Earthquake Agent Insurance Services

07/13/2026

EarthquakeAgent.com was just featured in the New York Post’s California Post following a recent interview—and it highlights something every California homeowner should be paying attention to.

📰 Read the full article:
https://nypost.com/2026/07/12/us-news/threat-of-the-big-one-sends-californians-scrambling-for-earthquake-insurance/

California homeowners are flooding insurance agents, scrambling to buy earthquake coverage before the long-feared “Big One” strikes.

05/28/2026

🚨 Most California homeowners compare earthquake insurance the WRONG way.

They only compare the price.

But coverage differences between earthquake insurance companies can be HUGE.

Some policies offer:
✔️ Better deductible options
✔️ Better coverage flexibility
✔️ Better protection overall

In this video, I break down the top earthquake insurance companies in California and explain the REAL differences between them.

Before you buy earthquake insurance… watch this first.

12/21/2025

3.2-magnitude earthquake shakes Northern California city as swarm continues
READ MORE: bit.ly/4pgGGO0

12/20/2025

The earthquake swarm continues in San Ramon. Friday night, the area was rattled by back-to-back quakes ranging from 2.5 to 4.0 magnitude. In the last month, the region has been hit by at least 150 earthquakes.

12/18/2025

https://www.earthquakeagent.com/earthquake-insurance-california/

12/08/2025

2024 began with a major earthquake in Japan, could a similar thing happen here?

USGS scientists and our partners have just released the latest National Seismic Hazard Model that shows what parts of the U.S. could experience damaging earthquakes.

This essential tool helps engineers and others mitigate how earthquakes affect the most vulnerable communities by showing where quakes are most likely to occur and how much shaking they might produce.

What’s the earthquake potential where you live? Is it higher or lower than you expected?

Comment below.

Learn more at https://ow.ly/BP8N50QqbGE

11/29/2025

🌎 How does earthquake insurance actually work?

Here’s a quick breakdown homeowners often don’t know:

✔️ Home insurance does NOT cover earthquakes
✔️ Earthquake insurance is usually a separate policy
✔️ It covers the dwelling, other structures, personal property, and loss of use
✔️ Deductibles are a percentage (2.5%–25%), not a flat dollar amount
✔️ Fire and flood caused by a quake are NOT covered (those fall under fire or flood insurance)

What impacts the price?
🔹 Year built
🔹 Zip code / proximity to fault lines
🔹 Construction type
🔹 Number of stories
🔹 Foundation
🔹 Slope
🔹 Retrofitting
🔹 Deductible choice
🔹 Insurance carrier

Many homeowners also think the California Earthquake Authority (CEA) is the only option — but private carriers often offer more flexible coverage and sometimes lower premiums.

Earthquakes are sudden, unpredictable, and repairs without insurance can be financially devastating.

👉 Learn more or get a quote at EarthquakeAgent.com

11/27/2025

Happy Thanksgiving! 🦃
Alright, we’ve got to ask… how are YOU cooking the turkey today—smoking, roasting, deep frying, or going totally off-script?

11/25/2025

🌎 What’s the best earthquake insurance company in California?

It depends on you — your coverage needs, your home, and the premium that makes the most sense for your situation.

Many Californians think the only option is the California Earthquake Authority (CEA)… but that’s not true.

There are multiple private earthquake insurance companies that offer:
✔️ Broader coverage
✔️ More deductible options
✔️ Often lower premiums than the CEA in many areas

The smartest move is to work with an independent agent who specializes in earthquake insurance — someone who can compare different carriers and design the right policy for your home.

👉 Learn more or get options at EarthquakeAgent.com

11/21/2025

Did you know that your homeowners' policy might cover fire after an earthquake — but not the earthquake itself? Read our breakdown of how earthquake insurance and fire coverage work together → https://www.earthquakeagent.com/fire-after-earthquake-insurance-coverage/

If an earthquake breaks your gas line and causes a fire, is it covered by earthquake insurance or your homeowners policy? Here’s the clear answer every California homeowner should know.