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Gullick Group - Loan Officer Team

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United States
San Diego, CA
Gullick Group - Loan Officer Team

We are here to help you get the best home loan for your financial and future goals. 15+ years exp.
(2)

Josh Gullick, Originating Branch Manager, NMLS ID #943522 | Branch NMLS ID # 1790854 | CrossCountry Mortgage LLC NMLS ID # 3029

09/02/2026

Most agents don’t need more marketing.
They need marketing that actually converts.
That’s where our Realtor Partner Program comes in.

We create co-branded Meta ad campaigns and professional print materials that put you front and center — not just your listings. From social ads that stop the scroll to mailers that elevate your brand in the neighborhood, everything is designed to position you as the trusted local expert.

You get:
✅ Co-branded Meta + Instagram ad campaigns
✅ Static + video ads built to convert
✅ Professional print materials done for you
✅ Targeted reach with real-time optimization
✅ Full compliance handled

We handle the marketing.
You handle the closings.

DM us “PARTNER” to see how we help agents turn listings into leads — and leads into loyal clients.
Josh Gullick, Originating Branch Manager, NMLS ID #943522 CrossCountry Mortgage LLC NMLS ID # 3029
This communication is for informational purposes only; this is not a commitment to lend. All loans are subject to buyer and property qualification. All programs, rates and fees are subject to change or cancellation at any time and without notice. Contact CrossCountry Mortgage LLC to learn more about mortgage products and your eligibility. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Equal Housing Opportunity | www.nmlsconsumeraccess.org

08/31/2026

Competitive markets don't just reward the highest offer—they reward the best-prepared buyers.

That's why we believe our job starts long before a contract is written.

From fully reviewing financials upfront to communicating quickly with agents and helping buyers understand their options, preparation creates confidence for everyone involved.

Our goal is simple: make your transactions smoother, your clients more confident, and your offers as strong as possible before they ever reach the listing agent.

Whether you're working with first-time buyers or seasoned homeowners, we're here to be an extension of your team every step of the way.

Josh Gullick, Originating Branch Manager, NMLS ID #943522 CrossCountry Mortgage LLC NMLS ID # 3029
This communication is for informational purposes only; this is not a commitment to lend. All loans are subject to buyer and property qualification. All programs, rates and fees are subject to change or cancellation at any time and without notice. Contact CrossCountry Mortgage LLC to learn more about mortgage products and your eligibility. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Equal Housing Opportunity | www.nmlsconsumeraccess.org

08/28/2026

Buying or refinancing a home is a big decision — and having the right team guiding you through it can make all the difference.

Clear communication, quick responses, and helping clients feel informed every step of the way are things our team takes seriously throughout the process.
That’s why feedback like this means so much to us.

At The Gullick Group, our goal is always to create an experience that feels supportive, professional, and as seamless as possible from start to finish.

Thank you, Bethany, for the thoughtful review and for trusting our team during such an important milestone.

Josh Gullick, Originating Branch Manager, NMLS ID #943522 CrossCountry Mortgage LLC NMLS ID # 3029
This communication is for informational purposes only; this is not a commitment to lend. All loans are subject to buyer and property qualification. All programs, rates and fees are subject to change or cancellation at any time and without notice. Contact CrossCountry Mortgage LLC to learn more about mortgage products and your eligibility. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Equal Housing Opportunity | www.nmlsconsumeraccess.org

08/26/2026

When people think about buying a home, it's easy to focus on square footage, interest rates, or monthly payments.

But years from now, those aren't usually the things you'll remember.
You'll remember birthday parties in the backyard.
Holiday dinners around the table.
Movie nights in the living room.

The first day your kids walked through the front door after school.
A home is so much more than four walls—it's the backdrop for life's biggest moments.

Helping families find the place where those memories begin is one of the most rewarding parts of what we do.

Josh Gullick, Originating Branch Manager, NMLS ID #943522 CrossCountry Mortgage LLC NMLS ID # 3029
This communication is for informational purposes only; this is not a commitment to lend. All loans are subject to buyer and property qualification. All programs, rates and fees are subject to change or cancellation at any time and without notice. Contact CrossCountry Mortgage LLC to learn more about mortgage products and your eligibility. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Equal Housing Opportunity | www.nmlsconsumeraccess.org

08/24/2026

The terms "pre-qualified" and "pre-approved" are often used interchangeably—but they aren't the same thing.

A pre-qualification is typically a quick estimate based on the information you provide.

A pre-approval goes much deeper. Your finances are reviewed, documents are verified, and you'll have a much clearer understanding of your buying power before you start shopping.

That preparation can make a big difference when it's time to submit an offer.
If you're thinking about buying in the next few months, getting pre-approved is one of the best first steps you can take.

We're always happy to answer questions and help you understand what option is right for your situation.

Josh Gullick, Originating Branch Manager, NMLS ID #943522 CrossCountry Mortgage LLC NMLS ID # 3029
This communication is for informational purposes only; this is not a commitment to lend. All loans are subject to buyer and property qualification. All programs, rates and fees are subject to change or cancellation at any time and without notice. Contact CrossCountry Mortgage LLC to learn more about mortgage products and your eligibility. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Equal Housing Opportunity | www.nmlsconsumeraccess.org

08/21/2026

Not every homeowner who takes their home off the market made a mistake.
Sometimes waiting is absolutely the right decision.

The important question is why you're waiting.

Today's market looks different than it did a few years ago. Buyers have more options, homes are taking a little longer to sell, and pricing strategy matters more than ever. Some homeowners are deciding to pause instead of making price adjustments, while others are moving forward with the right expectations and still achieving successful sales.

If you've been wondering whether now is the right time to sell—or whether waiting makes more sense—we're happy to walk through your options and help you create a plan that fits your goals.

Josh Gullick, Originating Branch Manager, NMLS ID #943522 CrossCountry Mortgage LLC NMLS ID # 3029
This communication is for informational purposes only; this is not a commitment to lend. All loans are subject to buyer and property qualification. All programs, rates and fees are subject to change or cancellation at any time and without notice. Contact CrossCountry Mortgage LLC to learn more about mortgage products and your eligibility. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Equal Housing Opportunity | www.nmlsconsumeraccess.org

08/19/2026

A great lending partner does much more than provide financing.

The right partner helps create smoother transactions, stronger client experiences, and solutions when unexpected challenges arise.

At Gullick Group, we believe communication is just as important as numbers.
That means keeping everyone informed, being available when questions come up, and working proactively with agents to help transactions move forward with confidence.

Whether it's finding creative financing options, navigating unique scenarios, or simply answering the phone when it matters most, we're committed to being a true extension of your business—not just another lender.

If you're looking for a lending partner who values relationships as much as results, we'd love to connect.

Josh Gullick, Originating Branch Manager, NMLS ID #943522 CrossCountry Mortgage LLC NMLS ID # 3029
This communication is for informational purposes only; this is not a commitment to lend. All loans are subject to buyer and property qualification. All programs, rates and fees are subject to change or cancellation at any time and without notice. Contact CrossCountry Mortgage LLC to learn more about mortgage products and your eligibility. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Equal Housing Opportunity | www.nmlsconsumeraccess.org

08/17/2026

Everyone loves talking about interest rates.
But they're only one piece of the homebuying puzzle.

Many buyers assume they should wait until rates drop before purchasing a home. The reality is that while rates may change, so can home prices, inventory, and competition.

Sometimes waiting saves money.
Sometimes waiting costs money.

That's why every situation deserves a personalized strategy instead of a one-size-fits-all answer.

Before putting your homeownership goals on hold, let's look at the full picture together. We can walk through your numbers, compare different scenarios, and help you determine what makes the most financial sense for you.

Josh Gullick, Originating Branch Manager, NMLS ID #943522 CrossCountry Mortgage LLC NMLS ID # 3029
This communication is for informational purposes only; this is not a commitment to lend. All loans are subject to buyer and property qualification. All programs, rates and fees are subject to change or cancellation at any time and without notice. Contact CrossCountry Mortgage LLC to learn more about mortgage products and your eligibility. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Equal Housing Opportunity | www.nmlsconsumeraccess.org

08/14/2026

The net worth of a homeowner is 43x greater than that of a renter. Not 2x. Not 5x. Forty-three.

And even if renting feels like the easier move right now, that’s a number that sticks with you – because it shows what’s at stake over time.

Look, I know buying can feel out of reach. But when’s the last time you actually ran the numbers? Because you might be closer than you think.

Now that doesn’t mean you have to buy today. But you should at least know your options and what it would take to get there.

Want to stop renting and start building something for yourself? DM me and come up with a plan together. Your timeline. Your budget. Your future.

Josh Gullick, Originating Branch Manager, NMLS ID #943522 CrossCountry Mortgage LLC NMLS ID # 3029
This communication is for informational purposes only; this is not a commitment to lend. All loans are subject to buyer and property qualification. All programs, rates and fees are subject to change or cancellation at any time and without notice. Contact CrossCountry Mortgage LLC to learn more about mortgage products and your eligibility. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Equal Housing Opportunity | www.nmlsconsumeraccess.org

08/12/2026

Your brand deserves more than one-off posts.

Our Realtor Partner Program is built to position you as the trusted expert in your market — with co-branded marketing, targeted Meta ad campaigns, and professional print + digital assets that do the heavy lifting for you.

From listing promotions and open houses to long-term agent branding, we create the strategy, design, and distribution — all aligned with your goals.

We handle the marketing.
You handle the closings.

✅ Personalized ad strategy
✅ Static + video ad creation
✅ Custom print marketing
✅ Targeted reach + real-time optimization

DM us “PARTNER” to learn more.

Josh Gullick, Originating Branch Manager, NMLS ID #943522 CrossCountry Mortgage LLC NMLS ID # 3029
This communication is for informational purposes only; this is not a commitment to lend. All loans are subject to buyer and property qualification. All programs, rates and fees are subject to change or cancellation at any time and without notice. Contact CrossCountry Mortgage LLC to learn more about mortgage products and your eligibility. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Equal Housing Opportunity | www.nmlsconsumeraccess.org

Address

9191 Towne Centre Drive, Suite 400
San Diego, CA
92122

Opening Hours

Monday	8am - 6pm
Tuesday	8am - 6pm
Wednesday	8am - 6pm
Thursday	8am - 6pm
Friday	8am - 6pm

Telephone

+16194959904

Website

http://wccm.com/josh-gullick, http://www.wccm.com/josh-gullick

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