Sharla Ellis, Producing Branch Manager

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Sharla Ellis, Producing Branch Manager Sharla Ellis - NMLS #209040
Producing Branch Manager at
Fairway Home Mortgage
FIMC NMLS #2289
Equal Housing Opportunity

bit.ly/FIMCDisclosures

Sharla Ellis NMLS #209040

*New Blog Today* -- Found a home you can afford…but it needs work? 🏡🔨Don't automatically cross it off your list.With the...
10/14/2026

*New Blog Today* -- Found a home you can afford…but it needs work? 🏡🔨

Don't automatically cross it off your list.

With the right conventional financing, you may be able to finance eligible improvements right into the purchase loan—potentially with as little as 3% down for qualified buyers.
Flooring. Paint. Kitchens. Baths. Windows. Roofing. HVAC. Landscaping and more. The house may not be perfect yet. That doesn't necessarily mean it isn't the right house.

My newest blog explains how it can work. See a house that needs work? Send it to me. Let's look at the possibilities.

Read the full blog here.👇
https://sharlaellis.com/blog/finance-home-improvements-purchase-loan

What an HONOR — and what a FUN opportunity! 💚🎤Thank you, Fairway, for inviting me to share on today’s National Sales Cal...
10/08/2026

What an HONOR — and what a FUN opportunity! 💚🎤

Thank you, Fairway, for inviting me to share on today’s National Sales Call what’s behind our incredible momentum this year — growing our mortgage business and turning more opportunities into happy homeowners! 🏡

The secret? It’s all about PEOPLE! ❤️
Building trust. Creating genuine connections. Finding solutions. And going the extra mile!

We LOVE our clients, and we LOVE helping make their homeownership dreams come true!

So grateful for my amazing Dream Team, our wonderful clients and Realtor partners, and my Fairway family. Great things happen when great people work together! 💚

Every Dream Deserves a Dream Team! Love the opportunities found in this market!!

*New Blog Today* -- Shopping mortgage rates? Let’s compare apples to apples. 🍎🍏It’s good to shop, ask questions and comp...
10/07/2026

*New Blog Today* -- Shopping mortgage rates? Let’s compare apples to apples. 🍎🍏

It’s good to shop, ask questions and compare. But here’s the part every buyer should understand: The lowest rate doesn’t always mean the best deal. What does that rate cost? Are there points? Is it locked? Are the fees the same? And beyond the numbers — can the lender perform and deliver what was promised?

My newest blog breaks down what to look for, including one question I hear all the time: “What exactly is a buydown?”

Shopping rates? Feel free to send me what you’re looking at. I’m happy to help you compare apples to apples.

Read the full blog here.👇
https://sharlaellis.com/blog/shopping-mortgage-rates-apples-to-apples

10/07/2026

I had such a fun time teaching Yes, You Can Condo! at the Washington County Board of REALTORS®.

Condo guidelines have changed, and some of those changes can make financing more challenging. That’s exactly why I love teaching this class — helping agents understand what’s changed, what still works, and where we can still find opportunity for buyers.

Knowledge creates confidence — and confidence helps us navigate the changes!

Questions about condos? Let’s find a way. 🏢✨

If you want your team to be more confident with condos, DM me. I’ve taught this class dozens of times, and I love helping agents turn confusing guidelines into clear, practical conversations with buyers!

🍁 HELLO OCTOBER! 🍁And just like that… we’re heading into the final quarter of 2026!I’m kicking off October with the St. ...
10/01/2026

🍁 HELLO OCTOBER! 🍁

And just like that… we’re heading into the final quarter of 2026!

I’m kicking off October with the St. George Marathon 5K — I like to race every now and again, and I do love the challenge 😂 — and one thing races always remind me is: you don’t have to be the fastest. You just have to keep moving forward! One step, then another, all the way to the finish! 🏃‍♀️

That feels a little like life — and business — right now.

October looks like it will be a full and productive month, and I’m excited about it! Lots of clients to help, classes to teach, people to connect with, and opportunities to create. I’ve always believed activity breeds activity — and sometimes the best thing you can do is simply get moving and see where the momentum takes you. 🏡💚

And of course, October brings all the things I love about fall — changing leaves, cooler days, family time, football, and that unmistakable feeling that the holidays are just around the corner. 🍂

We still have THREE MONTHS left in this year. Plenty of time for goals, opportunities, new beginnings — and maybe even a few surprises we can’t see coming yet.

So here’s to October: keep moving, keep showing up, and let’s finish 2026 STRONG! 💪🍁

Want to buy your next home BEFORE you sell your current one? 🏡🌉I get this question all the time: “Do you have bridge fin...
09/30/2026

Want to buy your next home BEFORE you sell your current one? 🏡🌉

I get this question all the time: “Do you have bridge financing options?”

My answer? YES!! A number of them. 😊

Because sometimes the “bridge” isn't actually a traditional bridge loan. Maybe we can access equity from your current home. Maybe you can qualify carrying both homes temporarily.

Maybe a lower down payment now followed by a principal reduction and recast later makes sense. Maybe other allowable assets can help. Or maybe a specialized buy-before-you-sell solution fits the situation.

Plan A. Plan B. Plan C. Plan D. Plan E. ...
Every situation is different—and that's why I LOVE the puzzle. 💚

My newest blog explores some of the ways we may be able to help you get from the home you own to the home you want.

Don't automatically assume you have to sell first. Let's look at the possibilities.

Read the full blog here.👇
https://sharlaellis.com/blog/bridge-financing-buy-before-you-sell

🎉💚 Celebrating ALISHA’s BD today! 💚🎉Some people simply make everything better — and Alisha is one of those people. ✨She ...
09/28/2026

🎉💚 Celebrating ALISHA’s BD today! 💚🎉
Some people simply make everything better — and Alisha is one of those people. ✨

She is smart, talented, dependable, incredibly hardworking, and such an important part of our Dream Team. She takes amazing care of our clients and Realtor partners, helps keep all of us moving forward, and is someone we know we can count on again and again. 🏡💚

Alisha, we hope you know just how much you are valued, appreciated, and loved around here. We truly couldn’t imagine our team without you!

Happy Birthday!! 🥳🎂 Here’s to a fabulous year ahead! ✨

BUYER ALERT 🚨The market just shifted again.Mortgage rates have climbed quickly over the past several weeks, and yes — th...
09/25/2026

BUYER ALERT 🚨

The market just shifted again.

Mortgage rates have climbed quickly over the past several weeks, and yes — that changes the math.

But it doesn’t erase the opportunity.
In fact, prepared buyers may have more working in their favor than they realize:

Less competition. More seller concessions. More negotiating power. More solutions.

We’re seeing opportunities for buyers to negotiate price, ask for closing-cost help, use seller-paid rate buy-downs, and put available concessions to work in ways that can improve affordability.

The market hasn’t stopped.
The strategy has changed.

After nearly four decades in mortgage lending, I’ve seen a lot of markets — and every one of them has created opportunity for buyers who understand their options and have the right team helping them navigate the numbers.

So don’t let higher mortgage rates automatically scare you away from buying a home if a move makes sense for your life.

If homeownership is on your radar, let’s look at the numbers, explore the available mortgage options, and see what’s actually possible.

I also know some incredible real estate agents who are exceptional negotiators — I’d be happy to connect you with one.

Experience that finds a way. 💙🏡

What could $10,000 REALLY do when you’re buying a home? 🏡💰Lower the purchase price?Add to your down payment?Help with cl...
09/23/2026

What could $10,000 REALLY do when you’re buying a home? 🏡💰

Lower the purchase price?
Add to your down payment?
Help with closing costs?
Lower your interest rate?

Here’s the interesting part: there isn’t one right answer.

The same $10,000 can do very different things depending on the buyer, the loan and the transaction. And sometimes those dollars may even come from seller-paid costs negotiated by a great REALTOR®. 🙌

That’s why I love mortgage strategy. Let’s give every dollar the right job. My newest blog breaks down some of the possibilities—and you might be surprised.

Read the full blog here.👇
https://sharlaellis.com/blog/what-can-10000-do-for-homebuyer

Address

2150 South 1300 East, Suite 150
Salt Lake City, UT
84106

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+18014872122

Website

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