John Wren - Loan Officer

John Wren - Loan Officer State Licensed Loan Officer (California & Louisiana) - NMLS: 2674852

-- Ask me for a free rate quote or a pre-approval letter.
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NMLS # 2674852 (California & Louisiana) Licensed for Lending and Appraising in the state of Louisiana & California, If I can't beat your verified current rate quote on a purchase or refi (Loan Factory) will give you $1,000. - Loan brokers can often secure lower interest rates for borrowers compared to traditional banks due to their extensive networks and specialized expertise. Unlike banks, which

are limited to offering their own loan products with fixed rates and terms, brokers have access to a wide range of lenders, including wholesale lenders, credit unions, and alternative financing institutions. This allows them to shop around and negotiate on behalf of their clients, leveraging competition among lenders to obtain more favorable rates and terms tailored to the borrower’s financial profile. Additionally, brokers’ deep understanding of the lending market enables them to match clients with niche or less-advertised loan options that banks may not offer, often resulting in cost savings that outweigh the broker’s fee, ultimately providing a more cost-effective solution for borrowers.

Nice rate drop today! Can get 5.6% (6.3 apr) (or lower if points are bought) on a FHA up to a Million $ (660+ credit) ...
09/05/2025

Nice rate drop today! Can get 5.6% (6.3 apr) (or lower if points are bought) on a FHA up to a Million $ (660+ credit) - Lowest rate guarantee - Message me to apply!

- Will match or beat any quote
- Low Closing Costs & Fees.

Lowest interest rate guaranteed. (Purchase or Refi)- Offer applies to California Residents- Click the image to get a ra...
07/13/2025

Lowest interest rate guaranteed.
(Purchase or Refi)
- Offer applies to California Residents
- Click the image to get a rate quote!

Please click the link to complete this form.

Moving to a rural area? You may qualify for a 0% Down Government Rural Home Loan. Click the image to find out if you qu...
07/13/2025

Moving to a rural area? You may qualify for a 0% Down Government Rural Home Loan. Click the image to find out if you qualify. - Typical loans require 5% down, find out if if this 0% program is available for you. (Offer applies to California & Louisiana Residents)

Please click the link to complete this form.

You only need a 1% down payment to buy a home with this Loan program. Click the image to find out if you qualify. NMLS: ...
07/13/2025

You only need a 1% down payment to buy a home with this Loan program. Click the image to find out if you qualify. NMLS: 2674852
- Offer Valid in Louisiana and California -

Please click the link to complete this form.

Home Purchase or Refinance Soon? We're so confident in our competitive mortgage rates we offer $1,000 if you can get a l...
06/19/2025

Home Purchase or Refinance Soon? We're so confident in our competitive mortgage rates we offer $1,000 if you can get a lower rate. **Click the image below to Shop Rates & Apply** !
NMLS: 2674852 (Louisiana / California)
[email protected]

The webpage contains Quote small form on the right

Address

2195 Tully Road
San Jose, CA
95122

Opening Hours

Monday 6:30am - 5pm
Tuesday 6:30am - 5pm
Wednesday 6:30am - 5pm
Thursday 6:30am - 5pm
Friday 6:30am - 5pm

Telephone

+12252789892

Website

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