Rich Kramer at Mutual of Omaha Mortgage

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Rich Kramer – Reverse Mortgage Originator NMLS 1220741/ Mutual of Omaha Mortgage NMLS 1025894
25+ years of experience | Access to 180+ lenders
Expert with, FHA, VA, USDA, Jumbo, Investor & Apartment Loans Richard Kramer – Mortgage Specialist
25+ years of experience | Access to 180+ lenders
Expert in FHA, VA, USDA, Jumbo, Investor & Apartment Loans
Helping you find the best rate and loan solution for your needs.

09/23/2026

It is easy to put off financial decisions—especially when everything feels “fine” for now.

But waiting too long can sometimes limit your options later.
Taking the time to understand what is available to you today can help you make more confident decisions for the future.

If this has been on your mind, it may be worth a conversation.

09/21/2026

Insurance costs—whether for your home, health, or other coverage—can increase over time.

For many retirees, it becomes a larger part of the monthly budget than expected.

Keeping track of these changes can help you stay ahead and make adjustments when needed.

If you are reviewing your expenses, I am here as a resource.

09/18/2026

For many homeowners, supporting their family is important.
But it can also raise a difficult question—how do you help others without putting your own future at risk?

There is no simple answer, but finding a balance that supports both can make a meaningful difference over time.

If this is something you are thinking through, I am here to help.

09/16/2026

There is a common belief that all debt should be eliminated in retirement.

While reducing obligations can be important, not every financial strategy fits into a simple category.

Understanding how different options work can help you make decisions that align with your goals and comfort level.

If you are exploring your options, I am here to help.

09/13/2026

From treasured stories and valuable advice to the simple joy of spending time together, grandparents bring so much to our families.

Wishing all grandparents a wonderful day filled with love and appreciation!

09/11/2026

Today, we honor the lives lost, the families forever changed and the brave individuals who responded with courage and compassion on September 11, 2001.

Their memory remains with us.

09/09/2026

Many homeowners create a plan and assume it will carry them through retirement unchanged.

But life evolves—expenses shift, goals change, and unexpected events can happen.

Revisiting your plan regularly can help you stay aligned with what matters most.

If it has been a while since you reviewed your strategy, I am here to help.

09/07/2026

Labor Day is an opportunity to pause and appreciate the effort behind the work that keeps our communities moving forward.

Thank you to workers everywhere for all you do. Have a happy and restful Labor Day!

08/06/2026

Many people create a plan and assume it will carry them through retirement.

But life changes. Expenses shift. Priorities evolve.Taking the time to revisit your plan can help ensure it continues to support the life you want.

If it has been a while since you reviewed things, I am here to help.

08/06/2026

Let’s look at this differently. When budgets feel tight, the instinct is often to focus on cutting expenses.

But sometimes the bigger opportunity is creating more flexibility in how your finances work.

A different perspective can open the door to solutions that feel less restrictive and more sustainable.

I am here if you would like to explore what that could look like.

Address

5470 Kietzke Lane Suite 300, Office 320
Reno, NV
89511

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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