First Bank Home Loans

10/16/2026

Normal mortgage files are adorable. We love those. 🫶🏻

W-2 income. Great credit. Money in the bank. Everything fits neatly into its little guideline box.

And then there are the others…

Self-employed. Investor. Unusual income. Weird property. Complicated assets. Something that makes everybody go, “Wellllll…” 😬

That’s when having more than one toolbox matters.

Between First Bank’s retail/portfolio options and LegacyFirst’s broker platform, sometimes the answer isn’t “this borrower can’t do it.”

Sometimes it’s simply:

“We need to look at this differently.”

Got a weird one?

You already know those are my favorite. 😏

📲 Lauren Hoke | 940-268-8090

legacyfirstmortgage First Bank Home Loans

10/16/2026

Mortgage rates held steady during the week ending October 16, 2026, despite hotter inflation data and some volatility in the bond market.

First Bank is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

10/15/2026

A referral is basically you saying, “I trust this person. You can too.”

That’s a pretty big deal.

When someone sends us a client, we know we’re not just representing First Bank or LegacyFirst.

For a little while, we are representing the person who sent them to us, too.

So yes, I care whether the loan closes.

But I also care whether your client felt informed, cared for, respected—and ultimately glad that you made the introduction.

Because your referral is your reputation.

I’m just borrowing it. ❤️

📲 Lauren Hoke | 940-268-8099



First Bank Home Loans legacyfirstmortgage

10/15/2026

Out and about in Celina! 📍

Our Loan Officer, Patsy Noriega, and our Director of Business Development & Growth, Lauren Hoke, recently stopped by the new Ramble community to explore what’s coming to the area.

We love getting out into the neighborhoods we serve, staying connected, and seeing how North Texas continues to grow! 🏡✨

10/14/2026

10/14/2026

As a business owner, freelancer, or 1099 earner, your financial strength is measured by your growth, your drive, and your cash flow—not just the bottom line on a tax return.

We believe your ambition should be rewarded, not restricted. That’s why we offer specialized, loan solutions engineered specifically for modern entrepreneurs.

By utilizing alternative income documentation—like like 1099s or P&Ls—we look at the real health of your business to give you a clear, flexible path to qualification.

You’ve done the hard work of building your business. Let us handle the heavy lifting of financing your home.

Reach out today or click the link in our bio to explore your options with a specialist who understands entrepreneurship.
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10/13/2026

First Bank has been nominated for Best of Wichita Falls in Bank and Home Mortgage, and we have YOU to thank! ❤️

From buying a home to everyday banking, we’re proud to be here for our customers through life’s milestones.

Voting runs October 14–28. Scan the QR code in the graphic to cast your vote, and remember—you can vote once per day in each category!

Thank you for continuing to support First Bank!

Member FDIC

10/13/2026

Nobody wants their lender becoming the main character at 4:57 PM on closing day. 😤

The frantic phone calls.
The “we’re just waiting on ONE thing.”
The closing time getting pushed…again.

No thank you.

At First Bank and LegacyFirst, we are a much bigger fan of doing the hard work before closing day so everyone can show up, sign papers, take the obligatory key photo and move along with their lives. 😉

Closing day should be exciting for the buyer.

Not exciting for the lender.

📲 Lauren Hoke | 940-268-8090
legacyfirstmortgage First Bank Home Loans

10/12/2026

Happy Columbus Day from all of us at First Bank!

Wishing our team, clients, and community a wonderful holiday weekend.