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VanDyk Mortgage Corporation - Garza Mortgage Team

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San Antonio, TX
VanDyk Mortgage Corporation - Garza Mortgage Team

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Equal Housing Opportunity nmlsconsumeraccess.org
NMLS # 2384248
Corp NMLS #3035
Our mission is to help ALL people achieve home ownership.

VanDyk Mortgage Corporation was established in 1987 by its Founder and CEO Thomas L. VanDyk in Grand Rapids, Michigan. We currently have over 500 employees and we are licensed in 48 states with 90+ brand offices nationwide. Since 1987, we’ve closed over 120,000 mortgage loans. Whether you’re looking to refinance your current home or find the right mortgage loan program for you, we’re ready to help you!

10/27/2026

10/21/2026

🎉 BIG NEWS FOR HOUSTON! 🎉

Please join us in welcoming Matt Williams - VanDyk Mortgage Corporation to the Garza Mortgage Team at VanDyk Mortgage as our newest Lender serving Houston, Texas! 🏡🔑

Matt is passionate about helping homebuyers, real estate agents, and real estate investors navigate financing with personalized guidance, responsive service, and solutions tailored to their goals.

🏡 Buying a home? Matt is ready to help you navigate the financing process.
📈 Investing in real estate? Whether you’re growing your portfolio or exploring your next investment opportunity, Matt is ready to help you explore your financing options.
🤝 Realtor partners: Matt is committed to building relationships and helping you serve your clients with confidence.

📲 Call or text Matt at 832-294-9349

Welcome to the team Matt!

09/20/2026

This past Friday, our own Judy Lee was on a panel and shared great information at the 2026 AREAA Symposium in San Antonio.

The event was full of knowledge and insight from experts across the industry to Developers, Lawyers, Title, Credit, Insurance, Construction, Lending, and more.

A little take away:
Did you know that after owning a home for 5yrs, the average owner has over $180k in equity!

Be on the lookout for the next AREAA Event…..knowledge gained and used is power!

09/09/2026

Your Home Journey Starts Here! 🏡
Join us for the 2026 AREAA San Antonio Housing Symposium!

AREAA is committed to empowering communities through education, advocacy, and connections within the real estate industry. This symposium brings that mission to life by connecting homebuyers with trusted professionals and the knowledge they need to buy with confidence. This event is FREE!! Registration is required for entry.

🍳 Breakfast & Lunch provided FOR REGISTERED GUESTS!
🔑 Register today and get free entry into our mixer after the event too!
https://www.eventbrite.com/e/housing-symposium-tickets-1997505436532

📅 Friday, September 18
⏰ 10:30 AM–3:00 PM
📍 SABOR, 9110 I-10, San Antonio, TX 78230

Learn about mortgages, credit, insurance, inspections, legal matters & more!
Realtors and industry professionals, please attend and share with your clients!

09/04/2026

Real estate investing can be about more than simply adding another property to your portfolio. It can provide monthly income, long-term equity growth & another piece of your overall financial strategy.

Whether you're considering your first investment property or your next one, understanding your financing options is an important part.

If you have a property in mind—or you're just starting to explore what might be possible—let’s run the numbers and look at your options.

📲 Reach out anytime. I’m happy to help.

09/04/2026

The VA has published a clarification to its guidelines around how lenders can calculate monthly debt for non-medical collections with no established payment arrangement. Instead of using 5% of the entire balance, we take that 5% and then divide by 12! That's nearly a 92% reduction in the monthly debt amount used for qualifying. If past collection balances were tipping your DTI, then this could have a major impact on your loan qualification!

07/31/2026

When you're comparing loan officers, don't let one number make the decision.

The best mortgage experience isn't just about the interest rate - it's about communication, transparency, loan options, and having someone who knows how to navigate challenges when they arise.

In my latest edition of Clarisa Plants The Seeds, I share the questions every homebuyer should be asking before choosing a lender.

🌿 Read the full blog here: https://clarisagarza.vandykmortgage.com/post.php?id=25

07/28/2026

🏡 Just Closed in Helotes, TX! 🔑

Congratulations to our buyers on their beautiful new home!

Luxury transactions deserve a team that's committed to exploring every available financing option. By taking a thoughtful approach to this purchase, we helped our clients secure financing that better aligned with their goals than the option they were initially considering.

To top it off, the home appraised for more than the purchase price, giving our buyers a strong start as homeowners.

A successful home purchase isn't just about getting to the closing table - it's about having a trusted Realtor and lending team working together to help you make informed decisions every step of the way.

Congratulations again, and thank you for trusting us with such an important milestone!

Address

2511 N Loop 1604 W Suite 100
San Antonio, TX
78258

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm

Telephone

+12103641178

Website

https://clarisagarza.vandykmortgage.com/

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