Stanford Cross - Bangor Savings Bank NMLS #493470

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Stanford Cross - Bangor Savings Bank NMLS #493470 Buying, building, or refinancing can be exciting and challenging. We're here to help! and successfully closed over 5,000 loans. Stanford holds a B.A.

Stanford Cross, with over 31 years of banking experience, serves as the Mortgage Loan Officer at Bangor Savings Bank. He brings a wealth of knowledge to his role, having financed homes across the U.S. in Economics from the University of Michigan, where he also minored in Sociology. His commitment to community involvement is evident through his active membership in the Portsmouth Rotary Club and both the Greater Portsmouth and Exeter Area Chambers of Commerce. When he’s not working, Stanford enjoys quality time with his two sons. His diverse interests include reading, biking, camping, fishing, skiing, cooking, and even participating in 5k races. You can find Stanford at the Bangor Savings Bank Portsmouth, NH location, where he is dedicated to serving clients in New Hampshire and Southern Maine regions. Buying, building, or refinancing your home can be both exciting and challenging. We're here to help you through the home buying process. We make our loan approvals locally so you can expect dependability and commitment to you. Serving Northern New England
NMLS ID # 493470
Bangor Savings Bank NMLS # 449200
Member FDIC | Equal Housing Lender

Looking for your dream home this fall?Home financing can feel a little scary, but having the right mortgage partner can ...
10/27/2026

Looking for your dream home this fall?

Home financing can feel a little scary, but having the right mortgage partner can make all the difference. That's why I work closely with my clients to provide personalized guidance, answer questions, and explore financing options that fit their goals.

Whether you're buying your first home, moving to your next home, or considering a refinance, I'm here to help make the process as smooth and stress-free as possible.

Contact me today to learn more and explore your options.

Bangor Savings Bank is an Equal Housing Lender. Stanford Cross NMLS # 493470.

Market Watch: Federal Reserve Meeting This Week The Fed is meeting to discuss interest rates, and while mortgage rates d...
10/27/2026

Market Watch: Federal Reserve Meeting This Week
The Fed is meeting to discuss interest rates, and while mortgage rates don't move in lockstep with Fed decisions, market reactions can influence borrowing costs.

If you've been waiting to see where rates may be headed, this is a week worth watching. I'll be keeping a close eye on the updates and what they could mean for homebuyers and homeowners.

Feel free to reach out if you'd like to talk through your options or the current rate environment.

Bangor Savings Bank is an Equal Housing Lender. Stanford Cross NMLS # 493470

Buying a home can feel overwhelming, but it doesn't have to be scary. If you've been putting off a conversation about bu...
10/23/2026

Buying a home can feel overwhelming, but it doesn't have to be scary.

If you've been putting off a conversation about buying a home because you aren't sure where to start, let's talk. A quick conversation can help answer questions, explore options, and give you a clearer picture of what's possible.

If you're ready to get started, give me a call today to discuss your home financing options and see if you qualify.

Bangor Savings Bank is an Equal Housing Lender. Stanford Cross NMLS # 493470.

Have you ever read or heard the "news," only to find out the information was already old? That’s a regular occurrence fo...
10/21/2026

Have you ever read or heard the "news," only to find out the information was already old?

That’s a regular occurrence for mortgage professionals. The media commonly report interest rates based on the prior week’s Fed rate. Meanwhile, loan officers receive up-to-the-minute information.

The two often conflict. Financial markets are fickle and prone to sudden reversals. While the previous week’s average can be indicative of a longer trend, it's rarely an accurate reflection of the present.

A proper consultation with a mortgage professional will provide you solid information and a quote that reflects both the current rate and the specifics of your situation.

I'm happy to assist you with any questions you may have.

Bangor Savings Bank is an Equal Housing Lender. Stanford Cross NMLS # 493470.

Dreaming about more space, beautiful views, and room to enjoy the things that matter most?From hobby farms to country re...
10/20/2026

Dreaming about more space, beautiful views, and room to enjoy the things that matter most?

From hobby farms to country retreats, the right property can offer the space, freedom, and lifestyle you've been looking for. If you're ready to make the move, let's explore your home financing options.

Contact me for more information and to see if you qualify!

Bangor Savings Bank is an Equal Housing Lender. Stanford Cross NMLS # 493470.

https://www.facebook.com/share/p/1CJq7ZtDPk/Join this FREE 90 min webinar on Oct 22nd from 6-7:30pm
10/19/2026

https://www.facebook.com/share/p/1CJq7ZtDPk/

Join this FREE 90 min webinar on Oct 22nd from 6-7:30pm

🏡 Thinking about buying your first home, but not sure where to start?

Join New Hampshire Housing for Homebuyer Basics in 90 Minutes, a FREE live webinar designed to make the homebuying process easier to understand. In just 90 minutes, you’ll learn:

✔️ How to prepare for homeownership
✔️ Key steps in the homebuying process
✔️ How NH Housing mortgage programs can help
✔️ How eligible homebuyers may access up to $15,000 in downpayment assistance

📅 Thursday, October 22 ⏰ 6:00–7:30 PM | 💻 Live on Zoom | 💲 FREE

Your homebuying journey can start here.
👉 Register today: https://hubs.ly/Q04BkgSc0

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10/19/2026

https://www.facebook.com/share/p/1DZEm66fNG/

Buyers continue to respond to homes that feel authentic and welcoming. While decluttering remains important, today's design and staging trends suggest that thoughtfully curated pieces can help a property stand out more than a sterile, overly staged look. https://bit.ly/4hZL6H5

https://www.facebook.com/share/p/1AB5PaZY1V/
10/19/2026

https://www.facebook.com/share/p/1AB5PaZY1V/

The 12 banks in the Federal Reserve System all conduct extensive regional economic research. How does this serve the Fed’s broader mission, which is to limit inflation (its target is 2%) and promote maximum sustainable employment?

Looking for a home that's absolutely purr-fect?A home with bright natural light, extra space, and room for all the scrat...
10/15/2026

Looking for a home that's absolutely purr-fect?

A home with bright natural light, extra space, and room for all the scratching posts and cat trees can make life sweeter for everyone.

If a new home is in your future, let's talk about your home financing options. Your cat will thank you later.

Contact me for more information and to see if you qualify!

Bangor Savings Bank is an Equal Housing Lender. Stanford Cross NMLS # 493470.

Let's help future homebuyers!If you could go back and give yourself one piece of advice before buying your home, what wo...
10/13/2026

Let's help future homebuyers!

If you could go back and give yourself one piece of advice before buying your home, what would it be?

-Budgeting for maintenance and repairs
-Understanding the mortgage process
-Knowing more about your loan options
-What to expect with closing costs
-What to know about the home search

If you or someone you know is looking to purchase or refinance, let's connect. Contact me today!

Bangor Savings Bank is an Equal Housing Lender. Stanford Cross NMLS # 493470.

Address

2400 Lafayette Road
Portsmouth, NH
03801

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