10/21/2026
A home that needs a little work isn’t necessarily a dealbreaker. In fact, for the right buyer, a fixer-upper could be an opportunity to turn a house with potential into a home that truly fits their needs.
From outdated kitchens and worn flooring to bigger renovation projects, certain mortgage programs may allow qualified buyers to finance both the purchase of a home and eligible improvements through one loan. Of course, every property and situation is different, but it’s worth exploring your options before crossing a home off your list just because it needs some TLC.
Sometimes, seeing past what a home looks like today can help you imagine what it could become tomorrow. The cobwebs, however, are still your responsibility.