HBFRnation

09/16/2026

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The Walking Fed has spoken. 🧟‍♂️📈

A .25% rate hike is one thing. What the markets do with it next is what homebuyers really need to watch.

Mortgage rates don’t simply move point-for-point with the Fed, and the reaction in bonds and mortgage-backed securities can matter just as much as today’s announcement.

Want to know what this means for buying a home right now?

Join us LIVE next Tuesday at HBFR.org. We’ll break down what changed, what we’re watching, and strategies buyers can use in the current market.

Follow ™ for updates as this unfolds.

The right team matters. The right strategy matters.

09/02/2026

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08/11/2026

INDIANAPOLIS, we’re coming to you!

Join Margie Hennessey and Amber Byrd for a FREE LIVE, IN-PERSON Homebuying 101 class in ASL on Sunday, August 23rd.

Seats are limited so the class can stay interactive and everyone has an opportunity to ask questions.

Sunday, August 23 | 3:00–4:00 PM | Indianapolis

Click HERE to reserve your seat, and please share this with someone who may want to join us.

See you in Indy!

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08/10/2026

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08/04/2026

Thinking about buying a home but not sure where to start? You’re in the right place.

Margie and I host free, live homebuying classes through HomeBuyingFORrookies. Classes are offered in English, with select classes taught entirely in ASL.

We cover first-time homebuying, VA loans for Veterans and service members, investment property strategies, and much more. We also bring in trusted local professionals from across the 48 states we serve to share what buyers need to know in their market.
Whether you’re buying your first home, your fourth home, or it has simply been a while, there’s a class for you.

No cost. No obligation. No awkward sales pitch. Just practical information to help you build the right game plan.

Visit HBFR.org to view upcoming classes and register for free.

The right team matters. The right strategy matters. And it starts with understanding your options.

Equal Housing Lender. Waterstone Mortgage Corporation NMLS #186434, a wholly owned subsidiary of WaterStone Bank SSB. For licensing and disclosures visit WaterstoneMortgage.com.
https://myoc.io/SHL



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08/03/2026

Think you need 20% down to buy a home?

Good news: you may not.

Many qualified buyers purchase with less than 20% down, but that does not mean you should start shopping without savings or automatically choose the smallest down payment possible.

The right strategy depends on your credit, income, monthly payment, available funds, and what you want your finances to look like after closing. Grant and assistance programs may also be available, but qualifying for one does not automatically mean it is the best option.

The goal is not simply to get into a home. It is to buy with a plan you can comfortably maintain.

Follow on TikTok and Facebook for weekly homebuying education, and always feel free to reach out directly with questions:

[email protected]
813.435.9081
www.signinghomeloans.com

Our next homebuying class taught entirely in ASL by Margie Hennessey is Tuesday, August 18 at 7:00 PM ET.

Register free at HBFR.org, and please pay close attention to the class date you select because not every class is taught in ASL.

Know someone who still thinks 20% down is always required? Share this with them.

07/29/2026

Important reminder: the Fed does not directly set mortgage rates.

Today’s decision involved the short-term federal funds rate. Mortgage rates are driven more directly by the bond market and can still move up or down even when the Fed leaves its rate unchanged.

We’ll be watching the market reaction and breaking down what it means for buyers next. Follow for straightforward mortgage updates in English and ASL.

07/16/2026

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07/14/2026

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04/30/2026

Breaking News!

How mortgage expert Margie Hennessey turned her cultural connection into a mission — guiding buyers, especially those in the Deaf and Hard of Hearing community, through the home loan process with accessibility, education, and expertise.