Oscar Eric Herrera, Licensed Agent with New York Life Insurance Company

Oscar Eric Herrera, Licensed Agent with New York Life Insurance Company Agent licensed to sell insurance through New York Life Insurance Company.

There are many reasons people choose to work in their retirement. Read these tips and let's talk about your retirement s...
05/07/2021

There are many reasons people choose to work in their retirement. Read these tips and let's talk about your retirement strategy.

Going back to work after retirement shouldn't be a back up plan. Learn about your other options from New York Life and enjoy this rewarding period of your life.

As you get further along in your career, preparing for retirement becomes a greater focus. These tips can help you along...
05/02/2021

As you get further along in your career, preparing for retirement becomes a greater focus. These tips can help you along the way, but please get in touch if you'd like some professional guidance.

Have you developed a retirement withdrawal strategy or spending plan? Learn about retirement budgeting from New York Life and ensure that your savings last.

When you're a grandparent, a bright future of opportunity can be the best gift you can give to your grandchild. Contact ...
04/27/2021

When you're a grandparent, a bright future of opportunity can be the best gift you can give to your grandchild. Contact me to learn how New York Life can help you pay for your grandchild's future education and set them up for a world of possibilities.

Give the gift of education by starting college funds for your grandchildren with help from New York Life. Secure their future with life insurance or a 529 plan.

Once you reach a certain age, you're required to take the minimum distribution from your tax-qualified retirement accoun...
04/22/2021

Once you reach a certain age, you're required to take the minimum distribution from your tax-qualified retirement account, but you do have options how you can use it. Reach out and I can help you figure out the best strategy for you.

Required minimum distributions are often overlooked by retirement plan owners. Learn from New York Life about RMD tables, their rules and how RMDs can be used.

When it comes to your retirement strategy, there's no time to take chances. Learn what matters when it comes to choosing...
04/17/2021

When it comes to your retirement strategy, there's no time to take chances. Learn what matters when it comes to choosing an insurance company and why New York Life's financial strength ratings are consistently among the highest in the industry.

Financial strength or insurance ratings indicate an insurance company's ability to pay policyholder claims. Learn how important these ratings are from New York Life.

Typically, the longer you wait to start collecting Social Security, the bigger your benefits will be. However, the immed...
04/12/2021

Typically, the longer you wait to start collecting Social Security, the bigger your benefits will be. However, the immediate need for assistance can outweigh the desire to wait. If you need help deciding what to do, read this article and let’s talk.

Guidance on when to claim benefits based on your personal needs.

Life is full of big events but transitioning out of work and into retirement may be one of the biggest. If you're gettin...
04/07/2021

Life is full of big events but transitioning out of work and into retirement may be one of the biggest. If you're getting ready to take that first step, I can help you create a strategy that fits your specific needs. Before you start, let's talk.

Learn from New York Life how these four life changing events can affect your life insurance and finances. Discover the options you have to address your needs.

Preparing for retirement should be on everyone's priority list. Whatever track you're on, I can help you ensure your str...
04/02/2021

Preparing for retirement should be on everyone's priority list. Whatever track you're on, I can help you ensure your strategy is diversified and solid enough to get you where you want to go. Reach out if you want to talk.

It is important to diversify your investments in order to properly manage risk. Learn five strategies from New York Life for how to diversify your portfolio.

Deciding when and how to claim Social Security benefits is one of the most important decisions for retirees. Read this a...
03/28/2021

Deciding when and how to claim Social Security benefits is one of the most important decisions for retirees. Read this article to learn more about your options and then let's talk.

Guidance on when to claim benefits based on your personal needs.

03/23/2021

New York Life has paid dividends every year since 1854, and just like you, we'll still be going strong in the future. Learn how you can use dividends to boost your financial strength now, later, and in retirement.

What should you do with your life insurance dividends? Learn from New York Life about dividends payouts and how they can be used to reach your financial goals.

03/18/2021

Employee life insurance can be a great perk, but it may not be enough for your needs. Reach out and I can go over the best options to keep you secure through retirement.

Employer provided life insurance is a valuable benefit, but it's not always enough. Learn how to supplement your policy's coverage from a New York Life agent.

Ready for more stability? Find out how converting from term to whole life insurance can give you more benefits throughou...
03/13/2021

Ready for more stability? Find out how converting from term to whole life insurance can give you more benefits throughout your life and into retirement. Feel free to reach out with any questions, I'm here to help.

The option to convert a term policy to whole can be very valuable. Learn from New York Life about the opportunity that convertible term life insurance provides

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8000 IH 10 West, Suit 800
San Antonio, TX
78230

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