Geoff Smith Branch Manager and Mortgage Banker

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Geoff Smith Branch Manager and Mortgage Banker Branch Manager/Sr. Loan Officer NMLS #1043587 for the Roswell, GA, branch of Assurance Financial. Serving all of GA, FL, TN, NC, SC, AR & AL.
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We go all out to give our customers the BEST loan experience they've ever had.

11/03/2026

🇺🇸 We're proud to serve those who've served our country!

VA home loans offer valuable benefits that help eligible veterans, active-duty service members, and surviving spouses achieve their homeownership goals.

From no-down-payment options to flexible financing guidelines, understanding the benefits you may qualify for is an important first step.
Learn more: https://assurancemortgage.com/5-things-know-va-loans/

Buying your first home is an exciting milestone, but knowing where to start can feel overwhelming! 🏡From understanding y...
10/29/2026

Buying your first home is an exciting milestone, but knowing where to start can feel overwhelming! 🏡

From understanding your budget and exploring financing options to getting pre-approved, being prepared can make all the difference.

Read these 7 helpful tips:
https://assurancemortgage.com/first-time-homebuyer-tips/

10/27/2026

FHA or Conventional—which could work for you?

Both can be great paths to homeownership, but there are a few key differences to know.

FHA loans may offer more flexibility when it comes to credit qualifications and can require as little as 3.5% down.

Conventional loans may allow as little as 3% down for qualified borrowers and offer the ability to remove private mortgage insurance (PMI) once certain requirements are met.

The right fit depends on your credit, down payment, financial picture and long-term goals. That’s why it helps to compare your options before deciding. Learn more: https://assurancemortgage.com/fha-vs-conventional-loan/

Figuring out your next housing move after a divorce can feel overwhelming, but you don’t have to do it alone.Whether you...
10/22/2026

Figuring out your next housing move after a divorce can feel overwhelming, but you don’t have to do it alone.

Whether you're wondering if you can keep your home, buy a new one, or qualify for a mortgage on your own, there are solutions, and I’m here to help you explore them.

I work with clients and family law attorneys to offer solutions tailored to your unique situation. If you’re in the middle of a transition and unsure what’s next, let’s take it one step at a time — together.

📩 Message me for a confidential, no-pressure consultation.

10/20/2026

Your home equity could play a different role in your financial picture.

A HELOC may allow eligible homeowners to use available home equity to consolidate multiple debts into one place.

Watch to see how it works and what to consider before exploring this option.

We have officially begun the start of the Great Holiday Slide. We will start sliding on Halloween and before we know it,...
10/16/2026

We have officially begun the start of the Great Holiday Slide. We will start sliding on Halloween and before we know it, we'll hit the ground wondering what just happened and it will be 2027.

I'm a big believer in New Year's resolutions. And if I would have written mine down earlier this year, I'd grade myself on how I was doing with them this year. But I didn't, so I don't remember exactly what they were. I'm pretty sure they had something to do with hard work, dieting, exercising, and making sure the referees ignored certain interferences. But who knows?

One thing I do know is that when I do set resolutions, even on my best years, the Holidays kind of blow them apart. I was already given my first bag of candy at a networking event this week. It's sitting in the lobby of my office. Just waiting for someone to open it and eat the M&M's inside.

It's been one day and so far so good.

The first Holiday is by far the strangest. Christmas celebrates the birth of Christ. Thanksgiving celebrates really family and friends. Halloween celebrates...

Click the link to read the full article!
https://conta.cc/4BaZMvQ

Email from Geoff Smith Rates Dip "We will not be hunted at the University of Georgia. We will be the ones doing the hunting." -Kirby Smart Holiday Slide Tips and Tactics By Geoff Smith We have offici

Make settling into your new home more affordable!A temporary buydown lets you ease into your mortgage by reducing your i...
10/15/2026

Make settling into your new home more affordable!

A temporary buydown lets you ease into your mortgage by reducing your initial monthly payments, giving you extra breathing room for other expenses.

Connect with me to see if this option is right for you!

10/13/2026

There’s more to your mortgage payment than you might think. 🏡 Watch for a quick breakdown of what may be included in that monthly number.


10/09/2026

Address

1255 Canton Street, Suite E
Roswell, GA
30075

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