Nancy Cruz - Homespire Mortgage

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United States
Rockville, MD
Nancy Cruz - Homespire Mortgage

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Loan Officer NMLS #1693203
Homespire Home Loans is a Division of NFM Lending, LLC (homespirehomeloans.com) NFM NMLS #2893. nmlsconsumeraccess.org

Branch NMLS #1665728 Equal Housing Lender. Nancy Cruz | Loan Officer NMLS #1693203
Shady Grove, MD
Homespire Mortgage NMLS #183215
Equal Housing Lender

10/30/2026

Wishing everyone a happy and safe Halloween!

10/22/2026

Life doesn’t stand still, and your insurance shouldn’t either.

Whether you’ve added a home office, renovated your kitchen, or invested in new valuables, a quick annual review makes sure your coverage still fits your life. It’s a small habit that can save big stress, and it’s one of the smartest forms of financial self-care.

When was the last time you checked in on your coverage?

10/14/2026

Your home doesn’t need to look like anyone else’s to be beautiful. When you focus on what makes you happy, you’ll find more contentment and less pressure to keep up.

What’s your favorite thing about your home right now?

10/12/2026

September was full of opportunities to help people take the next step toward homeownership, and I could not be more thankful. Thank you to everyone who trusted me, referred me, supported me, and worked alongside me. Proud to be recognized as a Top Producer.

10/05/2026

Yes, rates are higher than many buyers would like. But there are some real advantages to today’s market that are worth considering:

🏡 More homes to choose from
💰 Less competition and fewer bidding wars
🤝 More room to negotiate
💵 Potential opportunities for seller-paid closing costs or a rate buydown
🔨 More homes with improvements already completed

And here’s something important to remember: the rate you get today doesn’t necessarily have to be the rate you keep forever. If rates improve in the future and your situation makes sense for it, refinancing may be an option.

Of course, buying a home should always make sense for your finances and your long-term plans. But if you’re financially ready to buy, don’t automatically rule it out just because rates are higher.

Sometimes, the right opportunity isn't about getting the perfect rate. It's about looking at the whole picture.

Want to talk through what buying could look like for you? I'm always happy to walk you through your options.

09/22/2026

Hello, Fall 🍂 We’ve been waiting for you!

09/17/2026

Buying a home is one of the biggest financial decisions you’ll ever make, and having a clear plan makes all the difference.

Here are 4 smart steps to take before you start your home search:

1. Check your credit score, debt balances, and budget.

2. Get pre-approved for your mortgage (I can help you with that 🙂).

3. Find the right Realtor (I'm always happy to provide recommendations).

4. Define your must-haves.

When you’re ready, give me a call. I'm here to walk you through each step and make the process as smooth as possible.

09/07/2026

Today, we’re celebrating the hard work, dedication and contributions of workers everywhere. Whether you’re building homes, building businesses, caring for others, or simply working hard to create a life you love, your work matters.

Take a well-deserved break today. You’ve earned it!

09/04/2026

Change starts at the local level. 🏡

This National Food Bank Day, remember: the biggest impact often starts small. A few cans, a few dollars, or an hour of your time can help your neighbors right here at home.

Tag your local food bank in the comments! Let's encourage others to give!

08/27/2026

If you’re planning to tour homes this weekend, make sure you’re pre-approved before you go! That way, when you find the home you love, you’re ready to make a strong offer.

Ready to start? Reach out to me any time.

Address

9211 Corporate Boulevard, Suite 240
Rockville, MD
20850

Telephone

+14436352012

Website

https://www.homespirehomeloans.com/nancycruz

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