Kevin Shangraw, NMLS #1060677

08/11/2026

Just because rates are high does not mean there aren't ways to help lower costs. Let me help you explore your loan options! Contact me today.

https://www.loandepot.com/kshangraw?utm_source=TE&utm_medium=Social&utm_campaign=848495&ldec=Retail_TE_Social_848495&loid=kshangraw

08/06/2026

If you're a veteran or an active duty service member considering using a VA home loan, there are some important features to keep in mind. Contact me today with any VA eligibility questions!

https://www.loandepot.com/home-loans/va-loan?loid=kshangraw

08/04/2026

Did you know interest rates aren't the only factor to consider when choosing a mortgage lender? It's smart to evaluate who handles your mortgage, loan product, ease of use, transactional speed and the overall experience. To discover loanDepot's virtual loan experience and our wide spectrum of financing options, contact me today!

https://www.loandepot.com/knowledge-cafe/home-purchase/rates-arent-the-only-factor-to-consider?utm_source=TE&utm_medium=Social&utm_campaign=377207v2f&ldec=Retail_TE_Social_377207v2f&loid=kshangraw

08/04/2026

Interested in learning more about the true advantages VA loans provide? Contact me today!

https://www.loandepot.com/kshangraw?utm_source=TE&utm_medium=Social&utm_campaign=813368&ldec=Retail_TE_Social_813368&loid=kshangraw

03/02/2026

"I want to hold off locking my rate. I heard the Fed may cut rates again."

I hear this all too often. Today is a teachable moment on why you don't want to gamble and risk losing thousands in interest savings.

With the events of the weekend, the rates moved quite a bit higher. Now they are back to early February levels. Who knows what the future brings. These unknowns can throw a solid mortgage strategy off the rails.

Listen to your mortgage originator. There is far more to lose than to gain by trying to time the market.

02/27/2026

https://www.nytimes.com/2026/02/26/business/mortgage-rates-30-year.html

The evidence is patchy on whether lower rates have meaningfully spurred more activity, as the Trump administration floats measures it says will make housing more affordable.

02/17/2026

Mortgage rates are hovering at a **3-year low** — and that’s big news for homeowners.

Lower rates mean you could:

* ✅ Reduce your monthly payment
* ✅ Shorten your loan term
* ✅ Switch from an adjustable to a fixed rate
* ✅ Tap into home equity more affordably

If you’ve been waiting for the right moment to refinance, this could be your window. Even a small drop in your interest rate can lead to significant savings over the life of your loan.

Now is the time to review your mortgage, run the numbers, and see what refinancing could do for you. Opportunities like this don’t stay around forever.

Let’s see how much you could save.

12/01/2025

In anticipation of the official loan limit change on January 1, 2026 by the Federal Housing Finance Authority (ahead of the expected announcement around November 2025), loanDepot is increasing standard conforming loan limits to $819,000!

11/26/2025

Wishing you a wonderful Thanksgiving filled with gratitude and time with loved ones.

06/03/2025

Frustrated with the housing inventory? Well it seems it is beginning to change.... Stay in the game if you are trying to buy a home!

I am wondering if this is due to a percentage of home shoppers giving up trying. Regardless- inventory is improving.