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Luminary Lending

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Luminary Lending | Trusted Lending Solutions 💡
Transparent, reliable, and customer-focused lending services built on trust, integrity, and accountability.

Luminary Lending is an Operating Division of AK Mortgage, NMLS #2467818.

11/04/2026

Fall homebuying checklist: 6 steps to take before making an offer on a house. Whether you're buying before the holidays or lining up your move for early next year, this checklist keeps you organized from credit check to pre-approval. Swipe through, then screenshot it for later.

Ready for step one? Link in bio to get pre-approved with Luminary Lending.

11/02/2026

Think the spring market is the only time to buy? Think again. 🍂
Fall often brings fewer buyers, more motivated sellers, and a little more room to negotiate. Add the chance to close before the new year and the season has real advantages. Every market is different, so the key is knowing your numbers before you start shopping.

Thinking about buying before year-end? Tap the link in bio to start!

10/30/2026

10/28/2026

When a realtor trusts you with their own mortgage, that’s the ultimate mic drop!
Huge thanks to Britanny R. for the 5-star review and for trusting Stephanie to be the 24/7 rate-hunting MVP for both you and your clients. 🤩

Ready to get pre-approved or learn how to get a home loan without the stress? DM us "HOME" to get started! 🏡

10/13/2026

𝐋𝐨𝐰𝐞𝐫 𝐫𝐚𝐭𝐞. 𝐒𝐚𝐦𝐞 𝐜𝐥𝐨𝐬𝐢𝐧𝐠 𝐜𝐨𝐬𝐭𝐬‼️

Utah homebuyers: have you looked at a 7/6 ARM? Here’s why it can beat a 30-year fixed on the starting rate. 🏡

With a 7/6 ARM, the lender only commits to your rate for the first 7 years instead of 30. That lower long-term risk for them can mean a lower starting rate for you.

✅ Lower monthly payment
✅ More purchasing power
✅ Real savings in the first 7 years

Plan to move or refinance in the next several years? A 7/6 ARM could be worth a look. After the 7-year fixed period, the rate can adjust based on market conditions and your loan terms.

📲 DM us “ARM” for a free side-by-side comparison, or tap the link in bio.

10/01/2026

October is a great time to get prepared! 🤩 Thinking about buying a home before the year ends? 🍂

Make sure your finances are ready for the journey. A little preparation now can help you better understand your options and what steps to take next.

Not sure where to start? We're here to help you understand the mortgage process and answer your questions.

📩 Send us a message to learn more, or visit our website: www.luminarylending.com

09/26/2026

New home sales just hit their HIGHEST pace of 2026 🏡

Yes, you read that right! Even with mortgage rates near their highest point this year, buyers are STILL signing contracts. 📈

Here's the breakdown 👇

🔑 684,000 annual sales pace (highest of the year)
📊 +6.4% month-over-month
💰 Builders are sweetening deals with closing cost credits & rate buydowns to keep buyers moving.

This is huge for anyone watching the housing market right now. It shows that demand hasn't disappeared, but buyers are just waiting for the right combo of price + financing + incentives.

If you're thinking about buying a home in 2026, incentives like these could be your way in. 🔑

Are you seeing builders offer more incentives in your area? Drop a comment! We want to hear what YOU are seeing in your market! 👇

Save this post so you can reference these numbers later.

09/22/2026

Shoutout to Reanin, Tori, and Kelsey for delivering an exceptional, 5-star experience!🤩
Thank you, Jake F., for the glowing recommendation. At Luminary Lending, we pride ourselves on being effective, efficient, and responsive while guiding you step-by-step through the home loan process.

Ready to experience the difference? Send us a DM today! 🏡💡

09/17/2026

Want to stand out in a competitive housing market? It all starts with a pre-approval. 📝🔑

A pre-approved buyer equals less risk for the seller. When you walk into a negotiation with financing already backed, you get:
✅ A better chance of winning the bidding war
✅ A stronger position at the negotiating table
✅ More confidence from the listing agents

Don't wait until you find the perfect house to figure out your financing. Contact Luminary Lending today and step into the market with confidence! 🏠✨

Address

2887 East Evergreen Avenue
Salt Lake City, UT
84109

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+18018603695

Website

https://luminarylending.com/, https://www.instagram.com/luminarylending/

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