Jeremy Allen, Loan Officer, NMLS 164512, Fairway IMC #2289

Jeremy Allen, Loan Officer, NMLS 164512, Fairway IMC #2289 Jeremy Allen Team, NMLS #164512, Senior Loan Officer
Fairway Home Mortgage, Corporate NMLS #2289 Hey there! It's not just a project; it's a heartfelt tribute.

I'm a proud New Hampshire native, with roots stretching from the picturesque towns of Unity to the charming community of Sunapee. My early years were shaped by the beauty of the Lakes Region, and my journey continued as I pursued higher education at the University of New Hampshire's Whittemore School of Business and Economics, where I earned my Bachelor of Science in Business Administration degree. Nowadays, I find myself rooted in the lovely town of Auburn, where I share my life with my amazing wife and two wonderful daughters. With over 22 years of experience in the industry, I've been helping clients navigate the world of home loans, drawing on my extensive knowledge and expertise. I'm licensed in the states of New Hampshire, Maine, and Massachusetts, allowing me to provide valuable assistance to a wide range of clients in these areas. When I'm not busy assisting clients, you can find me embracing the thrill of the outdoors. I absolutely love snowmobiling, four-wheeling, and mountain biking. And speaking of adventure, I'm currently on a mission to restore my late father's beloved Jeep Wrangler TJ. Beyond the engines, trails, and bike paths, I'm quite the hands-on enthusiast when it comes to home improvement. DIY projects are my specialty, and I take immense pride in crafting my own patios, constructing retaining walls, and even designing barn doors. There's an undeniable satisfaction in transforming a vision into reality, one DIY step at a time. In the world of home loans, I'm committed to helping a diverse range of clients achieve their dreams. Integrity and respect are my guiding principles, ensuring that every interaction is honest and meaningful. And speaking of partnerships, my wife is not just my life partner – she's my invaluable assistant, working side by side with me to provide the best service possible. 💼👩‍❤️‍👨

You'll find my office located in the city of Portsmouth, New Hampshire. So there you have it – a glimpse into my life as a seasoned lender with a passion for adventure, craftsmanship, and making dreams come true. Whether it's through lending expertise, hitting the trails on a mountain bike, or revving up the engine of a Jeep restoration, I'm always ready to take on the next challenge with enthusiasm and dedication.

09/11/2026

LOAN IN MOTION! Selling your current home while buying your next one can feel like a LOT to coordinate… but this one is all coming together!

These buyers are making their move, and we’re excited to help them navigate the financing along the way. It CAN be done!

If you’ve been wondering how you can sell your current home and buy your next one, don’t assume it won’t work. Let’s talk through the options and see what’s possible for you.

📲 Reach out to Jeremy or Lisa. We’d love to help you make your next move!

09/10/2026

Don't Assume the Score in Your Credit App Is Your Mortgage Score

If you're planning to buy a home, one of the biggest credit misconceptions is:
“I know my credit score because I check it every month.”

That's helpful, but the score you're seeing may not be the same scoring model used for a mortgage.

Credit card companies and monitoring services may show a VantageScore or another FICO model.

Mortgage lenders use specific credit scoring models designed for mortgage lending.

So when you're getting ready to buy, don't panic if the number your lender pulls isn't the same one you've been seeing online.

It's normal for the numbers to be different.

The important thing is knowing what your mortgage credit profile actually looks like before you're ready to make an offer.

09/09/2026

LOAN IN MOTION! A big congratulations to this couple! They made quick work of finding their new home, and we couldn’t be happier for them! When you have motivated buyers AND a great Realtor helping guide the way, things can move pretty quickly!

Thinking about buying a home? Whether you’re just starting to explore your options or you’re ready to make a move, reach out to us. We’d love to help you understand your options and put a plan together!

📲 Give Jeremy or Lisa a call or message us anytime.

09/08/2026

When It Comes to Mortgage Credit, Every Point Can Matter

If your credit score is comfortably above the minimum needed for your loan program, a few points may not change much.

But what if you're right on the edge?

Going from 619 to 620 could make a difference in certain situations.

That's why credit shouldn't be something you think about after you find a house.

If you're planning to buy in the next few months, getting your credit reviewed early can help identify potential issues and give you time to address them.

Sometimes the goal isn't to make a huge change.

Sometimes you just need to find a few points.

Thinking about buying a home? Let's look at where you are now and what you may be able to do to get mortgage-ready.

09/06/2026

How Can I Have More Than One Credit Score?

Here's something that surprises a lot of people:
You can have multiple legitimate credit scores at the same time.

That's because credit scoring models don't all calculate your score the same way.
One model might put more emphasis on payment history.

Another may weigh credit utilization, account age or recent activity differently.
This is why the score you see through a credit card company or credit monitoring service may not be the same score your mortgage lender pulls.

It's not necessarily that one score is "right" and the other is "wrong."

They're simply being calculated using different algorithms and scoring models.

This is also why I don't recommend relying solely on the score you see in an app when you're planning to buy a home.

09/04/2026

CLOSED! A little more mountain time is officially here! These buyers are now the proud owners of their new vacation home in the mountains. ❤️

Congratulations on the new getaway and all the memories to come!

Thinking about a vacation home of your own? Reach out to us and let’s talk about your options!

09/04/2026

Thinking About Buying a Home? Be Careful With New Credit.

You're getting ready to buy a house, and then you see an offer for a new credit card.

Or maybe you're thinking about financing a new car.

Before applying, it's worth having a conversation with your mortgage professional.

A new credit application can result in a hard inquiry, which may cause your score to drop a few points.

One inquiry usually isn't a big deal.

But when you're right on the edge of qualifying for a mortgage, a few points can matter.

That's why I recommend talking to your lender before opening new accounts, financing a large purchase, or making other major changes to your credit profile while you're preparing to buy.

A quick conversation now can help prevent an unexpected surprise later.

CLEAR TO CLOSE! Lake living is officially getting closer! These buyers are one step away from making their dream of call...
09/03/2026

CLEAR TO CLOSE! Lake living is officially getting closer! These buyers are one step away from making their dream of calling this lake house home a reality. We’re so excited for them and can’t wait to see them at the closing table!

Ready to make a move of your own? Reach out to us and let’s get your homebuying plan started!

REFINANCE COMPLETE! Refinancing isn’t just about lowering your rate. Sometimes it’s about making a change that fits whe...
09/02/2026

REFINANCE COMPLETE! Refinancing isn’t just about lowering your rate. Sometimes it’s about making a change that fits where life is today.

This refinance allowed our client to remove someone from the loan and take cash out at the same time. Two goals, one refinance. ✔️

Have questions about whether a refinance could make sense for you? Reach out to us and let’s talk through your options!

Address

Portsmouth, NH
03801

Telephone

+16038176463

Website

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