Kaelan Cheatham NMLS #1866424

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San Antonio, TX
Kaelan Cheatham NMLS #1866424

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The Cheatham Team | Mortgage Loan Advisor
NMLS #1866424
Need a Mortgage? I’m your girl!

10/29/2026

Over 50 families helped in the last few months, and so much to be thankful for! 🏡 Each one represents a different story, goal, and next chapter. Thank you to our clients and referral partners for trusting our team along the way!

As we head into the end of the year, we’d love to connect! Whether you’re ready to start the process or just want to get a game plan together for next year, we’re here to help you understand your options and take that next step.

Let’s hop on a call or meet at the office—we’d love to help you get started!

09/30/2026

09/29/2026

One of our favorite traditions every year! 🤍📸

Our Annual Client Appreciation Photo Day is our way of saying THANK YOU to the amazing clients and families who continue to trust and support us year after year.

We’re so grateful for every family we’ve had the opportunity to serve. Getting you to the closing table is just the beginning — we truly value the relationships we build long after closing day.

Thank you to everyone who came out, brought their families, and made this year’s event so special.

And a huge thank you to Moments by Madison Photography for capturing so many beautiful memories! 📸

08/24/2026

“Before You Look at One More House Online...”

Scrolling listings is exciting… but buying the wrong house because you weren’t financially prepared? Well, that is NOT.

Before you spend another evening on Zillow or Realtor.com, make sure you know:

• What payment actually fits your budget.
• How much cash you’ll need.
• What loan options may work for your situation.
• What price range keeps your long-term goals on track.

Shopping for a home starts with understanding your financing, not finding the perfect kitchen.

We help you become offer ready BEFORE you fall in love with a house because this can save time, reduce stress, and help you compete with confidence.

Thinking about buying this year? Send us a message. We’d be happy to help you build a strategy before you start touring homes.

08/19/2026

Great morning with this awesome team!

Going over the market, talking through different scenarios, strategizing, and finding ways to help our buyers WIN. 👏🏼

I love getting to collaborate like this and bring even more value to our Realtor partners and their clients. We’re here to be a resource, problem-solve, and help you get more buyers HOME!

Agents — let us know how we can help you and your business!

08/17/2026

Not every buyer fits inside a traditional lending box.

If you’re self-employed, own a business, or have income that’s difficult to document, there may be financing options worth exploring.

Swipe through to learn about:
• Bank Statement Loans
• DSCR Loans
• Asset-Based Loans

Every loan program has unique guidelines, and not every option is right for every borrower. The best approach depends on your financial goals and your overall picture.

Curious which path may fit your situation?

Let’s have a conversation before you assume buying isn’t possible.

08/13/2026

‼️ I’ve been SO excited to finally share this news!!

Officially joining forces with Carlos, Stefanie & Charlie at Edge Home Finance, alongside our amazing Loan Officer Assistant, Karey!

Getting to work alongside people you genuinely respect and who share the same passion for this industry, serving others, and helping people get home is something really special.

By joining forces, we’re able to bring even more to our clients and Realtor partners — more loan products, more resources, more experience, and most importantly, an incredible level of service from start to finish.

I truly love what I do, and I’m so excited for this next chapter and everything we’re going to be able to accomplish together. More families served, more Realtor partners supported, and more people getting into homes!

If you’re a Realtor, we’d love to connect and learn how we can better support you and your business. And if buying a home is anywhere on your radar, reach out! We’re here to walk you through your options, answer your questions, and help you put together a plan that works for you!

📸 Madison Peterson

07/08/2026

‼️Most of the homebuyers we speak to are almost overwhelmed with all the opinions out there and honestly just want a plan customized for them that they can understand and trust.

And while so many worry about choosing the wrong house... they often overlook bad assumptions like...

- Waiting for rates without a strategy.
- Trusting an online calculators
- Thinking the lowest offer automatically wins.
- Avoiding a lender conversation until it feels “official.”

🤓Here’s what I’d tell my own family member to do:

- Get clear on how this home purchase fits into your overall life strategy from a leveraged asset
standpoint.
- Then we reverse-engineer that into a monthly payment that doesn’t make you feel house broke.
- Last, we team up with your realtor to build an offer strategy that makes you competitive in today’s
market.

If you’re thinking about buying in the next 6 to 12 months, we’ll help you map the cleanest path from “maybe” to “ready” without pressure.

Save this for later, or send it to the person who keeps saying, “We’re going to wait and see.”

07/06/2026

Most buyers negotiate price. Smart buyers negotiate terms.

A price reduction can help, but it often spreads out over the life of the loan.

A seller credit may be used to cover closing costs or help with a rate buydown (when allowed), which can change the math in a bigger way.

The right move depends on your loan type, down payment, and the credit limits in your program.

If you’re making offers this week, we’ll run both scenarios side-by-side so you can choose with
confidence.

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06/24/2026

Address

San Antonio, TX
78232

Telephone

+18302990159

Website

https://linktr.ee/cheathamteamloans

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