Laura Triplett at Atlantic Coast Mortgage

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Fairfax, VA
Laura Triplett at Atlantic Coast Mortgage

This experience has given her the ability to truly understand her client’s needs.

EVP | Area Manager - NMLS ID #181420

Atlantic Coast Mortgage, LLC
Equal Housing Lender
Company NMLS ID #643114 (www.nmlsconsumeraccess.org)

Licensure & Product Disclaimers/Disclosures: www.acmllc.com/legal The Right Loan Officer is Critical to Your Home Buying and Refinancing Success
Laura’s 20+ years of experience in the mortgage field as a top producing loan officer has given her the opportunity to work with a diverse client base. At Atlantic Coast Mortgage, Laura’s goal is to find the program that will be most beneficial to the client’s needs and to navigate through the process in an honest, upfront, and efficient way. Offering a vast portfolio of products to fit your situation, Laura will help you reach your goals and feel confident about your home loan transaction. Making the loan process “stress-free” is the most rewarding part of Laura’s job. Laura Triplett | EVP, Area Manager - NMLS ID #181420
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)
Licensure & Product Disclaimers/Disclosures: www.acmllc.com/legal

10/29/2026

Making more wishes come true in the ACM Fredericksburg office!

10/29/2026

Fun times in the ACM Fredericksburg office!

10/23/2026

💰 MORE WAYS TO KEEP MONEY IN YOUR POCKET! 🏡

When it comes to homeownership, it’s not always about getting the lowest interest rate. It’s about making smart financial decisions that save you money today AND in the future!

Here are 8 money-saving strategies every homeowner and homebuyer should know:

✅ 1. Compare Mortgage Offers the RIGHT Way
Request Loan Estimates from lenders on the same day, using the same loan scenario. Compare the interest rate, APR, Section A lender fees, and total closing costs. The lowest rate isn’t always the best deal!

✅ 2. Give Your Credit Score a Boost
Reducing credit card balances before applying for a mortgage may improve your credit score and potentially qualify you for better loan pricing. Aim to keep balances below 30% of your available credit, and lower if possible.

✅ 3. Say Goodbye to Mortgage Insurance
Have a conventional loan with PMI? You may be eligible to request cancellation once your loan balance reaches 80% of your home’s original value. In some cases, rising property values may help you qualify sooner! If you are purchasing a home there may be an option to pay a one time fee to avoid paying PMI in the monthly payment.

✅ 4. Let the Seller Help Pay Your Closing Costs
Seller and builder concessions can be powerful negotiating tools! Ask about using credits toward closing costs or a temporary or permanent interest rate buydown, subject to loan program guidelines.

✅ 5. Shop Your Homeowners Insurance
Your insurance premium affects your monthly housing expense. Shopping around every year or two could save you hundreds of dollars annually.

✅ 6. Keep an Eye on Refinancing Opportunities
If interest rates drop, don’t just look at the new payment. Calculate how long it will take to recover your refinancing costs. The numbers need to make sense!

✅ 7. Ask About a Mortgage Recast
Receiving a bonus, inheritance, or other lump sum? Some mortgage servicers allow you to make a large principal payment and recalculate your monthly payment without refinancing. Eligibility and fees vary.

✅ 8. Review Your Escrow Account
Don’t ignore your annual escrow analysis! Check your property taxes and insurance costs for accuracy. If your property assessment seems too high, explore your local appeal process.

💡 Here’s what I want you to remember:

A mortgage isn’t something you should think about only when you’re buying a home.

It’s a financial tool that deserves attention throughout your homeownership journey.

My job isn’t just to help you get a mortgage. It’s to help you understand your options, make informed decisions, and find opportunities to keep more of your hard-earned money!

📲 Whether you’re buying your first home, moving up, or have owned your home for 20 years, let’s have a conversation. There may be opportunities you haven’t considered!

Laura Triplett | Atlantic Coast Mortgage

10/21/2026

🏡 Realtors: Where does the money for your buyer’s mortgage actually come from—and why should you care?
Join me for my upcoming class, The Path to Approval, where we’ll connect the dots between where mortgage money comes from and what it takes to get your buyers to closing.
We’ll break down:
✅ Where the money to lend comes from
✅ Who makes the rules—and why lenders ask for so much documentation
✅ Why one loan program may work when another doesn’t
✅ How understanding the process helps you ask better questions and set clearer expectations
When you understand the “why” behind the lending process, you’re better equipped to guide your buyers and recognize potential obstacles early.
After more than 30 years in mortgage lending, I still believe that helping people understand their options is one of the most valuable things we can do.
Register at www.pwar.com. I’d love to have you join us!

10/15/2026

My mom received a fraudulent phone call recently, and it was a reminder of just how convincing these scams have become.

The caller sounded legitimate. They created urgency, made the situation feel serious, and tried to get her to react before she had time to stop and think.

And this can happen to ANYONE.

Please remind your parents, grandparents, friends, clients — and yourself:

🚩 Never give a caller your Social Security number, banking information, passwords, or verification codes.

🚩 If someone says they are calling from your bank, mortgage company, credit card company, the IRS, Social Security, or another trusted organization, hang up and call the company back using a phone number YOU know is legitimate.

🚩 Do not let anyone pressure you into acting immediately, transferring money, purchasing gift cards, or clicking a link they send you.

🚩 When in doubt, stop and call someone you trust before doing anything.

This also made me think about my responsibility to my clients beyond simply helping them obtain a mortgage.

If you ever receive a suspicious call, text, email, or request involving your mortgage, credit, banking information, wire instructions, or anything related to a real estate transaction, CALL ME.

I would much rather spend five minutes helping you determine whether something is legitimate than see you become the victim of fraud.

Protecting my clients doesn’t end at the closing table. ❤️

Please share this with someone you love — especially someone who may not realize how sophisticated these scams have become.

10/15/2026

Great leaders. Great people. One incredible team! ❤️

Leadership is about more than titles. It’s about the people you surround yourself with, the relationships you build, and the difference you make together.

Proud to be part of this amazing leadership team at Atlantic Coast Mortgage! 🥂

10/12/2026

Just another highly professional day at the office. 😂

Address

4100 Monument Corner Drive 6th Floor
Fairfax, VA
22030

Website

http://www.TeamTriplett.com/

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