The Jeff Stempler Team at First Heritage Mortgage

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The Jeff Stempler Team at First Heritage Mortgage Jeff Stempler is a Mortgage Loan Originator at First Heritage Mortgage NMLS ID #86548. Loan Originator NMLS ID #171047
www.JeffStemplerTeam.com

Jeff Stempler, a DC metro native, thoroughly understands the area’s growing and diverse real estate market. He has nearly 20 years of experience in mortgage financing, serving all of Maryland (including Prince Georges, Frederick, and Montgomery Counties and the towns of Germantown, Potomac, Poolesville, and Frederick). He also provides services to all of Virginia (including Fairfax, McLean, Vienna, Arlington, and Alexandria), and Washington, DC. Jeff loves helping buyers achieve the dream of home ownership and is consistently ranks in the top 1% of mortgage originators for the nation according to Mortgage Executive Magazine. Jeff’s commitment to communicate throughout home purchase and refinance transactions distinguishes him from his competitors and makes buyers feel comfortable whether they are first-time home buyers or moving up and using a Jumbo Loan. Active in the community, Jeff is a member of the Poolesville Chamber of Commerce, cofounder of PNG- Rockville and coaches basketball for Montgomery County Rec and Mid-Maryland Leagues. Jeff lives in Poolesville with his wife and three children. First Heritage Mortgage, LLC, Company NMLS ID #86548 (www.nmlsconsumeraccess.org)

Mortgage escrow sounds intimidating, but it’s really just there to protect you and your money. 🏡💰You’ll learn what escro...
11/01/2026

Mortgage escrow sounds intimidating, but it’s really just there to protect you and your money. 🏡💰

You’ll learn what escrow actually is, how it handles your good faith deposit, and how rolling taxes and insurance into your monthly payment can keep big surprise bills from hitting all at once.

If you want to understand how escrow helps your home and budget stay on track, check out our blog! 👇
https://myoc.io/bWi8tVr0xbW/VnZEz

Is your furry friend truly living their best life in your current space? Our pets are family, and creating a comfortable...
11/01/2026

Is your furry friend truly living their best life in your current space? Our pets are family, and creating a comfortable environment for them is always a top priority.

Owning your home gives you total freedom to customize spaces, build pet nooks, and create play areas without landlord restrictions. Check out our latest blog post for easy DIY projects that will make your pets feel completely at home.

🏡 Ready to purchase a place with a big yard or extra room for your four legged family members? Send us a message today to explore your home loan options.
https://myoc.io/cQWZ7hMysLv/aCCpr

Found a house you love… but have no idea if you can afford it? 🏡😅Before you start scrolling through listings or scheduli...
10/30/2026

Found a house you love… but have no idea if you can afford it? 🏡😅

Before you start scrolling through listings or scheduling showings, getting pre-qualified can help you understand what you may be able to afford—and give you a clearer starting point for your home search.

It can also help you catch potential financial hurdles early and show sellers that you’re serious about buying.

Read our latest blog to learn why getting pre-qualified should be one of your first steps. 👇
https://myoc.io/cQWZ7hMysLv/SdsLx

Is your furry friend truly living their best life in your current space? Our pets are family, and creating a comfortable...
10/30/2026

Is your furry friend truly living their best life in your current space? Our pets are family, and creating a comfortable environment for them is always a top priority.

Owning your home gives you total freedom to customize spaces, build pet nooks, and create play areas without landlord restrictions. Check out our latest blog post for easy DIY projects that will make your pets feel completely at home.

🏡 Ready to purchase a place with a big yard or extra room for your four legged family members? Send us a message today to explore your home loan options.
https://myoc.io/bWi8tVr0xbW/LkbLy

10/28/2026

Why It's a Good Time To Buy/Sell

Finding the right home is exciting, but securing the right financing can feel overwhelming. Having a dedicated mortgage professional in your corner makes all the difference.

At The Stempler Team, we guide you through every step of the mortgage process with clear communication and personalized options. Whether you are buying your first home or planning your next move, you deserve a smooth financing journey.

Send me a message today or visit JeffStemplerTeam.com to explore your options and get started. 🏡
https://myoc.io/cQWZ7hMysLv

Fixed-rate or adjustable-rate mortgage… which one makes sense for you? 🏡The answer depends on more than just the interes...
10/28/2026

Fixed-rate or adjustable-rate mortgage… which one makes sense for you? 🏡

The answer depends on more than just the interest rate. Your budget, how long you plan to stay in your home, and your future goals all play a role in finding the right loan option.

🔒 Fixed-rate mortgages offer predictable principal and interest payments.
📉 Adjustable-rate mortgages may offer a lower initial rate, depending on market conditions and loan terms.

There’s no one-size-fits-all answer when it comes to home financing. Let’s find the loan that fits your plans! Read the full guide and learn more about your options. 🔗
https://myoc.io/cQWZ7hMysLv/DStm0

5.0 star review received on Experience.com for Jeffrey Stempler by Erika H - The  whole  team  was  extremely knowledgea...
10/27/2026

5.0 star review received on Experience.com for Jeffrey Stempler by Erika H - The whole team was extremely knowledgeable and communicative which was very important to me as a first time homebuyer. I always felt like I could reach out and ask questions if needed.

Click to see all 457 reviews of Jeffrey Stempler at First Heritage Mortgage, Senior Loan Officer | NMLS ID #171047

4.75 star review received on Experience.com for Jeffrey Stempler by Lahouari A - It was very helpful to work with you in...
10/27/2026

4.75 star review received on Experience.com for Jeffrey Stempler by Lahouari A - It was very helpful to work with you in our project to buy a house

Click to see all 457 reviews of Jeffrey Stempler at First Heritage Mortgage, Senior Loan Officer | NMLS ID #171047

Your credit score is more than just a number. When you’re buying a home, those three digits can play a role in the mortg...
10/25/2026

Your credit score is more than just a number. When you’re buying a home, those three digits can play a role in the mortgage interest rate you’re offered, which can affect both your monthly payment and how much you pay over time. 💳

So, what actually impacts your credit score? And what can you do to improve it before buying?

We’re breaking it all down in our latest blog, so check it out! 🏡👇
https://myoc.io/cQWZ7hMysLv/FPvYZ

POV: You’re ready to buy a home but have no idea where to start 🏡The first step is to get pre-qualified! It helps you un...
10/25/2026

POV: You’re ready to buy a home but have no idea where to start 🏡

The first step is to get pre-qualified! It helps you understand your buying power, plan your budget, and know what homes to start looking at. Plus, the process may be easier than you think. 👏

Save yourself the guesswork and check out our latest blog for everything you need to know about getting pre-qualified. 👇
https://myoc.io/bWi8tVr0xbW/jnJbl

Address

2600 Tower Oaks Boulevard, Suite 100
Rockville, MD
20852

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