09/25/2026
Mortgage rates are acting like they had three coffees and read the news too fast.
Oil moves.
Inflation gets dramatic.
Treasury yields react.
The Fed starts watching like a disappointed parent.
And mortgage pricing says, “Cool, I’ll make this confusing for everyone.”
This is why “Should I wait?” is not always a simple question.
Maybe waiting helps.
Maybe it doesn’t.
Maybe the market improves but home prices, inventory, competition, or your timeline decide to act ridiculous.
That’s why you need a plan.
Not a guess.
Not a Zillow payment estimate.
Not your cousin’s opinion from a group chat.
A real plan based on your numbers, your payment comfort, your cash to close, your timeline, and your options.
Markets will move.
Your mortgage strategy should not be built on vibes.
Talk to your favorite mortgage professionals at The Money Store PHX Branch and start planning before the market catches you emotionally unprepared.
Disclosure: Educational content only. Market commentary is for general informational purposes and is not financial advice, investment advice, or a commitment to lend. Rates, programs, terms, and guidelines are subject to change. All loans subject to credit approval, underwriting review, program guidelines, property approval, and borrower qualification. Equal Housing Lender. Nate Hoffman NMLS 2088452 | The Money Store NMLS 1019
