santa Cruz employee, check out this new down payment assistance program.

Contact me for more details.

Henry Dang
Realtor | Loan Officer
408-754-6666
[email protected]
DRE: 02121770 | NMLS: 2669303

06/10/2026

Inflation just came in at 4.2% today (seasonally adjusted 0.5% for the month-over-month in May), which means mortgage rates may stay higher for longer.

For buyers, this affects affordability and monthly payments. For sellers, it means pricing strategy and buyer incentives matter more than ever.

The key is not to panic — but to plan smart. In today’s market, the right loan strategy, seller credit, or rate buydown can make a big difference.

Thinking about buying or selling in the Bay Area? Let’s talk through your options.

Henry Dang
Realtor / Loan Officer
408-754-6666
DRE: 02121770 | NMLS: 2669303

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07/10/2025

How the “Big Beautiful Tax Bill” Affects Real Estate & Mortgages

Signed into law on July 4th, the “Big Beautiful Tax Bill” brings meaningful changes to the housing and mortgage landscape—especially for high-cost markets like the San Francisco Bay Area. One of the biggest wins for homeowners is the increase in the SALT deduction cap from $10,000 to $40,000 for households earning under $500K, which restores significant tax relief for buyers in high-tax states like California. The bill also makes mortgage insurance deductions permanent, helping first-time buyers lower their taxable income and potentially qualify for larger loans. On the investment side, extended bonus depreciation and full interest deductibility for rental properties make real estate more attractive to investors, even in a higher-rate environment. While the $750K mortgage interest deduction cap remains unchanged, the broader changes are expected to boost buyer demand, support housing prices, and keep DSCR and commercial loan activity strong.

Henry Dang
Realtor / Loan Officer
DRE # 02121770 | NMLS # 2669303
(408) 754-6666
[email protected]

07/01/2025

Congrats to another client of Henry for closing a nice house in Evergreen neighborhood!
Henry Dang
Loan Officer / Realtor
NMLS # 2669303 | DRE # 02121770

10/01/2023

Buyers backing out of deals nationwide but in the Bay Area it shows differently:

- San Jose & San Francisco metros: Lowest with ~ 6%

- Texas & Florida are the worst:
Houston, TX: 21.5%
San Antonio: 23%
Jacksonville, FL: 26.6%