Kris Kirby-Thompson, Branch Manager, at Rate

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Kris Kirby-Thompson, Branch Manager, at Rate Kris Kirby, NMLS 1553319
Producing Partnership Branch Manager
at Rate (operating as Guaranteed Rate, Inc. in New York state) NMLS 2611

11/02/2026

Your future home can start with one folder.

Organizing documents, such as income, assets, employment and current housing information before you apply could make mortgage prep feel a lot more manageable.

Start with one category today, then keep building from there. If you have questions, I’m happy to help you understand exactly what may be needed when you’re ready to take the leap toward homeownership. Save this post. Future you will be glad you did.
https://myoc.io/jsWh3cZ6vs/AihLz



NMLS # 1553319

Looking for a fully remodeled, turnkey home in Northern Nevada? Tour this stunning property today from 10am to 1pm with ...
11/01/2026

Looking for a fully remodeled, turnkey home in Northern Nevada? Tour this stunning property today from 10am to 1pm with Mitchell Ross and me.

This home features 4 bedrooms, 3 bathrooms, and over 3,000 square feet of living space with more than 180,000 dollars in fresh 2025 upgrades. You will love the open layout, gourmet kitchen with Taj Mahal countertops, and private backyard hot tub.

Finding your ideal home is thrilling, but securing the right financing strategy is what turns that dream into reality. As a mortgage loan officer, I will be on site to answer your loan questions and help you map out your buying power.

Stop by today to view this incredible property in person. 🏡 Send me a direct message if you would like to explore your loan options before you arrive.

https://myoc.io/jsWh3cZ6vs

NMLS # 1553319

Home prices were up in more than three-quarters of the nation’s metro markets in the third quarter of 2026, with the ave...
10/30/2026

Home prices were up in more than three-quarters of the nation’s metro markets in the third quarter of 2026, with the average home price sitting at $432,900. The Northeast region (4%) led the nation in price appreciation, followed by the Midwest (3.6%). 21% of markets saw home prices decline in Q3, showing there's still plenty of opportunities out there for buyers.

Need help navigating this evolving housing market? Let’s talk.
https://myoc.io/jsWh3cZ6vs/wRD2V



NMLS # 1553319

With the economy remaining strong and inflation lingering, the Fed opted to hold interest rates during their latest meet...
10/29/2026

With the economy remaining strong and inflation lingering, the Fed opted to hold interest rates during their latest meeting. Mortgage rates are expected to stay about where they are in response. When rates hold steady, it takes some pressure off your home financing decisions. Instead of trying to anticipate what could happen next, focus on your timing, budget and other factors within your control.

If you’re in the market for a new home, let’s plan your next move.
https://myoc.io/jsWh3cZ6vs/1UWKh



NMLS # 1553319

10/27/2026

The new car payment followed you home … and now it won't leave. New debt can creep into your homebuying process, impacting your mortgage approval by changing your debt-to-income ratio.

Before financing a large purchase, let’s talk about how it may affect your plan. After all, some things are better left lurking in the shadows.
https://myoc.io/jsWh3cZ6vs/Xoujh



NMLS # 1553319

10/26/2026

Don’t blame ghosts for every creak, thud and clunk. There’s (probably) a perfectly normal explanation for the sounds your home makes. The real trick is keeping up with seasonal maintenance to prevent small issues from spiraling into bigger ones.

Review our home maintenance guide to get your home ready for spooky season.
https://myoc.io/jsWh3cZ6vs/nxQak



NMLS # 1553319

10/22/2026

One home goal. More than one way to get there. Your path to homeownership doesn’t have to look like everyone else’s. I can help you explore the options that may fit your goals.

Let’s talk about what could work for you.
https://myoc.io/jsWh3cZ6vs/844ml



NMLS # 1553319

Pending home sales fell 7.3% in September, with signed contracts down in every region of the country. With less competit...
10/20/2026

Pending home sales fell 7.3% in September, with signed contracts down in every region of the country. With less competition, buyers who are ready may have more room to negotiate. Thinking about making a move while others wait?
https://myoc.io/jsWh3cZ6vs/ZuP3T



NMLS # 1553319

10/15/2026
September home sales were mixed, with sales increasing in the South and West, holding steady in the Midwest and declinin...
10/14/2026

September home sales were mixed, with sales increasing in the South and West, holding steady in the Midwest and declining in the Northeast compared to last month. Year-over-year sales are down in all four regions, but many buyers are still entering contracts thanks to a 1.9% increase in inventory.

Want to know how to make the most of this evolving market? Let’s talk.
https://myoc.io/jsWh3cZ6vs/VmKyq



NMLS # 1553319

Address

Reno, NV
89509

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+17754533214

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