Andrew Sparhawk Loan Officer NMLS 210694

Andrew Sparhawk Loan Officer NMLS 210694 I’m Andrew Sparhawk, NMLS: 210694, Loan Officer with PrimeLending, a national mortgage lender specializing in residential home loans. Ask me anything MORTGAGE!

We offer Conventional, VA, FHA, and Jumbo Financing. We also offer many renovation products.

Would you rather spend your weekends enjoying your home than maintaining it? You're not alone.Nearly 1 in 5 new homes be...
05/13/2026

Would you rather spend your weekends enjoying your home than maintaining it? You're not alone.

Nearly 1 in 5 new homes being built are townhomes* which goes to show that more homebuyers are choosing townhomes for the freedom that comes with lower-maintenance living. You still get a place that's yours with a more manageable footprint and more room in your schedule for the things you actually enjoy.

Found a place you love? Let's make it yours. DM me to create your buying gameplan.

*Source: National Association of Home Builders (NAHB) analysis of U.S. Census Bureau housing starts data.

PITI is the full picture of your monthly mortgage payment. It stands for principal, interest, taxes, and insurance.That'...
05/12/2026

PITI is the full picture of your monthly mortgage payment. It stands for principal, interest, taxes, and insurance.

That's important because a lot of first-time buyers look at the home price first, but your monthly payment is what needs to fit your life and your budget.

Once you understand your PITI, it gets easier to narrow your price range, plan with more confidence, and move forward with a clearer idea of what you can afford.

DM me to run your numbers.

If you've earned VA loan benefits, they could make buying a home more affordable.For qualified Veterans and active-duty ...
05/11/2026

If you've earned VA loan benefits, they could make buying a home more affordable.

For qualified Veterans and active-duty service members, a VA loan can offer advantages like no down payment, no private mortgage insurance,* and no VA lender fees.**

This can help lower how much cash you need upfront and make your budget go further.

DM me to see how your VA loan benefit could help you get into a home.

*There is an up front funding fee that takes the place of mortgage insurance.
**All lender closing costs such as origination, processing, underwriting, and closing will be waived, borrower is still responsible for third party fees such as VA funding fee, title, and appraisal etc. Down payment waiver is based on VA eligibility. Must apply for loan by 6/30/2026. Savings only applies to direct originations made by PrimeLending for first mortgage purchase or refinance transactions, and is not available on brokered loans. Only one offer per loan transaction is available, and savings cannot be combined with any other offer, discount, or bond program. Savings will reflect on Closing Disclosure at closing. Subject to credit approval.

Waiting for the perfect time to buy a home can feel like the responsible move-more savings, better timing, a fool-proof ...
04/27/2026

Waiting for the perfect time to buy a home can feel like the responsible move-more savings, better timing, a fool-proof plan. But the truth is, a lot of people get there with options like low down payment loans, flexible programs, and guidance that makes the process far more simple than expected.

Sometimes the right next step isn't waiting for "perfect". It's finding the path that works. And if a four-legged roommate finally has room to run, that's a pretty great bonus.

Let's connect to talk about your homebuying goals.

Between rent, bills, and life, saving up for a 20% down payment can feel like a slow climb. But, what many homebuyers ma...
04/24/2026

Between rent, bills, and life, saving up for a 20% down payment can feel like a slow climb. But, what many homebuyers may not realize is that there are loans designed to help with the down payment.

A down payment assistance program* (DPA) helps make it possible to buy your home without having to use your life savings.

Let's connect to discuss your DPA options.

*Certain restrictions apply. Not available in all areas. Please contact your PrimeLending loan officer for more details.

Buying your first home should feel like a step forward, not a puzzle you have to solve by yourself.With the right guidan...
04/23/2026

Buying your first home should feel like a step forward, not a puzzle you have to solve by yourself.

With the right guidance, the process becomes much clearer. I'll walk you through each step, explain what matters, and make sure you always know what's coming next. The goal is simple, help you feel confident in your decisions from oiur first conversation to the closing table.

Ready to start the journey? Let's talk about your next steps.

Wondering why you should buy if a mortgage payment costs the same as your rent? Here's what you could be missing out on....
04/21/2026

Wondering why you should buy if a mortgage payment costs the same as your rent? Here's what you could be missing out on.

When home prices rise, so does home value. That's an asset owners can tap into later. When your rent increases, it just means a bigger auto-pay amount is leaving your account on the first of the month.

Now, imagine what a home purchased today could be worth a year from now if home values keep climbing. Not to mention no more "landlord specials".

Buying a home is easier when you know what you're doing. Reach out and we can map out your gameplan together.

Still trying to save for that 20% down payment? With a conventional loan, you may not have to.A conventional loan is one...
03/20/2026

Still trying to save for that 20% down payment? With a conventional loan, you may not have to.

A conventional loan is one of the most common mortgage options that isn't part of a government-backed program. It offers buyers flexible down payment options and the ability to remove mortgage insurance down the road.

Questions? Send them my way. I'm happy to help you learn about all of your mortgage options.

Your home equity is more than a number on paper. It could be cash you can tap into to reach the goals you've been puttin...
03/19/2026

Your home equity is more than a number on paper. It could be cash you can tap into to reach the goals you've been putting off.

A cash-out refinance* turns a portion of your home equity into a lump sum of cash that you can use however you want. Homeowners often use it to take that long awaited vacation, pursue their degree, fund a renovation, or invest in what's next.

If you're curious how much equity you could access, let's run the numbers and see what's possible. Reach out to start the conversation.

*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.

Address

270 N. Loop 1604E, Suite 300
San Antonio, TX
78232

Opening Hours

Monday 7am - 6pm
Tuesday 7am - 6pm
Wednesday 7am - 6pm
Thursday 7am - 6pm
Friday 7am - 6pm
Saturday 7am - 6pm

Telephone

+12104834918

Website

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