Andrew Sparhawk Loan Officer NMLS 210694

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Andrew Sparhawk Loan Officer NMLS 210694 I’m Andrew Sparhawk, NMLS: 210694, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple.

primelending.com/legal Equal Housing Lender For licensing information, go to: www.nmlsconsumeraccess.org

Buying a home is a big commitment, but it can also be an investment in your future.I recently came across a statistic sh...
10/09/2026

Buying a home is a big commitment, but it can also be an investment in your future.

I recently came across a statistic showing that homeowners' net worth is nearly 38 times higher than renters'. I can help you estimate a comfortable payment and see what homeownership could look like based on your finances.

Source: Investopedia, 2026

A lot of buyers delay the first mortgage conversation because they're worried a credit check will lower their score.A so...
10/07/2026

A lot of buyers delay the first mortgage conversation because they're worried a credit check will lower their score.

A soft credit pull is a check on your credit report that does not impact your credit score since it is not for the purpose of approving a credit application. It gives you valuable insight into the type of home loan you can qualify for without having to make an application which would require a hard credit pull (which can affect your credit score as it is used for approving an application for credit).

If you're just getting started and want to get an estimate of what you could afford, reach out. I could help you get qualified* for a mortgage without dinging your credit score.

*All loans subject to credit approval. A qualification is not an approval of credit, and does not signify that underwriting requirements have been met. Conditions and restrictions may apply.

What if I told you you're not the only person who overthinks their credit score when they want to apply for a mortgage? ...
10/06/2026

What if I told you you're not the only person who overthinks their credit score when they want to apply for a mortgage? Here's what you might not know...you don't need perfect credit to secure a low down payment.

FHA financing may offer more flexible credit guidelines and low down payment options for qualified buyers. Contact me today and I can walk you through how it works.

If you have a good mortgage rate, you may not want to give it up just to access your equity.A home equity loan* may let ...
10/05/2026

If you have a good mortgage rate, you may not want to give it up just to access your equity.

A home equity loan* may let you borrow what you need while keeping your current mortgage and rate in place. I can help you compare the additional payment and total cost.

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

Your salary tells part of the story-but it doesn't tell the whole story. 🏡When it comes to figuring out how much home ma...
09/21/2026

Your salary tells part of the story-but it doesn't tell the whole story. 🏡
When it comes to figuring out how much home may fit your budget, there's more to consider than the number on your paycheck. Things like your monthly debts, down payment, credit profile, interest rate, property taxes, insurance and loan program can all play a role.
That's why two people earning the exact same salary could have very different homebuying budgets.
Curious what your numbers could look like?
Let's talk and run through your options together. No guessing required.

What If the Right Home Isn't on the Market Yet?You've searched. You've toured. You've tried to picture yourself knocking...
09/17/2026

What If the Right Home Isn't on the Market Yet?

You've searched. You've toured. You've tried to picture yourself knocking down walls and making someone else's home work for you.

Maybe it's time to consider building instead.

New construction can give you more say in the things that matter - location, layout, finishes and how your home works for your lifestyle.

And financing the build may be more doable than you expect.

🏡 Tired of searching for "close enough"? Send me a message and let's talk about what building your home could look like.

🏡 Thinking about buying a home but not sure where to start? Start with your numbers.Before you start scrolling listings,...
09/16/2026

🏡 Thinking about buying a home but not sure where to start? Start with your numbers.
Before you start scrolling listings, take a look at:
✅ Monthly expenses
✅ Debt payments
✅ Savings
✅ A monthly housing payment that feels comfortable
You don't have to have everything figured out before we talk. That's part of what I'm here for.
I can help you understand where you stand today, what options may fit and what your next steps could look like.
Ready to get started? Send me a message.

Kitchen trends are entering their personality era.OUT: stark whites, cool neutrals + playing it safe.IN: warm taupes, ri...
09/15/2026

Kitchen trends are entering their personality era.

OUT: stark whites, cool neutrals + playing it safe.
IN: warm taupes, rich browns, moody hues, muddied pastels + unexpected pops of color.

Homeowners are leaning into kitchens that feel warmer, more layered and a little less "perfect".

Saving these for the future remodel? Your home's next era might be closer than you think with a renovation loan.

Source: https://www.elledecor.com/design-decorate/trends/a70062151/kitchen-paint-color-trends-2026/

Whatever your homeownership era looks like, there's more than one way to make your next move - and the right financing c...
09/14/2026

Whatever your homeownership era looks like, there's more than one way to make your next move - and the right financing can help you get there.

No wristband required. Just a home goal and a place to start.

So, what's your next stop?

*Certain restrictions apply, subject to down payment assistance program guidelines. Not available in all areas. Please contact your PrimeLending loan officer for more details.

Show off your home's true owner in the comments.
08/26/2026

Show off your home's true owner in the comments.

Address

270 N. Loop 1604E, Suite 300
San Antonio, TX
78232

Opening Hours

Monday 7am - 6pm
Tuesday 7am - 6pm
Wednesday 7am - 6pm
Thursday 7am - 6pm
Friday 7am - 6pm
Saturday 7am - 6pm

Telephone

+12104834918

Website

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