Team Z at Atlantic Coast Mortgage

Team Z at Atlantic Coast Mortgage We take pride in what we do and try and provide the best level of service to our clients who are looking to buy or refinance their homes.

Joe Zamoiski, SVP Sales Mgr - NMLS 118525
Jason Zamoiski, SVP, Sales Mgr - NMLS 204705
Lex Harrison, Loan Officer - NMLS 390440

Atlantic Coast Mortgage, LLC
Equal Housing Lender
Company NMLS 643114 (www.nmlsconsumeraccess.org) Joe Zamoiski | SVP, Sales Mgr - NMLS 118525
Jason Zamoiski, | SVP, Sales Mgr - NMLS 204705
Lex Harrison | Loan Officer - NMLS 390440


We have been in the mortgage bus

iness for 10 + years, we work together, and are twins! We not only help our clients close on time; we also provide them with free tools and information to continue guiding and helping them make smart decisions around how to manage and more importantly how to leverage their home investment to their benefit. Unlike many other mortgage companies, we operate as a fully independent company, allowing us to maintain complete control over the entire borrower experience from beginning to end. This level of control allows us to empower our borrowers with the knowledge and guidance they need to feel confident in every decision throughout their homebuying journey. Our strong attention to detail and communication, allows us to provide a unique and personal experience that helps turn clients into friends!

Kimberly, thank you so much for your kind words!It truly means a lot to me and my team. Buying a home is such a big step...
06/12/2026

Kimberly, thank you so much for your kind words!

It truly means a lot to me and my team. Buying a home is such a big step, and we always want our clients to feel supported, informed, and confident throughout the entire process.

5.0 star review received on Experience.com for Jason Zamoiski by Kimberly E - Jason  and  team  were  beyond helpful ,  ...
06/10/2026

5.0 star review received on Experience.com for Jason Zamoiski by Kimberly E - Jason and team were beyond helpful , always responded immediately to all questions and took the guess work our of navigating a new home purchas. I would absolutely recommend Jason to anyone needing lending services! wonderful experience all around!

Click to see all 376 reviews of Jason Zamoiski, SVP | Sales Manager | NMLS ID #204705

Big life changes can bring big housing questions. Maybe your family is growing, you’re going through a transition, you’r...
06/09/2026

Big life changes can bring big housing questions. Maybe your family is growing, you’re going through a transition, you’re planning for retirement, or your current home just doesn’t fit the way it used to.

Whatever season you’re in, having the right mortgage guidance can help you figure out what options make the most sense for where life is taking you next.

Source: Keeping Current Matters “Why People Move” Playbooks

Peggy, thank you so much for the kind words! It truly means a lot. My goal is always to make the process feel as simple ...
06/05/2026

Peggy, thank you so much for the kind words! It truly means a lot.

My goal is always to make the process feel as simple and stress free as possible, while keeping you informed every step of the way.

I’m so grateful I had the opportunity to help and appreciate your trust throughout the process.

We’re proud to be recognized by Scotsman Guide as a 2026 Top 55 Overall Mortgage Lender. 🏆 Behind every ranking like thi...
06/02/2026

We’re proud to be recognized by Scotsman Guide as a 2026 Top 55 Overall Mortgage Lender. 🏆

Behind every ranking like this is a team of people doing meaningful work. Helping people navigate homeownership takes expertise, collaboration, and a whole lot of coordination. This recognition reflects the people across ACM who make that happen every day, from the first conversation to the final closing table.

👏 To our team: thank you for showing up, delivering results, and helping more clients move forward with confidence.

5.0 star review received on Experience.com for Joe Zamoiski by Daniel D - Joe has been super helpful to us through three...
06/02/2026

5.0 star review received on Experience.com for Joe Zamoiski by Daniel D - Joe has been super helpful to us through three home purchases and a couple refi's. We enjoy working with him and appreciate his expertise and opinions.

Click to see all 674 reviews of Joe Zamoiski, SVP | Sales Manager | NMLS ID #118525

4.83 star review received on Experience.com for Jason Zamoiski by Peggy C - The  process was  easy,  with  clear  steps ...
06/02/2026

4.83 star review received on Experience.com for Jason Zamoiski by Peggy C - The process was easy, with clear steps for what we needed to do. Communication was fantastic!

Click to see all 375 reviews of Jason Zamoiski, SVP | Sales Manager | NMLS ID #204705

5.0 star review received on Experience.com for Joe Zamoiski by Richard P - Joe  Z  and  his  team  were  wonderful.  Cou...
05/30/2026

5.0 star review received on Experience.com for Joe Zamoiski by Richard P - Joe Z and his team were wonderful. Could not have found a lender who cares more about me and my family having a home to live in!

Click to see all 673 reviews of Joe Zamoiski, SVP | Sales Manager | NMLS ID #118525

Home prices can feel unpredictable, but there are a few long term factors that continue to play a role. Demand, housing ...
05/29/2026

Home prices can feel unpredictable, but there are a few long term factors that continue to play a role. Demand, housing supply, and the cost of goods all impact where prices go over time.

The more you understand the market, the better prepared you can be when it’s time to make a move.

Today we pause to remember the brave men and women who gave everything for our country. Their sacrifice is the reason we...
05/25/2026

Today we pause to remember the brave men and women who gave everything for our country.

Their sacrifice is the reason we are able to enjoy the freedoms, homes, and communities we cherish every day.

Address

909 Rose Avenue 400 & 500 (Offices 113, 115, 116)
North Bethesda, MD
20852

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