Personal NMLS 268359
Branch NMLS 2191316
Company NMLS 3029 At just 10 years old, I came to the United States from the former Soviet Union. Seeing my parents struggle to adapt, learn the English language, and work long hours trying to raise a family in a new country was just a part of growing up. The five of us lived in a one bedroom apartment in New York City, and owning a home for my parents fel
t like an impossible achievement. In 1997, we moved to Phoenix, AZ in hopes of owning our own home. After two years of living in the desert, my parents found one that they loved and we finally moved in! I strongly believe that seeing my parents desire to find a home changed something within me. I instantly became curious about real estate and the potential to grow one’s wealth through it. I joined the mortgage industry at just 20 years old and very quickly knew that it was my calling. By far, the most humbling and educational time in my life was the big financial crisis of 2008. I lost my job, drained my savings, and went delinquent on my mortgages, student loans, and credit cards. It was the hardest time for not only myself, but many others. After reading many books about personal finance and real estate investing, I started to rebuild my life, little by little. I focused on paying off bad debt, building my credit, and my emergency fund. There were so many people in the same boat. This time my life allowed me to focus on helping thousands of people get their finances in order, become homeowners, and some have even become real estate investors. I have learned that sometimes it is hard to see the light at the end of the tunnel. But, that is when you should lean on someone that has been at the bottom and made their way out of the hole. Someone who understands and can lead you out of the mess you are in. Since that time, I have made a promise to my clients that I will guide them to their build wealth through real estate and advise them to always do what is best for YOU!
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Equal Housing Lender| CrossCountry Mortgage NMLS 3029 | Personal NMLS 268359
Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. This office is licensed and examined by the Office of the Consumer Credit Commissioner of the State of Texas