Tim Calabro, FNBO, Mortgage Loan Officer, NMLS #807081

10/23/2026

Nobody talks about how you might be able to reduce your mortgage payment.
If rates have shifted since you bought your home, refinancing could be worth exploring.

Every situation is different, but it's always worth the conversation. Connect with me and let's see if it makes sense for you! You can explore more here: https://www.fnbo.com/personal-banking/mortgage-loans/refinance

10/17/2026

Your mortgage process shouldn't feel spooky!
No mysterious fees appearing out of nowhere. No unanswered questions leaving you in the dark. No surprises at the closing table. No feeling like you're navigating a haunted house alone.

A great lender makes the process clear, transparent, and dare I say, not scary at all! 🏡 Ready for a mortgage experience that's treat, not trick? Connect with me!

10/13/2026

Mortgage Hot Takes. Agree or disagree? Drop it in the comments 👇 And if this hit different, let’s talk about what might be possible for you right now.

10/05/2026

Shoutout to all of the teachers, support staff, and families that help our children grow!

09/29/2026

Fall home aesthetic trends we are absolutely loving right now 🍂✨
Warm earthy tones replacing cool grays ✔️
Cozy layered textures and textiles ✔️
Statement fireplaces as the focal point ✔️
Warm wood tones and natural materials ✔️
Moody rich accent walls ✔️

Which trend are you bringing into your home this fall? Save this post for inspo! 📌

09/24/2026

What an amazing experience!

I was able to attend the Nebraska Mortgage Association conference this year and received a Champions Circle Silver Award. Was able to celebrate with a few of my coworkers too! 

Myself and our team are completely grateful for the family, friends, clients, and partners that have helped accomplish this.

Having a great operational team makes this happen.

09/21/2026

I really enjoyed the latest episode of The Vault by FNBO, featuring Nebraska football players Luke Lindenmeyer and Nyziah Hunter.

They share what it takes to be a Husker—from balancing school and football to making sacrifices, staying financially responsible and preparing for what comes next.

It’s worth a listen: https://www.fnbo.com/insights/podcast/the-vault/beyond-the-game-what-it-takes-to-be-a-husker-athlete

09/14/2026

Tell me you're a homeowner without telling me you're a homeowner 👇😂
Tag a homeowner who needs to see this! And if you're not a homeowner yet—let's change that. Connect with me!🏡

09/04/2026