Daniela Perez, Financial Services Professional with Nylife Securities LLC

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San Antonio, TX
Daniela Perez, Financial Services Professional with Nylife Securities LLC

As a Financial Services Professional at NYLIFE Securities LLC, I help families achieve financial security. I am not licensed in all jurisdictions.

I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Please contact me to help you fully analyze your needs and recommend appropriate solutions. I am an Agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies. Additionally, I am a Registered Representative of and offer securities products & services through NYLIFE Securities LLC, (Member FINRA/SIPC), A Licensed Insurance Agency and a New York Life Company.

8000 IH10 W
Suite 800
San Antonio, TX 78230
(210) 321-1400
(210) 872-9776

Neither New York Life Insurance Company, nor its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. CA License #4116176

Any testimonial on this site is based on an individual’s experience and may not be representative of the experience of other customers. These testimonials are no guarantee of future performance or success.

11/02/2026

Four generations of family memories are legally invisible to Medicaid, and the moment a grandparent enters a nursing home, that beloved cabin can trigger a financial reckoning most families never saw coming.

11/01/2026

Many Americans (60%) have spent money on something expensive they later regretted, and a majority with regrets have more than one, according to a new NerdWallet survey.

10/29/2026

Life changes. But sometimes beneficiary designations don’t change with it.

This Kiplinger article is a helpful reminder of why it is so important to periodically review the beneficiaries on your retirement accounts, life insurance policies, and other accounts to make sure they still reflect your wishes.

Check out the article here:

https://bit.ly/4zg2bnp

If you have questions about your own beneficiary choices, send me a message.

10/27/2026

If you or someone you care for has a qualifying disability, an ABLE account can be a tax-efficient way to invest for the future—and remain eligible for essential federal benefits. Learn more here: https://nyl.co/4zcNP7h

10/26/2026

If you’re caring for a loved one with a disability, an ABLE account can help them build financial independence—without jeopardizing important federal benefits. Want to know more? Review this information and reach out to me today.
https://nyl.co/4zaFd1f

10/25/2026

Family caregivers often help with daily activities, health-related tasks, coordination, and decision-making. This article examines the time, responsibilities, and economic value involved, along with the pressures families may experience when supporting a loved one’s long-term care needs.
https://bit.ly/4BwkCWO

10/22/2026

One of the most overlooked pieces of an estate plan is insurance. But overlooking insurance can cause a bigger headache than you think.

10/21/2026

Lately I've been meeting with a lot of people about budgeting.

And the same questions keep coming up:

How much should I save in an emergency fund?
Where should I keep it?..

Here's the 7-phase roadmap I walk people through:

Phase 1 → $1,000 saved

Phase 2 → 1 month of expenses

Phase 3 → 3 months (the minimum I recommend)

Phase 4 → 6 months

Phase 5 → 9 months

Phase 6 → 12 months

Phase 7 → 18-24 months (for those starting a business, leaving a job, or in niche careers)

Phases 2-6 depend on what you consider "necessary expenses."

At the very least, cover the 4 walls:

Housing

Utilities

Food

• Transportation

Some keep it lean.

Others include extras like subscriptions, kids' activities, or even vacations.

No wrong answer—it's about peace of mind.

Re

Where to keep it?

High-yield savings
Money market
Cash (but it loses value to inflation... and you can actually lose it.
I've been through a house fire—| know it can happen.)

• What not to use: stocks or investments.

This isn't about growth.

It's about stability and security.

I recommend 3 months as a baseline.

If you're more cautious, shoot for 6-9 months.

And once you're there, it's time to think long-term:

Max out your 401(k) (at least the match)
Fund a Roth IRA
Or use a brokerage for flexibility
Your emergency fund protects your today.

Your investments build your tomorrow.

• What phase feels right for you?

10/20/2026

We're proud to be named to Barron's 100 Best Annuities list for 2026.

At New York Life, we're committed to making annuities easier to understand and easier to use, helping you navigate retirement with greater confidence. We're honored by this recognition and remain dedicated to providing solutions designed to help you build a secure financial future and protect what matters most.

Read Barron’s article: https://bit.ly/4hKTGKK

New York Life Annuities is honored to be named to Barron's 100 Best Annuities list for 2026. This recognition reflects our ongoing commitment to helping financial professionals make retirement planning easier for their clients through solutions, tools, and support designed to bring greater clarity a...

10/19/2026

Address

San Antonio, TX
78230

Website

https://www.newyorklife.com/agent/dperez07

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