Advanced Funding Home Mortgage Loans

06/08/2026

Learn how to use a VA loan calculator to estimate payments, plan your budget, and buy a home with confidence using your VA benefits.

Learn how to use a VA loan calculator to estimate payments, plan your budget, and buy a home with confidence using your VA benefits.

06/05/2026

The U.S. economy added 172,000 jobs in May, crushing expectations of 85,000.

The unemployment rate came in at 4.3%, right in line with forecasts. Meanwhile, April’s payroll number was revised higher by 64,000 jobs, making the labor market look even stronger than previously reported.

This marks the second-strongest jobs report in the last 13 months and is another sign that the economy remains remarkably resilient.

For mortgage rates, stronger job growth isn’t always good news. A labor market that continues to outperform expectations can keep inflation concerns alive and make it harder for the Federal Reserve to cut rates.

06/05/2026

Discover how to qualify as a first-time homebuyer, including credit score, DTI, income limits, and how to access grants and assistance programs.

Discover how to qualify as a first-time homebuyer, including credit score, DTI, income limits, and how to access grants and assistance programs.

06/04/2026

According to Freddie Mac’s Primary Mortgage Market Survey (PMMS), the average 30-year fixed mortgage rate decreased to 6.48%, continuing a recent trend of modest improvement.

While rates remain higher than many buyers would like, they are below the peaks reached over the past year. Lower rates can help improve affordability and increase purchasing power for homebuyers.

Takeaway: Mortgage rates are still elevated, but recent declines are providing some relief and creating opportunities for buyers who have been waiting on the sidelines.

06/03/2026

ADP reported that private employers added 122,000 jobs in May, slightly above expectations of 118,000.

The report points to a labor market that remains resilient, but not overheated. Job growth is continuing at a moderate pace rather than accelerating sharply.

For mortgage rates, this is relatively neutral. Stronger-than-expected job growth can put upward pressure on rates if it signals persistent inflation, but today’s modest beat is unlikely to significantly change expectations for Federal Reserve policy on its own.

The bigger focus remains on inflation data and the official jobs report later this week.

06/03/2026

Learn how the Federal Funds Rate impacts mortgage rates, including how rate hikes and cuts influence home affordability and borrowing costs.

Learn how the Federal Funds Rate impacts mortgage rates, including how rate hikes and cuts influence home affordability and borrowing costs.

06/02/2026

Mortgage rates continue to play a major role in housing affordability. This chart shows the path of the 30-year fixed mortgage rate over time.

While rates remain elevated, they’ve stabilized compared to the sharp increases seen in recent years. That stability is helping buyers, sellers, and the broader housing market adjust to the current environment.

Takeaway: Rates remain high, but the absence of new highs is providing some support to the housing market.

06/02/2026

The ISM Manufacturing Index rose to 54.0 in May, beating expectations of 53.3 and reaching its highest level in four years.

At the same time, the Prices Paid component declined, suggesting inflation pressures within the manufacturing sector may be easing.

Stronger manufacturing activity, combined with cooling price pressures, is generally a positive sign for the economy.

06/01/2026

Learn how debt affects VA loan approval, including DTI ratios, credit scores, and income. Discover strategies veterans can use to qualify for a mortgage.

Learn how debt affects VA loan approval, including DTI ratios, credit scores, and income. Discover strategies veterans can use to qualify for a mortgage.

05/29/2026

The national average for a gallon of regular gasoline fell to $4.39, down from $4.55 just one week ago.

Lower gas prices can help ease overall inflation pressures, which is positive for mortgage rates. When inflation cools, it increases the likelihood of lower bond yields — a key factor that influences mortgage pricing.

While one week doesn’t make a trend, softer energy costs are a step in the right direction for both consumers and interest rates.