Advanced Funding Home Mortgage Loans

10/24/2026

It’s reassuring to know what to expect from your mortgage.

With a standard fixed-rate mortgage, the interest rate and scheduled principal-and-interest payment stay the same over the loan term. Property taxes and homeowners insurance can still change, so your total monthly payment may change, too.

Advanced Funding can help you compare loan terms and payments to fit your budget.

Let’s find a comfortable fit.

(801) 272-0600
advancedfunding.com
[email protected]

NMLS ID 13287 | Equal Housing Lender

10/24/2026

Could some homeowners soon have their mortgage insurance removed automatically?

President Trump signed a new executive order yesterday to reduce mortgage and homeownership costs.

First, the order calls for a pilot program that could automatically eliminate private mortgage insurance (PMI) for eligible homeowners once they have sufficient equity.

It also seeks to lower refinancing costs by expanding alternatives to traditional lenders’ title insurance and potentially reducing paperwork and fees.

The order addresses manufactured housing as another way to make homes more affordable and calls for lower interest rates on certain USDA and VA direct loans.

Here’s what I find encouraging.

We’re finally seeing more attention being paid to the costs of homeownership beyond just mortgage interest rates.

Of course, signing an executive order doesn’t mean these savings are available today. Federal agencies still have work to do, and eligibility requirements will matter.

But reducing unnecessary mortgage expenses could make a meaningful difference for some households.

10/23/2026

Saving for a down payment? Leave room for other home-buying costs, too.

Closing costs and prepaid expenses, such as homeowners insurance and property taxes, can affect how much cash you need to bring to closing.

Advanced Funding can help you review your estimated cash to close and understand what’s included.

Let’s work through the full picture before you make your move.

(801) 272-0600
advancedfunding.com
[email protected]

NMLS ID 13287 | Equal Housing Lender

10/23/2026

Discover the 5 most often used loan types by home buyers today. See what each option can offer for your financing journey.

Discover the 5 most often used loan types by home buyers today. See what each option can offer for your financing journey.

10/22/2026

A little welcome news for homebuyers this week!

After several weeks of rising mortgage rates, we finally saw some relief.

According to Freddie Mac's latest weekly survey, the average 30-year fixed mortgage rate dropped to **7.32%**, down from 7.40% last week. The 15-year fixed average also moved lower, from 6.71% to **6.68%**.

Now, these aren't dramatic changes, and rates are still higher than they were a year ago. But it's encouraging to see some movement in the right direction.

For buyers, even small changes in mortgage rates can make a difference in monthly payments and purchasing power.

My advice hasn't changed: Focus on finding a home and a payment that comfortably fit your budget rather than trying to perfectly time the market.

And remember, these are national averages. Your actual mortgage rate will depend on your individual circumstances and loan options.

10/22/2026

The best time to talk financing is before you find the home you love.

A preapproval can help you understand your borrowing options and prepare to make an offer. It isn’t final loan approval, so the property and remaining loan requirements still matter.

Advanced Funding can help you get started and understand the next steps before you begin shopping.

Let’s put a plan behind your home search.

(801) 272-0600
advancedfunding.com
[email protected]

NMLS ID 13287 | Equal Housing Lender

10/21/2026

Homebuilders are pulling back on construction, even as building permits hold relatively steady.

September housing starts came in at an annualized pace of 1.221 million, below the expected 1.300 million.

Meanwhile, building permits reached 1.400 million, slightly above expectations of 1.390 million.

Why does this matter?

Housing starts tell us how many homes builders are actually beginning. Permits give us an idea of what they may build in the future.

With housing affordability already stretched, we need more homes, not fewer. But builders also need enough buyer demand to justify starting new projects.

It's a difficult balancing act for the housing market.

10/21/2026

Thinking about buying a rental property? Start with the financing.

Look beyond the purchase price: consider the down payment, monthly housing costs, cash reserves, maintenance, and time between tenants.

Advanced Funding can help you explore investment-property loan options and understand how the financing fits your plans before you make an offer.

Let's run the numbers.

(801) 272-0600
advancedfunding.com
[email protected]

NMLS ID 13287 | Equal Housing Lender

10/21/2026

Learn how much or how little of a down payment you need to buy a home and what loan options you should consider to reach your goal.

Learn how much or how little of a down payment you need to buy a home and what loan options you should consider to reach your goal.

10/20/2026

Here's something interesting happening in the housing market.

Pending home sales reportedly dropped 7.3% in September, far worse than the expected 0.7% decline, to a record low.

Yet according to Redfin, home prices actually increased 0.25% from August to September, slightly faster than August's 0.21% gain.

So we're seeing fewer homes go under contract, but prices aren't necessarily following suit.