Rob Gibbons - Your Mortgage Pro - CMG Home Loans

11/19/2025

$25 doesn’t go too far these days especially for those families that are struggling in our community, but you can help!!!

🦃 Gather can leverage a $25 donation to provide ‘fixins’ for a complete Thanksgiving meal including a whole turkey, potatoes, stuffing, green, beans, carrots, pies, etc. to a family for five. $25 may not seem like a lot, but it could mean the world to a struggling family. 🦃

👉 Please consider making a $25 donation to Gather to make this Thanksgiving Holiday a wonderful one for a family in need. 👈

Please go to Gathernh.org and the “make a donation” orange button is at the top left. Thank you!

Gather


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10/28/2025

CMG’s Pre-Halloween Parade Open House - Friday October 31st – 5:30 to 8:30. 👉The parade and our open house will be rain or shine.👈

🎉Drop in for some food, libations, networking, and some spooky good times. Kids and F&F friendly. Costumes not required but welcome. The parade usually starts around 7 pm at Peirce Island and works its way down Congress Street.

CMG Home Loans – 40 Congress Street, Third Floor, Portsmouth, NH. Our office overlooks the Portsmouth Halloween Parade Route.

Please contact me for more information.

10/14/2025

Looking for a scary good time? Save the date!

CMG’s Halloween Parade Open House - Friday October 31st – 5:30 to 8:30.

Drop in for some food, libations, networking, and some spooky good times. Kids and F&F friendly. Costumes not required but welcome. The parade usually starts around 7 pm at Peirce Island and works its way down Congress Street.

CMG Home Loans – 40 Congress Street, Third Floor, Portsmouth, NH. Our office overlooks the Portsmouth Halloween Parade Route.

Please contact me for more information.

09/11/2025

Good news for all future homeowners! The Homebuyers Privacy Protection Act has been signed into law. 🏡🔑

This new law prohibits the three credit bureaus from selling homebuyers information (known as "trigger leads") to unsavory lenders right after you apply for a mortgage. These lenders would then aggressively solicit and spam consumers via calls, texts, and emails.

09/10/2025

📉Mortgage rates* approach 2024 lows and have dropped more than 1% from the highs seen earlier this year.

👉Although rates have dipped, continue to expect some rate volatility as we get closer to the expected rate cut by the Fed on Sept. 17th.👈



*Mortgage rates are provided for illustration only and do not guarantee any rate, terms, or a preapproval. Rates shown are national averages tabulated by MND that may include points paid by some borrowers. Each borrower’s rate and costs will vary based on factors such as credit score, loan to value, the election to pay points or not, type of property purchased, closing date, occupancy, program, etc. Mortgage rates can also fluctuate daily based on market activity and economic reports. Contact me for a rate and APR that matches your specific situation.

09/08/2025

Maine real estate agents, home sellers, and homebuyers take note!

There is going to be an additional Maine real estate transfer tax rate for properties over $1 million that goes into effect on November 1, 2025.

Currently, buyers and sellers each pay $2.20 per $1000 of purchase price for buying and selling a home regardless of purchase price one time at closing, and this will remain in effect for homes up to a $1,000,000 purchase price. The new tax will be $3.80 per thousand of purchase price paid by the buyer and seller for any amount of the purchase price over $1,000,000.

09/04/2025

📉Mortgage rates* hover at 11-month lows which is great news for consumers.

👉Expect some rate volatility as we get closer to a possible rate cut by the Fed on Sept. 17th.👈



*Mortgage rates are provided for illustration only and do not guarantee any rate, terms, or a preapproval. Rates shown are national averages tabulated by MND that include points paid by some borrowers. Each borrower’s rate will vary based on factors such as credit score, loan to value, the election to pay points or not, type of property purchased, closing date, occupancy, program, etc. Mortgage rates can also fluctuate daily based on market activity and economic reports. Contact me for a rate and APR that matches your specific situation.

08/28/2025

New Hampshire Housing has named CMG Home Loans their number 1 lender of 2025! We’re honored for this recognition and pride ourselves on supporting NHHFA’s mission of identifying housing solutions and assisting homebuyers in NH.

Please contact me today for a free home buying consultation and how you can leverage NHHFA's great programs.

07/09/2025

As you hopefully know, I’ve been heavily involved with Gather for over a decade now and currently serve as the Board of Directors President, so the organization and its mission are important to me. Every month Gather is supporting 10k to 13k individuals through our various programs and services including our food pantry, mobile markets, Fresh Food Bus, Meals for Kids, etc. Our current ‘footprint’ of communities served is from Seabrook, east down Route 101 to Raymond, north up to Rochester and Farmington, and southeast down the NH and ME boarder to Kittery and Portsmouth. The demand on Gather’s services continues to increase and to meet the need we are developing a new location at 124 Heritage Ave in Portsmouth NH. This new location, which will be opening in Sept 2025, will increase our bandwidth and efficiencies so we can assist more people fighting hunger and food insecurity. The new location will also help Gather act as a liaison or hub between those in need and other philanthropic organizations, so people can get the assistance and education they need beyond simply food assistance. To fund this effort, we’ve been running a capital campaign since January. Our goal is $8M by the end of the year and we’ve already raised over $5M thanks to our generous supporters! Please check out the link below for more information, case for support, and to make a donation. I’d really appreciate it if you would consider supporting Gather and thank you!

Building New England’s First Community Food CenterA Capital Campaign for the future of the Seacoast. Make your Pledge Today Current Pantry We welcome you to be part of creating a legacy that the Seacoast will remember for generations to come. A Growing Need Between the housing crisis, the high cos...

06/16/2025

Please save the date for the 11th annual Fill the Hall food drive and fundraiser. .nh

Link in Bio for more details.

04/23/2025

I recently came across this b-day card my mom gave me awhile back. Great flashback of me riding my Big Wheel in our driveway for hours (and usually into the street and traffic…) and a reminder that sometimes our happiest moments are the simple ones we should take the time to stop and appreciate.

03/07/2025

What if I told you that by buying a home now, you could potentially gain $60,000 in equity within a year? 📈 With the average home price in New England just over $500,000 and the predicted average home appreciation over the next year being 11.9% - if you bought a home today it would be worth $60,000 more by March 2026. In 24 months, this number would likely be over $80,000. With some areas having an average home price approaching $1M – the equity would likely be in the $100k to $180k! This would be real equity to add to a family’s financial security and future. Please DM me today for a no pressure home buying consultation.