Ivy Riddick-Mortgage Loan Originator - NMLS# 2135087

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Sacramento, CA
Ivy Riddick-Mortgage Loan Originator - NMLS# 2135087

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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Ivy Riddick-Mortgage Loan Originator - NMLS # 2135087, Loan service, 2195 Tully Road, Sacramento, CA.

As a Mortgage Loan Originator at Loan Factory, I am well-equipped to assist with various loan scenarios tailored to your needs and help you achieve your dream of owning a home.

10/31/2026

Happy Halloween from all of us at Loan Factory! 🎃👻

Whether you are out trick-or-treating or enjoying a cozy night at home, we hope your evening is filled with fun, sweet treats, and wonderful memories with family and friends.

What is your favorite Halloween costume or tradition this year? Share a comment or photo below, and have a safe and happy holiday!

Ivy Riddick | NMLS #2135087
Loan Factory | NMLS #320841

10/30/2026

Just because you qualify for a maximum loan amount doesn't mean it fits your personal budget! 🏠

Property taxes, insurance, HOA fees, and personal savings goals all impact your monthly comfort zone.

Planning to buy soon? Send me a message and let’s review the numbers together before you start home shopping!

For informational purposes only. Not a commitment to lend.

Ivy Riddick | NMLS #2135087
Loan Factory | NMLS #320841

10/29/2026

Are you a real estate investor looking to grow your portfolio? 🏠

DSCR financing evaluates a property’s rental income potential rather than relying heavily on your personal income documentation. This can make expanding your investments simpler and more efficient depending on your loan scenario.

Send me a message with "DSCR" today to explore your options!

For informational purposes only. Not a commitment to lend.

Ivy Riddick | NMLS #2135087
Loan Factory | NMLS #320841

10/28/2026

Thinking about using family gift funds for your down payment? 🏡 It can be a great option for eligible homebuyers, but specific rules apply depending on who provides the gift, how it’s documented, and your loan program.

Drop a comment below or send me a message to see how gift funds might work for your situation!

For informational purposes only. Gift-fund requirements vary by loan program, lender, donor, property, and transaction. Not a commitment to lend.

Ivy Riddick | NMLS #2135087
Loan Factory | NMLS #320841

10/27/2026

Your home equity can give you the flexibility you need for life's big expenses and upcoming opportunities! 🏡

With our streamlined HELOC program, eligible homeowners have access to an easy online application and flexible options tailored to their unique qualifications.

Ready to see what options may be available for you? Message me today to explore your HELOC options!

For informational purposes only. Not a commitment to lend.

Ivy Riddick | NMLS #2135087
Loan Factory | NMLS #320841

10/26/2026

Thinking about buying a home this fall? 🍁 Housing conditions often shift with the seasons, bringing fresh opportunities to your local market.

Send me a message today to explore your financing options so you're fully prepared before you make a move! 💬

Market conditions vary by location. For informational purposes only.

Ivy Riddick | NMLS #2135087
Loan Factory | NMLS #320841

10/23/2026

MYTH: Getting pre-approved means you're stuck with that lender. 🚫

Getting pre-approved helps you understand your buying power, but you aren't required to stay with that lender for your final mortgage. You still have the freedom to compare available loan options before deciding how to move forward.

Reach out today to get informed before your next move!

Pre-approval is subject to verification, underwriting guidelines, and lender requirements. Not a commitment to lend.

Ivy Riddick | NMLS #2135087
Loan Factory | NMLS #320841

10/22/2026

Looking to expand your real estate portfolio? 🏢

With a DSCR loan, qualification focuses on your property’s cash flow and rental income rather than traditional personal income requirements. Since every scenario is different, the right approach depends on your unique property and investment goals.

Message us today to explore your DSCR loan options!

Programs subject to guidelines. Not all borrowers will qualify.

Ivy Riddick | NMLS #2135087
Loan Factory | NMLS #320841

10/21/2026

Buying a home is an exciting milestone, and knowing what comes next makes the journey so much smoother! 🏡

Having a clear roadmap—from pre-approval and house hunting to underwriting and closing day—helps you feel confident every step of the way. Every homebuyer's journey is unique, but you do not have to navigate it alone.

Ready to take the first step? Send me a message today to get started!

Ivy Riddick | NMLS #2135087
Loan Factory | NMLS #320841

10/20/2026

Thinking about buying a home soon? 🏠 Before you start browsing listings, it pays to understand your financing options!

Knowing what you qualify for gives you a clearer budget and total confidence during your search. Let’s discuss your goals, finances, and available loan options so you can shop with peace of mind.

Send me a message today to explore your options and get started!

Ivy Riddick | NMLS #2135087
Loan Factory | NMLS #320841

Address

2195 Tully Road
Sacramento, CA
95122

Telephone

+19164009353

Website

http://www.loanfactory.com/ivyriddick

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