The Jeff Stempler Team at First Heritage Mortgage

The Jeff Stempler Team at First Heritage Mortgage Jeff Stempler is a Mortgage Loan Originator at First Heritage Mortgage NMLS ID #86548. Loan Originator NMLS ID #171047
www.JeffStemplerTeam.com

Jeff Stempler, a DC metro native, thoroughly understands the area’s growing and diverse real estate market. He has nearly 20 years of experience in mortgage financing, serving all of Maryland (including Prince Georges, Frederick, and Montgomery Counties and the towns of Germantown, Potomac, Poolesville, and Frederick). He also provides services to all of Virginia (including Fairfax, McLean, Vienna, Arlington, and Alexandria), and Washington, DC. Jeff loves helping buyers achieve the dream of home ownership and is consistently ranks in the top 1% of mortgage originators for the nation according to Mortgage Executive Magazine. Jeff’s commitment to communicate throughout home purchase and refinance transactions distinguishes him from his competitors and makes buyers feel comfortable whether they are first-time home buyers or moving up and using a Jumbo Loan. Active in the community, Jeff is a member of the Poolesville Chamber of Commerce, cofounder of PNG- Rockville and coaches basketball for Montgomery County Rec and Mid-Maryland Leagues. Jeff lives in Poolesville with his wife and three children. First Heritage Mortgage, LLC, Company NMLS ID #86548 (www.nmlsconsumeraccess.org)

Could right now be the best time to downsize your home? 🏡If you're always cleaning empty bedrooms, putting off yard work...
09/16/2026

Could right now be the best time to downsize your home? 🏡

If you're always cleaning empty bedrooms, putting off yard work, or wondering where your monthly housing costs are going, your home may no longer fit the life you're living today.

Downsizing isn't about giving up space—it's about making the most of what you've built. For many homeowners, downsizing can mean:
✨ Unlocking valuable home equity
✨ Lowering monthly housing expenses
✨ Reducing maintenance and upkeep
✨ Moving into a home that better fits your current lifestyle

Read our latest blog to learn why now may be the best time to downsize your home and the key factors to consider before making your next move. 🔗
https://myoc.io/cQWZ7hMysLv/k2Gnk

You made it to closing day... now what? 🔑✨From your first mortgage payment to budgeting for homeownership expenses and s...
09/16/2026

You made it to closing day... now what? 🔑✨

From your first mortgage payment to budgeting for homeownership expenses and settling into your new space, knowing what comes next can make the transition feel a whole lot smoother.

Whether you're a first-time homebuyer or just want to feel more prepared, our latest blog walks you through exactly what to expect after closing day so you can start this new chapter with confidence! 🏡

Learn more here! 📖 https://fhmtg.com/blog/what-happens-after-closing-day-as-a-new-homeowner/
https://myoc.io/bWi8tVr0xbW/P2vPB

Unlock the secrets of home valuation! Whether buying, selling, or refinancing, it's crucial to understand what truly con...
09/13/2026

Unlock the secrets of home valuation! Whether buying, selling, or refinancing, it's crucial to understand what truly contributes to your property's worth. 🏠✨

Our latest blog highlights the key factors determining your home's value, and why this knowledge should be in every homeowner's toolkit. Are you ready to make informed decisions about your financial future? ➡️ https://fhmtg.com/blog/how-is-a-home-value-determined/
https://myoc.io/bWi8tVr0xbW/CMlEG

Did you recently find out that you are inheriting a home? 🏠While this may seem like a generous gift, inheriting property...
09/13/2026

Did you recently find out that you are inheriting a home? 🏠

While this may seem like a generous gift, inheriting property can raise many questions about what to do. 🤔 When you inherit a home, there are many hidden costs that many people overlook!

Check out our latest blog to uncover the fine print of your inheritance so you can make an informed decision that is best for you. 🏡🤝 https://fhmtg.com/2026/02/12/what-to-know-when-inheriting-a-property/
https://myoc.io/cQWZ7hMysLv/SKtpF

Do you want to say goodbye to PMI and hello to extra savings in your budget? 👀PMI (private mortgage insurance) is what l...
09/11/2026

Do you want to say goodbye to PMI and hello to extra savings in your budget? 👀

PMI (private mortgage insurance) is what lets many buyers get into a home with less than 20% down — but that doesn’t mean you have to keep paying it forever. Depending on your loan and how much equity you’ve built, there may be a point where you can drop PMI and lower your monthly payment. 🏡🏡

👉🏼 In our latest guide, we break down what PMI actually is and the different ways you can get rid of it once you qualify. Tap the link to see if you’re closer than you think to getting rid of your PMI. 🔗
https://myoc.io/bWi8tVr0xbW/Tms1R

Are you self-employed and dreaming of homeownership? 🏡✨Buying a home can feel a little more complicated when your income...
09/11/2026

Are you self-employed and dreaming of homeownership? 🏡✨

Buying a home can feel a little more complicated when your income doesn't fit neatly into a W-2 box—but that doesn't mean it's out of reach. By understanding lender expectations and exploring loan program options, it's definitely absolutely possible. 🤝

Check out our blog to learn more! 👇
https://myoc.io/cQWZ7hMysLv/dyick

🔑 Closing day is finally here! The paperwork is signed, the keys are yours, and you're officially a homeowner. 🎉 But wha...
09/09/2026

🔑 Closing day is finally here! The paperwork is signed, the keys are yours, and you're officially a homeowner. 🎉 But what happens next?

From making your first mortgage payment to budgeting for ongoing homeownership expenses, there are a few important steps to take after closing to help ensure a smooth transition into your new home.

Our latest blog breaks down what to expect in the weeks following closing day, so you can stay organized, manage your finances with confidence, and start your homeownership journey on the right foot. 🔗
https://myoc.io/bWi8tVr0xbW

🔑 Closing day is finally here! The paperwork is signed, the keys are yours, and you're officially a homeowner. 🎉 But wha...
09/06/2026

🔑 Closing day is finally here! The paperwork is signed, the keys are yours, and you're officially a homeowner. 🎉 But what happens next?

From making your first mortgage payment to budgeting for ongoing homeownership expenses, there are a few important steps to take after closing to help ensure a smooth transition into your new home.

Our latest blog breaks down what to expect in the weeks following closing day, so you can stay organized, manage your finances with confidence, and start your homeownership journey on the right foot. 🔗
https://myoc.io/cQWZ7hMysLv

Selling your current home while trying to buy your next one? 🏡🔄It can feel like you’re trying to line up a million movin...
09/06/2026

Selling your current home while trying to buy your next one? 🏡🔄

It can feel like you’re trying to line up a million moving pieces at once—but with the right strategy and team behind you, it is possible to make the transition smoother!

From deciding whether to buy or sell first to understanding your financing options, there are a few important things to consider before making your move.

We break it down in our latest blog. 👇

🔗 Learn more here!
https://myoc.io/bWi8tVr0xbW/1eEcI

Address

2600 Tower Oaks Boulevard, Suite 100
Rockville, MD
20852

Telephone

+13016743975

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