Humayun Parekh at Loan Factory

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Did you know your home equity could unlock new financial possibilities? 🏡 Whether you want to renovate your home, consol...
11/02/2026

Did you know your home equity could unlock new financial possibilities? 🏡 Whether you want to renovate your home, consolidate debt, or cover major expenses, your built-up equity can be a powerful tool. The right approach depends on your unique goals and current financial picture.

Send me a message today and let's explore your options together!

For informational purposes only. Not a commitment to lend.

Humayun Parekh | NMLS #890831
Loan Factory | NMLS #320841

Happy Halloween from all of us at Loan Factory! 🎃Wishing you a fun-filled night with sweet treats, great memories, and j...
10/31/2026

Happy Halloween from all of us at Loan Factory! 🎃

Wishing you a fun-filled night with sweet treats, great memories, and just the right amount of spooky. Stay safe out there tonight, and if finding your dream home is on your wish list this season, send us a message anytime. We are always here to help!

Humayun Parekh | NMLS #890831
Loan Factory | NMLS #320841

Your pre-approval limit isn't your personal monthly budget! 🏡While pre-approval shows what you qualify to borrow, proper...
10/30/2026

Your pre-approval limit isn't your personal monthly budget! 🏡

While pre-approval shows what you qualify to borrow, property taxes, insurance, HOA dues, and your savings goals determine what you actually feel comfortable spending each month.

Planning to buy soon? Send me a message today and let's review your numbers before you start house hunting!

For informational purposes only. Not a commitment to lend.

Humayun Parekh | NMLS #890831
Loan Factory | NMLS #320841

Real estate investors, looking to grow your portfolio without relying solely on traditional personal income documentatio...
10/29/2026

Real estate investors, looking to grow your portfolio without relying solely on traditional personal income documentation? 🏠

A DSCR loan focuses on whether the property's rental income can support its loan payments, opening up flexible possibilities for your next deal.

Ready to expand your investments? Send me a message with the word DSCR and let’s explore your options!

For informational purposes only. Not a commitment to lend.

Humayun Parekh | NMLS #890831
Loan Factory | NMLS #320841

Thinking about buying a home and wondering if family can help with your down payment? 🎁 Gift funds can be a great option...
10/28/2026

Thinking about buying a home and wondering if family can help with your down payment? 🎁 Gift funds can be a great option for eligible homebuyers, but specific rules apply depending on the loan program and transaction. Drop A, B, C, or D in the comments below, or send me a message to learn what applies to your situation! 👇

For informational purposes only. Gift-fund requirements vary by loan program, lender, donor, property, and transaction. Not a commitment to lend.

Humayun Parekh | NMLS #890831
Loan Factory | NMLS #320841

Unlocking your home equity can give you the financial flexibility you need for life's upcoming goals or major expenses. ...
10/27/2026

Unlocking your home equity can give you the financial flexibility you need for life's upcoming goals or major expenses. 🏡

With our streamlined HELOC program, eligible homeowners get a convenient online application and personalized credit lines tailored to their needs.

Send me a direct message today to see what options may be available for you! 💬

For informational purposes only. Not a commitment to lend.

Humayun Parekh | NMLS #890831
Loan Factory | NMLS #320841

Thinking about buying a home this fall? 🍂Housing conditions shift throughout the year, and this season can bring new opp...
10/26/2026

Thinking about buying a home this fall? 🍂

Housing conditions shift throughout the year, and this season can bring new opportunities to your local market. Let’s explore your home financing options together before you make your next move!

Send me a message today to get started. 📲

Market conditions vary by location. For informational purposes only.

Humayun Parekh | NMLS #890831
Loan Factory | NMLS #320841

Mortgage Myth: Getting pre-approved means you're stuck with that lender! 🚫Getting pre-approved helps you understand your...
10/23/2026

Mortgage Myth: Getting pre-approved means you're stuck with that lender! 🚫

Getting pre-approved helps you understand your buying power, but it doesn't lock you in. You are still free to compare available loan options before deciding how to move forward.

👉 Got questions about your homebuying journey? Send us a message today!

Pre-approval is subject to verification, underwriting guidelines, and lender requirements. Not a commitment to lend.

Humayun Parekh | NMLS #890831
Loan Factory | NMLS #320841

Attention real estate investors! Did you know your property’s rental income could help you qualify for your next purchas...
10/22/2026

Attention real estate investors! Did you know your property’s rental income could help you qualify for your next purchase? 🏢

DSCR loans focus on cash flow and property income rather than personal tax returns. Because every scenario is unique, finding the right loan structure depends on your specific goals.

Ready to grow your portfolio? Reach out to explore your DSCR loan options today!

Programs subject to guidelines. Not all borrowers will qualify.

Humayun Parekh | NMLS #890831
Loan Factory | NMLS #320841

Buying a home is an exciting milestone, but knowing what comes next makes all the difference! Here is your quick roadmap...
10/21/2026

Buying a home is an exciting milestone, but knowing what comes next makes all the difference! Here is your quick roadmap to navigating the mortgage process:

✅ Get pre-approved
🏡 Start house hunting
📄 Complete underwriting
🔑 Get ready for closing day

Every journey is unique, but having a clear plan helps you move forward with confidence. Ready to take the first step? Connect with me today!

Humayun Parekh | NMLS #890831
Loan Factory | NMLS #320841

Address

2195 Tully Road
San Jose, CA
95122

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+13126785271

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