California Bank & Trust

11/03/2026

At California Bank & Trust, we are deeply committed to supporting the visionary people and businesses shaping our state.

We are honored to have a front-row seat as entrepreneurs embark on new chapters and scale their businesses to new heights.

Today, we’re proud to share the perspective of Joe Lim, EVP & Commercial Banking Manager. Over his 25-year CB&T career, Joe has worked with countless founders—helping them turn ambitious visions into reality through strategic planning, collaborative financing and a shared dedication to long-term growth.

10/31/2026

Great habits on the field lead to big milestones off the field.

Thanks to California Bank & Trust’s partnership with San Diego Surf, Empire Surf, and Desert Empire Surf, families can unlock up to $150¹ ² ³ in combined account bonuses:

⚽ Earn up to $50 when you open a Young Savers account with just $5 (Promo code: SURF2026 at account opening.¹ ²)

⚽ Set up and complete three qualifying recurring monthly automatic transfers from a Gold Account to a Young Savers account within the first 90 days and receive a $100 bonus to the Gold Account. ¹ ³

Start building smart financial habits: https://bit.ly/4dQVCPP

1. Please refer to the Deposit Account Agreement, Gold Account Disclosure, Deposit Rate Sheet, and Personal Account Schedule of Fees for more details. Offer subject to change without notice.

2. Offer available to new Young Savers account customers (age 25 or younger) who have not had a CB&T deposit account in the past 12 months. A $5 minimum opening deposit is required. To receive the first $25 bonus, the account must be open for 90 days. An additional $25 bonus will be paid one year after account opening. Bonuses will be deposited within 60 days of meeting qualifications, and the account must be open at the time of payment.

3. The Young Savers account must receive three recurring monthly automatic transfers (min. $5 each) from a CB&T Gold Account within 90 days of the Gold Account opening (min. $50 opening deposit for Gold Account). Not all automatic transfers are eligible. See a banker for details. The bonus for this offer will be deposited into the Gold Account within 60 days of meeting qualifications, & the account must be open at the time of payment. Limited to one of each bonus type per account and customer. All tax liabilities, if any, associated with the benefits are the responsibility of the recipient, & the recipient may receive an IRS tax reporting statement that includes the approximate retail value of the benefits. If tax documentation including a valid W-9 or W-8 is not completed, the prize may be forfeited. Please visit the link for Gold Bonus disclosure details.

10/31/2026

This Women in Small Business Month, we're spotlighting several of the women-owned businesses building family legacies with support from California Bank & Trust: Kathleen Urquidez of Urquidez & Associates CPA Inc., Sofia Rebollo of One Stop Bakery & Mr. Donuts, and Meagan Sances of Etna Heat Transfer.

Visit our blog to learn more about their journeys that reflect the determination, creativity and resilience that continues to shape California's small business community.

https://www.calbanktrust.com/personal/community/blog/empowered-legacies--celebrating-national-women-in-small-business/

10/30/2026

Calling all San Francisco entrepreneurs! Do you or someone you know run a business that’s making a real impact in the community, building a vibrant company culture and creating meaningful customer experiences?

If so, we invite you to nominate them for the CB&T Top Small Businesses in San Francisco Awards--let’s celebrate the businesses that are shaping the future of our city!

https://bit.ly/4zjr9Tb

10/30/2026

Recently, our Quartz Hill branch held an event honoring Women in Small Business Month with an open house dedicated to bringing women entrepreneurs together to network and share ideas.

During the event, we were honored to support two local, women-led nonprofits with a donation of $1,500 to Blue Cancer Connect and $1,000 to Antelope Valley Partners for Health.

Thank you to all who joined us!

10/30/2026

Growing your law firm? Expanding your footprint? Your banking should scale with you.

With relationship-focused bankers and specialized legal industry financing¹, California Bank & Trust is built to support your practice at every stage of growth.

Discover tailored banking solutions for your law firm: https://bit.ly/4dQFSw3

1. Loans subject to credit approval. Terms and conditions apply. See banker for details.

10/29/2026

CB&T client Tyrell Palas Bernardo of Bernardo Law Firm recently shared with us how he celebrates his heritage through his work as an attorney and founder of his law firm, now in its 4th year.

Tyrell shared that he also appreciates CB&T's approach to community and culture: "My experience has been that California Bank & Trust goes out of its way to celebrate cultural heritage, both at the bank and out in the community. It’s not transactional—it’s familial, which just shows how attentive they are. I have the same approach and love to create a family-oriented feeling when I engage with my clients."

10/29/2026

Turn the property you operate from into a long-term business asset. Secure owner-occupied commercial property financing with promotional rates starting at CMT + 2.00%¹ ² and closing cost credits up to $5,000.¹ Available now through Jan. 15, 2027.

Apply today: https://bit.ly/4dS9kSt

1. Loans subject to credit approval. Terms and conditions apply. Promotional pricing as low as CMT + 2.00% is available for qualified loans and is subject to approval. Your rate may be higher. Offer valid for applications submitted September 15, 2026 through January 15, 2027. Loan must be booked within 90 days of the loan approval date. New loans only. Owner occupied properties only. SBA 504 loans eligible; SBA 7(a) loans not eligible. Offer available on loan amounts of $250,000 and greater. Loans over $3,000,000 may require interest rate swap consideration and are subject to additional terms. Rates based on Constant Maturity Treasury (CMT) plus a margin determined at loan closing, subject to a 1.00% index floor. Up to $5,000 promotional closing cost credit available. Applicant is responsible for all third-party fees incurred until the loan is closed. At which time, up to $5,000 promotional credit will be applied toward third-party closing costs. Existing Owner Occupied Real Estate loans not eligible. Prepayment penalty applies. Not an offer to lend. Offer subject to change or discontinuation at any time. See banker for details.

2. Requires California Bank & Trust business checking account for auto debit of payments. Please refer to the Deposit Account Agreement, Account Disclosure, Deposit Rate Sheet and the applicable schedule of fees, or speak with a banker for more details.

10/28/2026

We are proud to share that Amanda Bacon, our Private Banking Relationship Manager, was recently profiled in Palm Springs Life!

This feature highlights what our local clients already know: Amanda is a master at pairing big-bank resources with a deeply personal, hyper-local mindset to help Coachella Valley businesses thrive.

Learn more about Amanda's approach to relationship banking and supporting local businesses here:

Amanda Bacon of California Bank & Trust helps entrepreneurs, business owners, and families navigate financing, financial planning, and succession strategies.

10/28/2026

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