Prime Property Lending

Prime Property Lending NMLS #2121985 GA #2121985 TN #2121985 FL Copyright Β© 2022. Homestar Financial Corporation 332 Washington St. NW, Gainesville, GA 30501. NMLS #70864.

🏑Helping You Buy a Home with Confidence
Mortgage Tips β€’ Market Updates β€’ Loan Strategies
πŸ“ Roswell, GA
NMLS #2121985 | GA #2121985 | FL
πŸ‘‡ Start your home journey today For licensing info: NMLSconsumeraccess.org. This is not a commitment to lend and not all customers will qualify. All terms, information, conditions, rates, and programs are subject to credit and property approval and may ch

ange without notice. Not all products are available in all states. Certain other restrictions may apply. Homestar Financial Corporation is an equal housing lender and is not affiliated with any government entity. Equal Housing Opportunity

06/25/2026

🏑 FHA Loan Scenario: What Could a $350,000 Home Cost Per Month?

Many buyers wonder what homeownership actually looks like beyond the purchase price. To help answer that question, here's an FHA loan example based on a real-world scenario. πŸ“Š

Using a 660 credit score, a 10% down payment, and current national average interest rates, here's the breakdown:

πŸ’° Purchase Price: $350,000
πŸ’΅ Down Payment: $35,000 (10%)
πŸ“ˆ Interest Rate: 5.875%
🏠 Estimated Monthly Payment: $2,463.95

This estimate includes principal, interest, mortgage insurance, property taxes, and homeowners insurance, giving a more realistic picture of the total monthly payment.

The purchase price is only part of the equation. Understanding the full monthly payment is what helps determine whether a home truly fits your financial goals and budget.

What do you think?

πŸ€” Is $2,463.95 per month higher or lower than you expected for a $350,000 home?

Comment "PRIME" below if you'd like more information about FHA loans, down payment options, or the homebuying process.

06/23/2026

POV: Me trying to get one more loan funded before the end of the month. πŸ˜…πŸ“žπŸ’»

Calling agents, checking conditions, chasing documents, refreshing emails every 5 minutes... because one more funded loan can make all the difference. πŸ‘πŸ’°

The end-of-month hustle is real, but helping clients reach the closing table makes every late-night email and last-minute phone call worth it. πŸš€

Who's ready to get this one across the finish line? πŸ”‘βœ¨

🏑 Buying a home doesn't have to feel overwhelming.One of the biggest mistakes homebuyers make is trying to figure everyt...
06/23/2026

🏑 Buying a home doesn't have to feel overwhelming.

One of the biggest mistakes homebuyers make is trying to figure everything out on their own. The truth is, having the right team behind you can make the entire process smoother, less stressful, and a lot more enjoyable.

Whether you're buying your first home, upgrading to a bigger space, or investing in real estate, understanding your financing options is a key part of the journey.

That's why guidance matters. From pre-approval to closing day, having someone who can answer your questions, explain the process, and help you navigate the unexpected can make all the difference.

Homeownership isn't just about getting a loan it's about creating a plan that helps you achieve your goals and move forward with confidence. πŸ”‘

Thinking about buying a home? Let's make sure you're prepared for every step of the journey.

πŸ“© Send a message to get started.

06/20/2026

Me: Feel free to reach out if you need anything....
My Client: Challenge accepted!

Thank you so much for the kind words and recommendation! It was truly a pleasure helping you through the homebuying proc...
06/19/2026

Thank you so much for the kind words and recommendation! It was truly a pleasure helping you through the homebuying process. My goal is always to keep clients informed, answer questions along the way, and make the experience as smooth and stress-free as possible.

I appreciate the trust you placed in me and am grateful for the opportunity to be part of such an important milestone. Congratulations again on your new home, and if you ever need anything in the future, I'm always here to help. Thank you for your support!

Dream home? Let’s make it real. 🏑

Fast, simple, stress-free process.
πŸ’Ό Great rates. Real results.

DM me to get started πŸ‘‡

06/18/2026

πŸ’° Think you need 20% down to buy a home? Think again! 🏑

One of the biggest myths in homebuying is that you need a huge down payment before you can even start looking for a house. The truth? There are several loan programs that can help make homeownership possible with much less upfront cash.

βœ… Conventional loans as low as 3% down for qualified first-time homebuyers
βœ… FHA loans starting at 3.5% down
βœ… VA loans with 0% down for eligible veterans and service members
βœ… USDA loans with 0% down in eligible rural areas

Many buyers also worry about mortgage insurance when putting less than 20% down, but the actual cost is often much lower than what online calculators estimate.

The best loan option depends on your unique situation, goals, and finances. If you're wondering how much you really need to buy a home, let's talk!

πŸ“² Send me a DM, drop a comment, or give me a call to explore your options.

Congratulations to Josh and Lana on purchasing their next investment property in Atlanta, GA!We were faced with financin...
06/17/2026

Congratulations to Josh and Lana on purchasing their next investment property in Atlanta, GA!

We were faced with financing one of the most challenging properties I have ever come across, but through teamwork and determination, we were able to find the perfect loan solution.

I couldn't ask for better friends or clients. Thank you for trusting me to help make this investment possible.

06/15/2026

POV: You're asking how the mortgage process works... and I'm turning mortgage jargon into plain English. πŸ‘πŸ“‹

From pre-approval to closing day, there are a lot of moving parts but it doesn't have to be confusing. My job is to help you understand every step, answer your questions, and make sure you feel confident throughout the journey.

Because buying a home is a big decision, and you deserve a mortgage experience that feels simple, transparent, and stress-free. πŸ”‘

Thinking about buying a home? Drop your questions below! πŸ‘‡

06/15/2026

Warning: Tallulah Gorge State Park may cause excessive photovideo-taking, nonstop smiling, and an urge to quit your desk job. πŸ˜ŽπŸŒΏβ›°οΈ

Some views are worth every stepβ€”and this one delivered.

06/12/2026

How do you keep a work/life balance as a mortgage lender? πŸ€”

Simple: answer emails, take calls, help clients buy homes... then try to remember what day of the week it is. πŸ˜‚

In all seriousness, balance isn't about working less it's about making time for what matters most both inside and outside the office.

What's your best work/life balance tip? πŸ‘‡

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460 Shadowood Court
Roswell, GA
30075

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