Andrew LaMacchia NMLS # 1617675- Branch Manager at Fairway Mortgage

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Andrew LaMacchia NMLS # 1617675- Branch Manager at Fairway Mortgage Andrew M. Licensing Info: https://www.fairway.com/lo/andrew-lamacchia-1617675 The LaMacchia Mortgage Team, led by Loan Officer Andrew M.

LaMacchia NMLS #1617675, Fairway Mortgage, Equal Housing Lender, Loan Officer | Helping Texas Homebuyers Acquire Wealth Through Real Estate | VA, CON, FHA, JUMBO, NON-QM. LaMacchia (NMLS #1617675), is a top San Antonio mortgage lender serving clients across Texas. With $150M+ funded, we specialize in VA, Conventional, FHA, Jumbo, Construction, and Non-QM loans—helping Texans achieve confident, on-time homeownership. For more info, go to www.cleartoclosetexas.com. Fairway Mortgage is an Equal Housing Lender, NMLS #2289.

10/29/2026

Most buyers are fixated on rate headlines, but savvy buyers are watching motivated sellers instead. With fewer competing offers right now, sellers are much more open to negotiating. That gives you the leverage to secure seller credits, closing cost assistance, or rate buydowns that lower your initial monthly payments. If you wait on the sidelines for rates to drop, competition floods back in and your negotiating power disappears. Success in this market comes down to preparation and structuring the deal the right way. Send me a direct message today to map out the best financing strategy for your goals. 🏡

Our Fairway Budget Booster .5% Rate Buydown is available until 12/31/2026, so reach out to me today and let's get you into a new home. For more information go to WWW.CLEARTOCLOSETEXAS.COM .

https://myoc.io/mortgagemvp

Fairway Mortgage is an Equal Housing Lender, NMLS ID #2289. For more licensing info, visit Licensing & Disclosures https://www.fairway.com/legal/legal-disclosures

Just published 👇The first 30 to 90 days after closing decide how much of your investment you keep — in lower taxes, prot...
10/29/2026

Just published 👇

The first 30 to 90 days after closing decide how much of your investment you keep — in lower taxes, protected equity, and avoided repairs.

Protect your investment with this 10-step checklist for new Texas homeowners — homestead exemptions, property tax protests, licenses, and climate-specific…

A lot of buyers assume the bigger the down payment, the better the deal. But certain loan programs can offer very compet...
10/29/2026

A lot of buyers assume the bigger the down payment, the better the deal.

But certain loan programs can offer very competitive interest rates with lower down payment options — sometimes as low as 3–5%.

Which can create a strategy where it may make more sense to:
💰 Keep more cash in your savings after closing
📉 Take advantage of a stronger interest rate
🏡 Leave yourself flexibility for repairs, moving costs, or emergencies
📊 Potentially recast the loan later if your loan allows it

The “best” move isn’t always about putting the most money down upfront. It’s about understanding the tradeoffs and building a strategy around your long-term financial comfort.

If you’ve been wondering what down payment strategy would make the most sense for your situation, message me SAVE and we can run through the numbers together.
https://myoc.io/mortgagemvp



Fairway Mortgage is an Equal Housing Lender, NMLS ID #2289. For more licensing info, visit Licensing & Disclosures https://www.fairway.com/legal/legal-disclosures

Fix It With Fairway - Renovations Don’t Have To Be ScaryRealtors learn about Fairways Renovation Loan offerings to help ...
10/28/2026

Fix It With Fairway - Renovations Don’t Have To Be Scary

Realtors learn about Fairways Renovation Loan offerings to help tackle your buyer’s home reno stress-free! Our RENO loan options cover it!

Do you have buyers who have found the right house in the right neighborhood at the right price point but it needs a kitchen update or maybe even new foudation? Join us in person for Fix It With Fairway where we’ll show you that renovations can be easy, fun and totally manageable! Get tips, tricks, and expert advice that’ll make your next closing a breeze. No stress, just solutions!

Please RSVP to attended.
Thank you,
The LaMacchia Team

Fairway Mortgage is an Equal Housing Lender, NMLS ID #2289. For more licensing info, visit Licensing & Disclosures https://www.fairway.com/legal/legal-disclosures

Most people don’t realize just how local home buying really is.Yes, interest rates and loan programs matter — but so do ...
10/28/2026

Most people don’t realize just how local home buying really is.

Yes, interest rates and loan programs matter — but so do the things only someone who works in your market every day can see.

That’s where a local lender makes a huge difference.

Local lenders can flag neighborhood-specific costs and opportunities that major online lenders often miss, like:

🏡 Property tax differences that impact your monthly payment

📊 Neighborhoods that tend to appraise low (or high)

💸 Local incentives or programs you may qualify for

🛠️ Common inspection issues that pop up in certain areas

🎯 What’s actually competitive in your market right now

These are the details that can save you money, strengthen your offer, and help you avoid surprises later.

If you’re thinking about buying in 2026 and want guidance from someone who knows your local market inside and out, I’m here to help you build a confident plan.

Message me anytime — even if you’re early in the process.



Fairway Mortgage is an Equal Housing Lender, NMLS ID #2289. For more licensing info, visit Licensing & Disclosures https://www.fairway.com/legal/legal-disclosures

Join us for an engaging, in-person discussion with local appraiser Jeff Coultas as we break down the latest changes impa...
10/27/2026

Join us for an engaging, in-person discussion with local appraiser Jeff Coultas as we break down the latest changes impacting valuations, including the evolving appraisal landscape and key industry updates heading into 2027.

Topics Include:

*Understanding recent appraisal industry updates and changes

*Navigating appraisal challenges in today's market

*Local/state market trends, comparable sales, and value adjustments

*Managing buyer and seller expectations

Ideal for REALTORS® looking improve communication with clients and position themselves for success in 2027 and beyond.

Register here: https://lp.constantcontactpages.com/ev/reg/umnzcc5/lp/3d9efdde-e789-4595-8c44-724834d64665

Address

18756 Stone Oak Pkwy, Suite 200
San Antonio, TX
78258

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

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