Kim Highland, FNBO, Mortgage Loan Officer - NMLS #1562543

11/01/2026

Don’t forget to turn your ⏰ back one hour and get an extra hour of sleep tonight!

10/30/2026

October is Financial Planning Month—a good reminder that financial plans should evolve as life does.

Retirement plans, income, investments, family goals or major life changes can all be reasons to take another look.
A regular review can help make sure your strategy still reflects where you want to be.

Learn more from FNBO Wealth: www.fnbo.com/wealth/contact-us

10/28/2026

Your mortgage process shouldn't feel spooky!
No mysterious fees appearing out of nowhere. No unanswered questions leaving you in the dark. No surprises at the closing table. No feeling like you're navigating a haunted house alone.

A great lender makes the process clear, transparent, and dare I say, not scary at all! 🏡 Ready for a mortgage experience that's treat, not trick? Connect with me!

10/26/2026

Mortgage Hot Takes. Agree or disagree? Drop it in the comments 👇 And if this hit different, let’s talk about what might be possible for you right now.

10/24/2026

What’s shaping the markets right now—and what could it mean for investors?

In his latest Economic and Financial Market Commentary, Rusty Vanneman, CFA, CMT, Chief Investment Officer at FNBO, takes a closer look at higher interest rates, economic headwinds, the AI boom and the impact of tax decisions on portfolio risk.

If you’re interested in what’s driving markets and where the key risks and opportunities may be, it’s worth a read. https://www.fnbo.com/wealth/resources-insights

10/23/2026

Normalize buying a home on YOUR timeline.

Not when your family thinks you should. Not when your friends are doing it. Not when social media says it's time. When YOU are financially ready. When YOU have found the right fit. When YOU feel confident in your decision.

Homeownership is one of the biggest decisions of your life, and it should happen on your terms. Whenever that time comes, I'll be here. No pressure, just support. 💚

10/22/2026

10/20/2026

POV: You stopped waiting for the "perfect" moment and finally explored your home loan options 🏡✨

And now you're building equity instead of paying someone else's mortgage.
Now you're decorating YOUR space however you want.
Now you're watching your investment grow every single month.

The best time to explore was yesterday and the second-best time is right now. Connect with me today! Explore your loan options here: https://wwt.fnbo.com/personal-banking/mortgage-loans

10/16/2026

Nobody talks about how you might be able to reduce your mortgage payment.
If rates have shifted since you bought your home, refinancing could be worth exploring.

Every situation is different, but it's always worth the conversation. Connect with me and let's see if it makes sense for you! You can explore more here: https://www.fnbo.com/personal-banking/mortgage-loans/refinance