KSWZ Insurance Services

08/25/2026

So fun Del Mar Thoroughbred Club this weekend! No winners circle this time sadly but it was awesome to be back in the paddock. It was Sea’s No Jokes 1st race
MyRacehorse | Horse Ownership
AND

I got to see
Kazushi Kimura finally!!! Yay!!

So good to see you too as always Billy Koch it had been way too long!! Little Red Feather Horse Racing Club rocks!! I was representing on Sat!!!

Have a great wk friends and try to stay@cool out there

08/23/2026

My brain aneurysm experience reminded me of something I tell my clients:

You don’t want to have the insurance conversation after something happens.

You want to have it before.

Because when life throws something unexpected at you, the last thing you should have to worry about is:

“How am I going to pay the bills?”

That’s why I’ve dedicated so much of my career to Living Benefits.

It’s not about expecting something bad to happen.

It’s about being prepared WHEN it does, not IF.

And that’s a conversation worth having.

08/22/2026

Friday night date night entertainment Docent Brewing

National Geographic moment
National Geographic Animals so cool!!! Climbing up a silk rope

Cheers 🍺

Have a great weekend friends!!

08/18/2026

Meeting my birth family 14 yrs ago now changed the way I think about connection.

Sometimes, the people we are looking for—and the stories we are trying to understand—are closer than we realize.

That experience has made me appreciate even more what I do every day in my business:

Connect. Listen. Understand. Protect.

After 32+ years in insurance, I know that behind every policy is a person, a family, and a story.
And those stories matter. ❤️

Lets Connect! Have a great day
Love, Kat the Connector

08/17/2026

PSA
The Overlooked Major Estate Tax Risk for Foreign Nationals

Estate tax exemption is just $60,000. Any value above that can be exposed to federal estate tax rates that reach as high as 40%.
Foreign Nationals who hold U.S. real estate or other domestic assets You are subject to estate tax, dont think youre immune
FYI

08/16/2026

Brain aneurysms don’t wait for a "good time" to happen. 🧠

When I went through my own brain aneurysm journey, it completely validated how I view financial security. It reminded me firsthand that life can change in a single second.

That is exactly why I am sooo proud to be a Financial Professional and Insurance Agent. I don't want anyone to face a health crisis and a financial crisis at the same time. Health insurance does Not cover all things for all people!

Through Living Benefits, your life insurance policy can pay out while you are still alive to cover medical bills, replace lost income, and keep your life afloat during a critical illness.

You protect your home and your car—it’s time to protect your income and your peace of mind.

Let’s chat and make sure your family has a solid foundation, no matter what curveballs life throws.

👉 Learn more or connect with me: www.katherinezacharias.com

Our mission is to spread awareness about Living Benefits life insurance, while also helping solve clients' tax-free retirement, mortgage protection, small business planning, and estate planning needs.

08/14/2026

I help female entrepreneurs avoid becoming bag ladies during their retirement yrs!! 💜🙌💙🙏

Come join me on zoom on August 18 at 6 pm pacific for Money 101! RSVP today!!
[email protected]

Have a great weekend friends!!!

08/13/2026

Come join me on zoom ladies! Sept 8!
430 pm pacific

Registration Required:
https://us02web.zoom.us/meeting/register/tJcpc-iorjspG9MolcY4QcJ5sAQ3uDs8zOhu

Grab a glass of your favorite wine, or the beverage of your choice, and join us for a fun, informative and engaging online event. Ask your friends and family to join you for a little bit of networking, a little bit of socializing and a little bit of shared education. After registering, you will rece...

08/13/2026

We would love for you to join us on Tuesday evening, August 18th at The Old Spaghetti Factory in San Marcos.

We offer financial education combined with food- what's not to love? 🍕Dinner is on us!
It is✨FREE✨to attend!
Click Here to RSVP!
[email protected]

MONEY 101 SAN MARCOS
Tuesday August 18th at 6pm
The Old Spaghetti Factory
111 N Twin Oaks Valley Rd
San Marcos, CA 92069


About Money 101
Most of us attended school for more than a decade to learn about reading, writing and arithmetic-but we never learn about our finances!

08/07/2026

Our Mission

To protect people, empower their financial futures, and create a more compassionate world—one family, one connection, and one act of generosity at a time.

Through life insurance and Living Benefits, I help people protect what matters most and prepare for life’s unexpected challenges. Through education, connection, and philanthropy, I use my business and my voice to create opportunities, support those in need, and make a meaningful difference in the world.

Protect people. Build wealth. Create impact. Leave a legacy of love.