11/04/2026
POV: Me and your Real Estate Agent hear you're shopping for a new living room set before closing. 👀
A new credit card, furniture financing, or large purchase could affect your mortgage approval.
Even a “no payments for 12 months” deal can mean new debt. Financing could change your credit score or monthly debt payments, while a large cash purchase could leave you short on money needed for closing.
Mortgage pros may recheck your credit and finances before closing, so being approved doesn’t mean you’re in the clear to start shopping just yet!
Before you buy, call me. It's always better to ask first to make sure. 📞🏡 ❤️