Nick Comeau- Senior Loan Officer First Heritage Mortgage, LLC

Nick Comeau- Senior Loan Officer First Heritage Mortgage, LLC Senior Loan Officer at First Heritage Mortgage. in Bethesda, Md. Licensed in MD, VA, DC, Pa, Ga, SC and DE. Happy to help all current and future homeowners!

NMLS # 2012534

Did you start your homeownership journey with an ARM mortgage? We get it, they can be appealing at the beginning. But, f...
09/16/2026

Did you start your homeownership journey with an ARM mortgage? We get it, they can be appealing at the beginning. But, future adjustments can mean higher payments.

If you’re looking for stability, refinancing to a fixed-rate mortgage could lock in a consistent rate and monthly payment. 🏡 ✨

Check out our blog to learn how to get started and why this could be a smart move! 🔗 https://fhmtg.com/2024/12/05/how-to-refinance-your-arm-into-a-fixed-rate-mortgage/
https://myoc.io/eCh7wkQIkLi/kE4z4

Severe weather can strike when you least expect it. According to NOAA, weather-related disasters cause more than $100 bi...
09/13/2026

Severe weather can strike when you least expect it. According to NOAA, weather-related disasters cause more than $100 billion in damage across the U.S. each year. 🌪️

The good news? A little preparation can go a long way.

Our latest guide covers everything you need to know before severe weather season arrives—from strengthening your home against potential damage to reviewing your homeowners and flood insurance coverage so there are no surprises when you need it most.

Read the blog and take steps today to help protect your home, your finances, and your peace of mind. 🔗
https://myoc.io/eCh7wkQIkLi

Don’t overlook the appraisal in the homebuying process —it’s one of the most important steps in the mortgage process! Bu...
09/11/2026

Don’t overlook the appraisal in the homebuying process —it’s one of the most important steps in the mortgage process! But what happens if the appraisal comes in lower than expected? In today’s market, that’s a possibility many buyers face. 🤔

An appraisal helps ensure you’re paying a fair price for your new home while protecting buyers, sellers, and lenders alike. It provides an unbiased estimate of a property’s value and can help safeguard your investment from day one. 🏡🔧

👉🏼 Read our blog to understand why appraisals can come in low, and know your options if they do!
https://myoc.io/eCh7wkQIkLi/Z0u3Z

Is high-interest debt draining your monthly budget? Well, we have some good news! If you’re a homeowner, your mortgage c...
09/09/2026

Is high-interest debt draining your monthly budget? Well, we have some good news! If you’re a homeowner, your mortgage can be a powerful debt consolidation tool that can help you save money.😄👏

In our blog, we break down a smart strategy that can turn multiple high-interest bills into one lower, more manageable monthly payment. 🤫💰

Are you ready to take control? Read our blog! 🔗 https://fhmtg.com/2025/04/24/why-you-should-refinance-your-mortgage-to-consolidate-debt/
https://myoc.io/eCh7wkQIkLi/1r6I8

Are you trying to get rid of PMI? If you are, you’re in the right place!PMI is a helpful tool that helps buyers become h...
09/06/2026

Are you trying to get rid of PMI? If you are, you’re in the right place!

PMI is a helpful tool that helps buyers become homeowners sooner without waiting to save a full down payment. But getting rid of PMI means one less monthly expense. Depending on your mortgage, your home’s value, and how much equity you’ve built, there are several possible paths to getting rid of PMI. 😄

For a visualization, Follow along with these steps:
✅ Check your mortgage statement. �
✅ Call your loan servicer. �
✅ Ask about your PMI removal options. �
✅ Find out if your home value has increased. �
✅ Consider making extra principal payments. �
✅ Look into refinancing if appropriate.

Removing PMI can lower your monthly mortgage payment and help you keep more money in your pocket to be used home projects or other investments. 🏡

If YOU want to stop paying more bills, check out our blog to learn more about getting rid of your PMI! 🔗
https://myoc.io/eCh7wkQIkLi/CqVPd

You made it to closing day... now what? 🔑✨From your first mortgage payment to budgeting for homeownership expenses and s...
09/04/2026

You made it to closing day... now what? 🔑✨

From your first mortgage payment to budgeting for homeownership expenses and settling into your new space, knowing what comes next can make the transition feel a whole lot smoother.

Whether you're a first-time homebuyer or just want to feel more prepared, our latest blog walks you through exactly what to expect after closing day so you can start this new chapter with confidence! 🏡

Learn more here! 📖 https://fhmtg.com/blog/what-happens-after-closing-day-as-a-new-homeowner/
https://myoc.io/eCh7wkQIkLi/kNOY7

If you’ve been meaning to give AI a try, remember: you’re just a handful of prompts away from faster marketing and follo...
09/02/2026

If you’ve been meaning to give AI a try, remember: you’re just a handful of prompts away from faster marketing and follow-up. 🤖

You don’t have to figure AI out alone — we’ll walk you through it live. A few simple AI prompts can save you hours every week but only if you know how to make tools like ChatGPT and Claude work for you.

That’s why our marketing team is continuing the Marketing Growth Series with a session designed specifically for real estate agents and loan officers, led by Erica Goodwin and Cotton Walsh from First Heritage Mortgage.

Here’s what we’ll cover:
✨ How to make AI sound like you
✨ How to build your own AI content assistant
✨ How to use AI as your marketing “advisory panel”
✨ Plug-and-play prompts to save hours each week
✨ A live walkthrough of ChatGPT + Claude

You’ll walk away with practical prompts and a simple game plan you can start using the same day.

Save your spot and join us! Register here 🔗
https://myoc.io/eCh7wkQIkLi/stTo6

Selling your current home while trying to buy your next one? 🏡🔄It can feel like you’re trying to line up a million movin...
09/02/2026

Selling your current home while trying to buy your next one? 🏡🔄

It can feel like you’re trying to line up a million moving pieces at once—but with the right strategy and team behind you, it is possible to make the transition smoother!

From deciding whether to buy or sell first to understanding your financing options, there are a few important things to consider before making your move.

We break it down in our latest blog. 👇

🔗 Learn more here!
https://myoc.io/eCh7wkQIkLi/SD61i

Real estate partners, this is your reminder — if AI has been on your to-do list but you’re still not sure where to begin...
09/01/2026

Real estate partners, this is your reminder — if AI has been on your to-do list but you’re still not sure where to begin, this webinar is for you. 🤖

Our marketing team is back with the next session in the Marketing Growth Series, so you can spend less time trying to “figure out” AI and more time putting it to work to grow your business.

Join Erica Goodwin and Cotton Walsh from the First Heritage Mortgage marketing team to learn:
✨ How to make AI sound like you
✨ How to build your own AI content assistant
✨ How to use AI as your marketing “advisory panel”
✨ Plug-and-play prompts to save hours each week
✨ A live walkthrough of ChatGPT + Claude

Spots are limited so don’t miss out! 🔗
https://myoc.io/eCh7wkQIkLi/OzfuK

Are you self-employed and dreaming of homeownership? 🏡✨Buying a home can feel a little more complicated when your income...
08/30/2026

Are you self-employed and dreaming of homeownership? 🏡✨

Buying a home can feel a little more complicated when your income doesn't fit neatly into a W-2 box—but that doesn't mean it's out of reach. By understanding lender expectations and exploring loan program options, it's definitely absolutely possible. 🤝

Check out our blog to learn more! 👇
https://myoc.io/eCh7wkQIkLi/Grbi5

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Rockville, MD
20852

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