06/18/2026
Across the country, FEMA is releasing updated flood maps that are expanding flood hazard areas and changing insurance requirements for many property owners. In some regions, thousands of properties could be affected by new flood zone designations.
For lenders, that creates a critical question: How will you know when a loan in your portfolio is affected?
Without ongoing monitoring, a flood map revision could go unnoticed until an audit, examination, or coverage issue reveals the problem.
AFR's Life-of-Loan Monitoring continuously tracks FEMA map changes and community updates, helping lenders identify impacted loans and take action when required.
Flood compliance isn't a one-time event. It's an ongoing risk.
