Kaelan Cheatham NMLS #1866424

Kaelan Cheatham NMLS #1866424 The Cheatham Team | Mortgage Loan Advisor
NMLS #1866424
Need a Mortgage? I’m your girl!

Had a great lunch today with the panelists, mapping out the conversations, strategies, and actionable insights we’ll be ...
06/10/2026

Had a great lunch today with the panelists, mapping out the conversations, strategies, and actionable insights we’ll be bringing to the event.

If you’re a Realtor looking to grow your business, build your network, and walk away with ideas you can implement immediately, you won’t want to miss this one.

‼️ We’ve already surpassed 100 RSVPs, and seating is limited.

Reserve your seat here: https://www.eventbrite.com/e/social-surge-level-up-stand-out-tickets-1987831084284

Another 5⭐️ experience for the books!Our goal isn’t just to get you to the closing table…It’s to make sure you feel conf...
04/23/2026

Another 5⭐️ experience for the books!

Our goal isn’t just to get you to the closing table…
It’s to make sure you feel confident, informed, and taken care of every step of the way.

Clear communication.
No surprises.
A team that treats you like family.

That’s how we do it at Pilgrim Mortgage!

Every first-time buyer has the same questions… Am I ready? Can I afford it? Is now the right time?The truth is—there’s n...
04/20/2026

Every first-time buyer has the same questions… Am I ready? Can I afford it? Is now the right time?

The truth is—there’s no one-size-fits-all answer.

But there is a strategy built specifically for you.

Let’s create clarity around your numbers, your goals, and your next move.

Our goal isn’t just to get you to closing…It’s to make sure you feel confident every step of the way getting there.🙌🏻Cle...
04/15/2026

Our goal isn’t just to get you to closing…
It’s to make sure you feel confident every step of the way getting there.🙌🏻

Clear communication.
Strong strategy.
Zero confusion.

That’s how we do it🤓

Helping clients achieve homeownership AND long-term financial goals—that’s what we do. With creative lending solutions, ...
04/07/2026

Helping clients achieve homeownership AND long-term financial goals—that’s what we do.

With creative lending solutions, clear communication, and a team that truly shows up… you’re in the right hands.

If there’s a way, we’ll find it.
🏡Let’s get you home.

04/02/2026
The biggest thing holding people back from buying right now?👉🏼 “What do we do with our current home?”We just solved that...
03/19/2026

The biggest thing holding people back from buying right now?
👉🏼 “What do we do with our current home?”

We just solved that.

With our MoveNow program, you can move into your new home before selling your current one—giving you time, flexibility, and control.

This is a GAME CHANGER for move-up buyers 👏🏼

Want details? Shoot me a DM or text me “MOVE”!

“Total Hail Mary request after two reputable lenders said no…”That’s how this started.An agent trusted us with a client ...
02/26/2026

“Total Hail Mary request after two reputable lenders said no…”

That’s how this started.

An agent trusted us with a client she had worked with for two weeks who really wanted this home. We dug in, reviewed everything, structured it correctly — and got it to the closing table.

Now we’re working together on multiple clients because when you show up once, you build trust for the long haul.

Realtors: if you have a tough file, a unique income scenario, or just want a second set of eyes — we’re here.

Go read our reviews🌟

https://linktr.ee/cheathamteam?utm_source=ig&utm_medium=social&utm_content=link_in_bio&fbclid=PAZnRzaAQNVxhleHRuA2FlbQIxMQBzcnRjBmFwcF9pZA8xMjQwMjQ1NzQyODc0MTQAAafeyqcKZirujv0L7AW-xowtNbVJDWHRHVnBIiRCZhyNKV6QSuKUbFS9iDSKdQ_aem_52dhmA8_ZejKLK4XdgkWng

Homeowners—don’t miss out on potential savings 👀💸Rates change fast, and I’ll make sure you’re the first to know when ref...
02/23/2026

Homeowners—don’t miss out on potential savings 👀💸

Rates change fast, and I’ll make sure you’re the first to know when refinancing could benefit you!

Sign up for my updates here👇
🔗 https://pilgrimmtg.com/refinance-kaelan-cheatham

Let’s stay ahead of the market together ‼️

The cash you bring to closing starts working on day one. Rent is 100% expense.  A down payment is ownership capital. It ...
02/10/2026

The cash you bring to closing starts working on day one.
 
Rent is 100% expense.  A down payment is ownership capital. It buys you a slice of the asset, and your equity grows 2 ways.
 
Principal paydown: every monthly payment chips away at the loan. More loan paid off = more equity.
 
Price movement: if the market rises, you keep the gain on the whole home, not just your cash in.
 
Why it matters:
 
• Your down payment is working capital, not a sunk cost
• Bigger down payments can lower the monthly payment and may reduce mortgage insurance
• Smaller down payments can preserve cash for reserves and repairs
• The right move depends on timeline, comfort level, and other goals
 
We help you pick a down payment that balances payment, reserves, and long-term growth.
 
Message us “DP PLAN” and your target price range.
 
We will map two or three down payment paths so you can compare the tradeoffs.
 
 
  
  


Address

1270 N Loop 1604 E Ste. 1101
San Antonio, TX
78232

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