07/08/2026
🏡 AUGUST 2026 MORTGAGE & REAL ESTATE FORECAST
📈 Mortgage Rates
30-year fixed rates are currently around 6.7%
Rates remain volatile and could stay in the mid-to-high 6% range
Inflation, Treasury yields and Federal Reserve policy will continue influencing rates.
🏠 Home Prices
Price growth is slowing and stabilizing
Buyers are seeing more opportunities to negotiate
A major nationwide price drop is not the base-case outlook.
📦 Inventory
More homes are available compared with the extremely tight markets of recent years
Increased inventory is giving buyers more choices and leverage
Local markets can vary significantly.
💰 Buyer Power
Buyers may have more room to negotiate price, repairs and seller concessions
Waiting for a dramatic rate drop isn't necessarily the only strategy—finding the right payment and loan program matters.
📊 Home Sales
NAR expects housing activity to improve during the second half of 2026, assuming inventory continues expanding.
📲 Call or message us today to find a Home Loan that's right for you!! 775.223.4201 or email us at [email protected]